FDVA (Freedom Financial Holdings) EV-to-FCF: (As of Jul. 30, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FDVA Freedom Financial Holdings Inc FDVA
59 GF Score
Price $12.15
GF Value $10.70
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Freedom Financial Holdings EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Freedom Financial Holdings's Enterprise Value is $102.25 Mil. Freedom Financial Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil. Therefore, Freedom Financial Holdings's EV-to-FCF for today is .

The historical rank and industry rank for Freedom Financial Holdings's EV-to-FCF or its related term are showing as below:

FDVA' s EV-to-FCF Range Over the Past 10 Years
Min: 0   Med: 0   Max: 34.4
Current: 34.4

During the past 13 years, the highest EV-to-FCF of Freedom Financial Holdings was 34.40. The lowest was 0.00. And the median was 0.00.

FDVA's EV-to-FCF is ranked worse than
90.43% of 1191 companies
in the Banks industry
Industry Median: 7.24 vs FDVA: 34.40

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-30), Freedom Financial Holdings's stock price is $12.15. Freedom Financial Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $-0.070. Therefore, Freedom Financial Holdings's PE Ratio (TTM) for today is At Loss.


Freedom Financial Holdings  (OTCPK:FDVA) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Freedom Financial Holdings's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=12.15/-0.070
=At Loss

Freedom Financial Holdings's share price for today is $12.15.
Freedom Financial Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.070.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Freedom Financial Holdings EV-to-FCF Related Terms


Freedom Financial Holdings EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Freedom Financial Holdings's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Freedom Financial Holdings EV-to-FCF Chart

Freedom Financial Holdings Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.88 2.49 3.58 22.09 23.88

Freedom Financial Holdings Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 23.88 0.00

FDVA vs NACB, UBCP, CBKM: EV-to-FCF Comparison

For the Banks - Regional subindustry, Freedom Financial Holdings's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Freedom Financial Holdings EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Freedom Financial Holdings's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Freedom Financial Holdings's EV-to-FCF falls into.


FDVA
59GF Score
Freedom Financial Holdings Inc FDVA
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Freedom Financial Holdings EV-to-FCF Calculation

Freedom Financial Holdings's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=102.246/0
=

Freedom Financial Holdings's current Enterprise Value is $102.25 Mil.
Freedom Financial Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Freedom Financial Holdings (FDVA) Overvalued in 2026?

Based on GuruFocus' analysis, Freedom Financial Holdings stock appears to be overvalued. The current stock price of $12.15 is trading 13.6% above its estimated GF Value™ of $10.70. GuruFocus considers Freedom Financial Holdings to be Modestly Overvalued.

Key valuation signals for FDVA:

  • EV-to-FCF:
  • GF Value™: $10.70 vs. price of $12.15 (13.6% above fair value)
  • GF Score™: 59/100 with 3 warning signs

No single metric tells the full story. See the FDVA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Freedom Financial Holdings Business Description

Address 10555 Main Street, Suite 100, Fairfax, VA, USA, 22030
Freedom Financial Holdings Inc is a bank holding company. Through its banking subsidiary, it provides various banking products and services such as checking accounts, savings accounts, certificates of deposits, online and mobile banking services, different types of loans and advances, credit cards, and merchant services, among others. The company conducts its business activities through its single reportable segment: community banking. Community banking revolves around serving the community and customers where the bank has branches and offices. Community banking consists of lending, depository, and trust relationships.
59GF Score

Get the complete analysis for FDVA

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.15
Price
$10.70
GF Value