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Freedom Financial HoldingsFDVA -0.42%60 Equity-to-Asset is 0.08 as of Mar. 2026, which is 20% below its 10-year median of 0.10. GuruFocus rates FDVA with a GF Score™ of 60/100 and a GF Value™ of $11.12 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,518 Banks companies, Freedom Financial Holdings ranks worse than 66.27% on this metric.
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Freedom Financial Holdings Equity-to-Asset Related Terms
Freedom Financial Holdings Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FDVA vs PBKC, SOBS, AUBN: Equity-to-Asset Comparison
For the Banks - Regional subindustry, Freedom Financial Holdings's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Freedom Financial Holdings Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Freedom Financial Holdings's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Freedom Financial Holdings's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Freedom Financial Holdings's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Freedom Financial Holdings (FDVA) has a Equity-to-Asset of 0.08 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Freedom Financial Holdings and its competitors. This is 20% below median its historical median of 0.10. Over the past decade, Freedom Financial Holdings' Equity-to-Asset has ranged from 0.07 to 0.13. According to the industry distribution chart, Freedom Financial Holdings ranks #1006 out of 1518 companies in the Banks industry, placing it in the top 66.3%.
Is Freedom Financial Holdings' Equity-to-Asset too high?
Freedom Financial Holdings' current Equity-to-Asset of 0.08 is 20% below median its 10-year median of 0.10. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.13. The Banks industry median Equity-to-Asset is 0.10. Freedom Financial Holdings' value of 0.08 is 20% below this industry median. Based on the distribution chart, Freedom Financial Holdings ranks #1006 out of 1518 companies in the Banks industry, which is below the industry midpoint. Overall, Freedom Financial Holdings has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Freedom Financial Holdings' Equity-to-Asset compare to PBKC and SOBS?
According to the Banks industry distribution chart, Freedom Financial Holdings ranks #1006 out of 1518 companies for Equity-to-Asset. This places Freedom Financial Holdings in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Freedom Financial Holdings' value of 0.08 is 20% below this benchmark. Historically, Freedom Financial Holdings' own Equity-to-Asset has ranged from 0.07 to 0.13 over the past decade. While the company's 10-year median is 0.10 vs. the industry median of 0.10, Freedom Financial Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Freedom Financial Holdings's current Equity-to-Asset of 0.08 is 20% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Freedom Financial Holdings and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Freedom Financial Holdings's current Equity-to-Asset is 0.08, which is 20% below median its own 10-year median of 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Freedom Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Freedom Financial Holdings (FDVA) is currently considered Fairly Valued. The stock's GF Value™ is $11.12, compared to a current price of $11.95 — trading 7.5% above its estimated fair value. The current Equity-to-Asset is 0.08, which is 20% below median its 10-year median of 0.10 and 20% below the Banks industry median of 0.10. Freedom Financial Holdings' overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Freedom Financial Holdings (FDVA), the current Equity-to-Asset is 0.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Freedom Financial Holdings (FDVA) Overvalued in 2026?
Based on GuruFocus' analysis, Freedom Financial Holdings stock appears to be overvalued.
The current stock price of $11.95 is trading 7.5% above its estimated GF Value™ of $11.12.
GuruFocus considers Freedom Financial Holdings to be Fairly Valued.
Key valuation signals for FDVA:
Equity-to-Asset: 0.08 (20% below median its 10-year median of 0.10)
GF Value™: $11.12 vs. price of $11.95 (7.5% above fair value)
Industry Position: 20% below the Banks median (#1006 of 1518)
No single metric tells the full story. See the FDVA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Freedom Financial Holdings Inc is a bank holding company. Through its banking subsidiary, it provides various banking products and services such as checking accounts, savings accounts, certificates of deposits, online and mobile banking services, different types of loans and advances, credit cards, and merchant services, among others. The company conducts its business activities through its single reportable segment: community banking. Community banking revolves around serving the community and customers where the bank has branches and offices. Community banking consists of lending, depository, and trust relationships.
60GF Score
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