Sabre Insurance Group (FRA:18M) E10: €0.19 (As of Dec. 2025)


FRA:18M Sabre Insurance Group PLC FRA:18M
80 GF Score
Price €1.92
GF Value €1.75
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Sabre Insurance Group E10?

Sabre Insurance Group FRA:18M +3.23% 80 E10 is €0.19 as of Dec. 2025. GuruFocus rates FRA:18M with a GF Score™ of 80/100 and a GF Value™ of €1.75 (Modestly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Sabre Insurance Group's adjusted earnings per share data for the fiscal year that ended in Dec. 2025 was €0.174. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €0.19 for the trailing ten years ended in Dec. 2025.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-06-28), Sabre Insurance Group's current stock price is € 1.92. Sabre Insurance Group's E10 for the fiscal year that ended in Dec. 2025 was €0.19. Sabre Insurance Group's Shiller PE Ratio of today is 10.11.

During the past 10 years, the highest Shiller PE Ratio of Sabre Insurance Group was 10.69. The lowest was 8.04. And the median was 9.49.


Sabre Insurance Group  (FRA:18M) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Sabre Insurance Group's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=1.92/0.19
=10.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 10 years, the highest Shiller P/E Ratio of Sabre Insurance Group was 10.69. The lowest was 8.04. And the median was 9.49.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Sabre Insurance Group E10 Related Terms


Sabre Insurance Group E10 Historical Data

* Premium members only.

The historical data trend for Sabre Insurance Group's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sabre Insurance Group E10 Chart

Sabre Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.19

Sabre Insurance Group Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.19

FRA:18M vs MRSH, AON, AJG: E10 Comparison

For the Insurance Brokers subindustry, Sabre Insurance Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sabre Insurance Group Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Sabre Insurance Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Sabre Insurance Group's Shiller PE Ratio falls into.


FRA:18M
80GF Score
Sabre Insurance Group PLC FRA:18M
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sabre Insurance Group E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Sabre Insurance Group's adjusted earnings per share data for the fiscal year that ended in Dec. 2025 was:

Adj_EPS=Earnings per Share (Diluted) /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=0.174/139.9000*139.9000
=0.174

Current CPI (Dec. 2025) = 139.9000.

Sabre Insurance Group Annual Data

per_share_eps CPI Adj_EPS
201612 0.160 102.200 0.219
201712 0.164 105.000 0.219
201812 0.220 107.100 0.287
201912 0.215 108.500 0.277
202012 0.175 109.400 0.224
202112 0.141 114.700 0.172
202212 0.051 125.300 0.057
202312 0.084 130.500 0.090
202412 0.173 135.100 0.179
202512 0.174 139.900 0.174

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €0.19 mean?
Sabre Insurance Group (FRA:18M) has a E10 of €0.19 as of Dec. 2025. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Sabre Insurance Group and its competitors.
Is Sabre Insurance Group's E10 too high?
Sabre Insurance Group's current E10 is €0.19. Overall, Sabre Insurance Group has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sabre Insurance Group's E10 compare to MRSH and AON?
Sabre Insurance Group's E10 of €0.19 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Sabre Insurance Group and its competitors. Sabre Insurance Group's current E10 is €0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sabre Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Sabre Insurance Group (FRA:18M) is currently considered Modestly Overvalued. The stock's GF Value™ is €1.75, compared to a current price of €1.92 — trading 9.7% above its estimated fair value. The current E10 is €0.19. Sabre Insurance Group's overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Sabre Insurance Group (FRA:18M), the current E10 is €0.19 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sabre Insurance Group (FRA:18M) Overvalued in 2026?

Based on GuruFocus' analysis, Sabre Insurance Group stock appears to be overvalued. The current stock price of €1.92 is trading 9.7% above its estimated GF Value™ of €1.75. GuruFocus considers Sabre Insurance Group to be Modestly Overvalued.

Key valuation signals for FRA:18M:

  • E10: €0.19
  • GF Value™: €1.75 vs. price of €1.92 (9.7% above fair value)
  • GF Score™: 80/100 with 6 warning signs

No single metric tells the full story. See the FRA:18M stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sabre Insurance Group Business Description

Other Exchanges SBIGY:USASBREl:UKSBRE:UK
Address 150 South Street, Sabre House, Dorking, Surrey, GBR, RH4 2YY
Sabre Insurance Group PLC is a company operating in the insurance sector. The company is an insurer selling car insurance through brokers and directly. It offers car insurance under the Sabre name and also under the Go Girl, Insure 2 Drive, and Drive Smart brands. Its product offering includes car insurance, commercial vehicle insurance, taxi insurance, and others. The Group provides short-term motor insurance to clients, which comprises three lines of business, Motor Vehicle insurance, Motorcycle insurance and Taxi insurance, of which it derives maximum revenue from Motor Vehicle Insurance. Geographically, It only operates in United Kingdom.
80GF Score

Get the complete analysis for FRA:18M

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.92
Price
€1.75
GF Value