FDVA (Freedom Financial Holdings) Scaled Net Operating Assets: -0.06 (As of Mar. 2026)

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FDVA Freedom Financial Holdings Inc FDVA
60 GF Score
Price $11.95
GF Value $11.12
Valuation Fairly Valued
! 3 Warning Signs
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What is Freedom Financial Holdings Scaled Net Operating Assets?

Freedom Financial Holdings FDVA -0.42% 60 Scaled Net Operating Assets is -0.06 as of Mar. 2026. GuruFocus rates FDVA with a GF Score™ of 60/100 and a GF Value™ of $11.12 (Fairly Valued). The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Freedom Financial Holdings's operating assets for the quarter that ended in Mar. 2026 was $857.80 Mil. Freedom Financial Holdings's operating liabilities for the quarter that ended in Mar. 2026 was $922.64 Mil. Freedom Financial Holdings's Total Assets for the quarter that ended in Dec. 2025 was $1,065.88 Mil. Therefore, Freedom Financial Holdings's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.06.

FDVA
60GF Score
Freedom Financial Holdings Inc FDVA
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Freedom Financial Holdings Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Freedom Financial Holdings's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(991.264-920.148)/1089.634
=0.07

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1065.883 - 74.619
=991.264

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=981.743 - 61.595 - 0
=920.148

Freedom Financial Holdings's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(857.801-922.636)/1065.883
=-0.06

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1052.826 - 195.025
=857.801

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=968.576 - 45.94 - 0
=922.636

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.06 mean?
Freedom Financial Holdings (FDVA) has a Scaled Net Operating Assets of -0.06 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Freedom Financial Holdings and its competitors.
Is Freedom Financial Holdings' Scaled Net Operating Assets too high?
Freedom Financial Holdings' current Scaled Net Operating Assets is -0.06. Overall, Freedom Financial Holdings has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Freedom Financial Holdings' Scaled Net Operating Assets compare to PBKC and SOBS?
Freedom Financial Holdings' Scaled Net Operating Assets of -0.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Freedom Financial Holdings and its competitors. Freedom Financial Holdings's current Scaled Net Operating Assets is -0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Freedom Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Freedom Financial Holdings (FDVA) is currently considered Fairly Valued. The stock's GF Value™ is $11.12, compared to a current price of $11.95 — trading 7.5% above its estimated fair value. The current Scaled Net Operating Assets is -0.06. Freedom Financial Holdings' overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Freedom Financial Holdings (FDVA), the current Scaled Net Operating Assets is -0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Freedom Financial Holdings (FDVA) Overvalued in 2026?

Based on GuruFocus' analysis, Freedom Financial Holdings stock appears to be overvalued. The current stock price of $11.95 is trading 7.5% above its estimated GF Value™ of $11.12. GuruFocus considers Freedom Financial Holdings to be Fairly Valued.

Key valuation signals for FDVA:

  • Scaled Net Operating Assets: -0.06
  • GF Value™: $11.12 vs. price of $11.95 (7.5% above fair value)
  • GF Score™: 60/100 with 3 warning signs

No single metric tells the full story. See the FDVA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Freedom Financial Holdings Business Description

Address 10555 Main Street, Suite 100, Fairfax, VA, USA, 22030
Freedom Financial Holdings Inc is a bank holding company. Through its banking subsidiary, it provides various banking products and services such as checking accounts, savings accounts, certificates of deposits, online and mobile banking services, different types of loans and advances, credit cards, and merchant services, among others. The company conducts its business activities through its single reportable segment: community banking. Community banking revolves around serving the community and customers where the bank has branches and offices. Community banking consists of lending, depository, and trust relationships.
60GF Score

Get the complete analysis for FDVA

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.95
Price
$11.12
GF Value