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Freedom Financial HoldingsFDVA -0.42%60 Shiller PE Ratio is 15.52 as of Sep. 14, 2026, which is 32% below its 10-year median of 22.69. GuruFocus rates FDVA with a GF Score™ of 60/100 and a GF Value™ of $11.12 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,235 Banks companies, Freedom Financial Holdings ranks worse than 60.65% on this metric.
The historical rank and industry rank for Freedom Financial Holdings's Shiller PE Ratio or its related term are showing as below:
FDVA'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 12.2 Med: 22.69 Max: 88.33
Current: 15.58
During the past years, Freedom Financial Holdings's highest Shiller PE Ratio was 88.33. The lowest was 12.20. And the median was 22.69.
FDVA's Shiller PE Ratio is ranked worse than 60.65% of 1235
companies
in the Banks industry
Industry Median: 13.92
vs FDVA: 15.58
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Freedom Financial Holdings's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.160. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $0.77 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Freedom Financial Holdings (OTCPK:FDVA) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Freedom Financial Holdings Shiller PE Ratio Related Terms
Freedom Financial Holdings Shiller PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FDVA vs PBKC, SOBS, AUBN: Shiller PE Ratio Comparison
For the Banks - Regional subindustry, Freedom Financial Holdings's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Freedom Financial Holdings Shiller PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Freedom Financial Holdings's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Freedom Financial Holdings's Shiller PE Ratio falls into.
Freedom Financial Holdings Shiller PE Ratio Calculation
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Freedom Financial Holdings (FDVA) has a Shiller PE Ratio of 15.52 as of Sep. 14, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Freedom Financial Holdings and its competitors. This is 32% below median its historical median of 22.69. Over the past decade, Freedom Financial Holdings' Shiller PE Ratio has ranged from 12.20 to 88.33. According to the industry distribution chart, Freedom Financial Holdings ranks #749 out of 1235 companies in the Banks industry, placing it in the top 60.6%.
Is Freedom Financial Holdings' Shiller PE Ratio too high?
Freedom Financial Holdings' current Shiller PE Ratio of 15.52 is 32% below median its 10-year median of 22.69. Over the past 10 years, this metric has ranged from a low of 12.20 to a high of 88.33. The Banks industry median Shiller PE Ratio is 13.92. Freedom Financial Holdings' value of 15.52 is 11.5% above this industry median. Based on the distribution chart, Freedom Financial Holdings ranks #749 out of 1235 companies in the Banks industry, which is below the industry midpoint. Overall, Freedom Financial Holdings has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Freedom Financial Holdings' Shiller PE Ratio compare to PBKC and SOBS?
According to the Banks industry distribution chart, Freedom Financial Holdings ranks #749 out of 1235 companies for Shiller PE Ratio. This places Freedom Financial Holdings in the lower half of its industry. The industry median Shiller PE Ratio is 13.92. Freedom Financial Holdings' value of 15.52 is 11.5% above this benchmark. Historically, Freedom Financial Holdings' own Shiller PE Ratio has ranged from 12.20 to 88.33 over the past decade. While the company's 10-year median is 22.69 vs. the industry median of 13.92, Freedom Financial Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.92, based on 1,235 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Freedom Financial Holdings's current Shiller PE Ratio of 15.52 is 11.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Freedom Financial Holdings and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Freedom Financial Holdings's current Shiller PE Ratio is 15.52, which is 32% below median its own 10-year median of 22.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Freedom Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Freedom Financial Holdings (FDVA) is currently considered Fairly Valued. The stock's GF Value™ is $11.12, compared to a current price of $11.95 — trading 7.5% above its estimated fair value. The current Shiller PE Ratio is 15.52, which is 32% below median its 10-year median of 22.69 and 11.5% above the Banks industry median of 13.92. Freedom Financial Holdings' overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Freedom Financial Holdings (FDVA), the current Shiller PE Ratio is 15.52 as of Sep. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Freedom Financial Holdings (FDVA) Overvalued in 2026?
Based on GuruFocus' analysis, Freedom Financial Holdings stock appears to be overvalued.
The current stock price of $11.95 is trading 7.5% above its estimated GF Value™ of $11.12.
GuruFocus considers Freedom Financial Holdings to be Fairly Valued.
Key valuation signals for FDVA:
Shiller PE Ratio: 15.52 (32% below median its 10-year median of 22.69)
GF Value™: $11.12 vs. price of $11.95 (7.5% above fair value)
Industry Position: 11.5% above the Banks median (#749 of 1235)
No single metric tells the full story. See the FDVA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Freedom Financial Holdings Inc is a bank holding company. Through its banking subsidiary, it provides various banking products and services such as checking accounts, savings accounts, certificates of deposits, online and mobile banking services, different types of loans and advances, credit cards, and merchant services, among others. The company conducts its business activities through its single reportable segment: community banking. Community banking revolves around serving the community and customers where the bank has branches and offices. Community banking consists of lending, depository, and trust relationships.
60GF Score
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