Sabre Insurance Group (FRA:18M) FCF Margin %: 3.41% (As of Dec. 2025) — 79% Below Median


FRA:18M Sabre Insurance Group PLC FRA:18M
80 GF Score
Price €1.86
GF Value €1.72
Valuation Fairly Valued
! 6 Warning Signs
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What is Sabre Insurance Group FCF Margin %?

Sabre Insurance Group FRA:18M -1.06% 80 FCF Margin % is 3.41% as of Dec. 2025, which is 79% below its 10-year median of 16.31. GuruFocus rates FRA:18M with a GF Score™ of 80/100 and a GF Value™ of €1.72 (Fairly Valued). The stock has 6 warning signs investors should review. Among 501 Insurance companies, Sabre Insurance Group ranks better than 70.86% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Sabre Insurance Group's Free Cash Flow for the six months ended in Dec. 2025 was €3.7 Mil. Sabre Insurance Group's Revenue for the six months ended in Dec. 2025 was €109.3 Mil. Therefore, Sabre Insurance Group's FCF Margin % for the quarter that ended in Dec. 2025 was 3.41%.

As of today, Sabre Insurance Group's current FCF Yield % is 8.94%.

The historical rank and industry rank for Sabre Insurance Group's FCF Margin % or its related term are showing as below:

FRA:18M' s FCF Margin % Range Over the Past 10 Years
Min: -2.54   Med: 16.31   Max: 29.94
Current: 18.45


During the past 10 years, the highest FCF Margin % of Sabre Insurance Group was 29.94%. The lowest was -2.54%. And the median was 16.31%.

FRA:18M's FCF Margin % is ranked better than
70.86% of 501 companies
in the Insurance industry
Industry Median: 9.6 vs FRA:18M: 18.45


Sabre Insurance Group FCF Margin % Related Terms


Sabre Insurance Group FCF Margin % Historical Data

* Premium members only.

The historical data trend for Sabre Insurance Group's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sabre Insurance Group FCF Margin % Chart

Sabre Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.38 12.32 14.37 10.10 18.25

Sabre Insurance Group Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.39 21.64 -0.98 31.73 3.41

FRA:18M vs MRSH, AON, AJG: FCF Margin % Comparison

For the Insurance Brokers subindustry, Sabre Insurance Group's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sabre Insurance Group FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Sabre Insurance Group's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Sabre Insurance Group's FCF Margin % falls into.


FRA:18M
80GF Score
Sabre Insurance Group PLC FRA:18M
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Sabre Insurance Group FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Sabre Insurance Group's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=41.873/229.501
=18.25 %

Sabre Insurance Group's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=3.72/109.25
=3.41 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 3.41% mean?
Sabre Insurance Group (FRA:18M) has a FCF Margin % of 3.41% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Sabre Insurance Group and its competitors. This is 79% below median its historical median of 16.31. According to the industry distribution chart, Sabre Insurance Group ranks #146 out of 501 companies in the Insurance industry, placing it in the top 29.1%.
Is Sabre Insurance Group's FCF Margin % too high?
Sabre Insurance Group's current FCF Margin % of 3.41% is 79% below median its 10-year median of 16.31. The Insurance industry median FCF Margin % is 9.60. Sabre Insurance Group's value of 3.41% is 64.5% below this industry median. Based on the distribution chart, Sabre Insurance Group ranks #146 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Sabre Insurance Group has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sabre Insurance Group's FCF Margin % compare to MRSH and AON?
According to the Insurance industry distribution chart, Sabre Insurance Group ranks #146 out of 501 companies for FCF Margin %. This puts Sabre Insurance Group in the upper half of its industry. The industry median FCF Margin % is 9.60. Sabre Insurance Group's value of 3.41% is 64.5% below this benchmark. While the company's 10-year median is 16.31 vs. the industry median of 9.60, Sabre Insurance Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sabre Insurance Group's current FCF Margin % of 3.41% is 64.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Sabre Insurance Group and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sabre Insurance Group's current FCF Margin % is 3.41%, which is 79% below median its own 10-year median of 16.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sabre Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Sabre Insurance Group (FRA:18M) is currently considered Fairly Valued. The stock's GF Value™ is €1.72, compared to a current price of €1.86 — trading 8.1% above its estimated fair value. The current FCF Margin % is 3.41%, which is 79% below median its 10-year median of 16.31 and 64.5% below the Insurance industry median of 9.60. Sabre Insurance Group's overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Sabre Insurance Group (FRA:18M), the current FCF Margin % is 3.41% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sabre Insurance Group (FRA:18M) Overvalued in 2026?

Based on GuruFocus' analysis, Sabre Insurance Group stock appears to be overvalued. The current stock price of €1.86 is trading 8.1% above its estimated GF Value™ of €1.72. GuruFocus considers Sabre Insurance Group to be Fairly Valued.

Key valuation signals for FRA:18M:

  • FCF Margin %: 3.41% (79% below median its 10-year median of 16.31)
  • GF Value™: €1.72 vs. price of €1.86 (8.1% above fair value)
  • GF Score™: 80/100 with 6 warning signs
  • Industry Position: 64.5% below the Insurance median (#146 of 501)

No single metric tells the full story. See the FRA:18M stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sabre Insurance Group Business Description

Other Exchanges SBIGY:USASBREl:UKSBRE:UK
Address 150 South Street, Sabre House, Dorking, Surrey, GBR, RH4 2YY
Sabre Insurance Group PLC is a company operating in the insurance sector. The company is an insurer selling car insurance through brokers and directly. It offers car insurance under the Sabre name and also under the Go Girl, Insure 2 Drive, and Drive Smart brands. Its product offering includes car insurance, commercial vehicle insurance, taxi insurance, and others. The Group provides short-term motor insurance to clients, which comprises three lines of business, Motor Vehicle insurance, Motorcycle insurance and Taxi insurance, of which it derives maximum revenue from Motor Vehicle Insurance. Geographically, It only operates in United Kingdom.
80GF Score

Get the complete analysis for FRA:18M

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.86
Price
€1.72
GF Value