Sabre Insurance Group (FRA:18M) ROE % Adjusted to Book Value: 11.52% (As of Dec. 2025)


FRA:18M Sabre Insurance Group PLC FRA:18M
81 GF Score
Price €2.08
GF Value €1.81
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Sabre Insurance Group ROE % Adjusted to Book Value?

Sabre Insurance Group FRA:18M +5.05% 81 ROE % Adjusted to Book Value is 11.52% as of Dec. 2025. GuruFocus rates FRA:18M with a GF Score™ of 81/100 and a GF Value™ of €1.81 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Sabre Insurance Group's ROE % for the quarter that ended in Dec. 2025 was 14.86%. Sabre Insurance Group's PB Ratio for the quarter that ended in Dec. 2025 was 1.29. Sabre Insurance Group's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 11.52%.


Sabre Insurance Group ROE % Adjusted to Book Value Related Terms


Sabre Insurance Group ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Sabre Insurance Group's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sabre Insurance Group ROE % Adjusted to Book Value Chart

Sabre Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.55 4.12 5.07 11.26 11.08

Sabre Insurance Group Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.90 8.17 13.03 10.14 11.52

FRA:18M vs MRSH, AON, AJG: ROE % Adjusted to Book Value Comparison

For the Insurance Brokers subindustry, Sabre Insurance Group's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sabre Insurance Group ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Sabre Insurance Group's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Sabre Insurance Group's ROE % Adjusted to Book Value falls into.


FRA:18M
81GF Score
Sabre Insurance Group PLC FRA:18M
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sabre Insurance Group ROE % Adjusted to Book Value Calculation

Sabre Insurance Group's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=14.29% / 1.29
=11.08%

Sabre Insurance Group's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=14.86% / 1.29
=11.52%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 11.52% mean?
Sabre Insurance Group (FRA:18M) has a ROE % Adjusted to Book Value of 11.52% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Sabre Insurance Group and its competitors.
Is Sabre Insurance Group's ROE % Adjusted to Book Value too high?
Sabre Insurance Group's current ROE % Adjusted to Book Value is 11.52%. Overall, Sabre Insurance Group has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sabre Insurance Group's ROE % Adjusted to Book Value compare to MRSH and AON?
Sabre Insurance Group's ROE % Adjusted to Book Value of 11.52% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Sabre Insurance Group and its competitors. Sabre Insurance Group's current ROE % Adjusted to Book Value is 11.52%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sabre Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Sabre Insurance Group (FRA:18M) is currently considered Modestly Overvalued. The stock's GF Value™ is €1.81, compared to a current price of €2.08 — trading 14.9% above its estimated fair value. The current ROE % Adjusted to Book Value is 11.52%. Sabre Insurance Group's overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Sabre Insurance Group (FRA:18M), the current ROE % Adjusted to Book Value is 11.52% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sabre Insurance Group (FRA:18M) Overvalued in 2026?

Based on GuruFocus' analysis, Sabre Insurance Group stock appears to be overvalued. The current stock price of €2.08 is trading 14.9% above its estimated GF Value™ of €1.81. GuruFocus considers Sabre Insurance Group to be Modestly Overvalued.

Key valuation signals for FRA:18M:

  • ROE % Adjusted to Book Value: 11.52%
  • GF Value™: €1.81 vs. price of €2.08 (14.9% above fair value)
  • GF Score™: 81/100 with 6 warning signs

No single metric tells the full story. See the FRA:18M stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sabre Insurance Group Business Description

Other Exchanges SBIGY:USASBREl:UKSBRE:UK
Address 150 South Street, Sabre House, Dorking, Surrey, GBR, RH4 2YY
Sabre Insurance Group PLC is a company operating in the insurance sector. The company is an insurer selling car insurance through brokers and directly. It offers car insurance under the Sabre name and also under the Go Girl, Insure 2 Drive, and Drive Smart brands. Its product offering includes car insurance, commercial vehicle insurance, taxi insurance, and others. The Group provides short-term motor insurance to clients, which comprises three lines of business, Motor Vehicle insurance, Motorcycle insurance and Taxi insurance, of which it derives maximum revenue from Motor Vehicle Insurance. Geographically, It only operates in United Kingdom.
81GF Score

Get the complete analysis for FRA:18M

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.08
Price
€1.81
GF Value