Sabre Insurance Group (FRA:18M) Moat Score: 4/10 (As of Jul. 06, 2026)


FRA:18M Sabre Insurance Group PLC FRA:18M
82 GF Score
Price €2.08
GF Value €1.89
Valuation Fairly Valued
! 6 Warning Signs
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What is Sabre Insurance Group Moat Score?

Sabre Insurance Group FRA:18M +0.97% 82 Moat Score is 4 as of Jul. 06, 2026. GuruFocus rates FRA:18M with a GF Score™ of 82/100 and a GF Value™ of €1.89 (Fairly Valued). The stock has 6 warning signs investors should review. Among 598 Insurance companies, Sabre Insurance Group ranks better than 79.6% on this metric.

Sabre Insurance Group has the Moat Score of 4, which implies that the company might have Narrow Moat - Discernible but modest moat.

Sabre Insurance Group has Narrow Moat: Sabre Insurance Group PLC has a modest moat due to its established market presence and brand recognition in the UK insurance market. However, it faces significant competition and lacks strong pricing power or unique intellectual property.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Sabre Insurance Group might have Narrow Moat - Discernible but modest moat.

Sabre Insurance Group  (FRA:18M) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Sabre Insurance Group Moat Score Related Terms

FRA:18M vs MRSH, AON, AJG: Moat Score Comparison

For the Insurance Brokers subindustry, Sabre Insurance Group's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Sabre Insurance Group Moat Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Sabre Insurance Group's Moat Score distribution charts can be found below:

* The bar in red indicates where Sabre Insurance Group's Moat Score falls into.


FRA:18M
82GF Score
Sabre Insurance Group PLC FRA:18M
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 4 mean?
Sabre Insurance Group (FRA:18M) has a Moat Score of 4 as of Jul. 06, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Sabre Insurance Group ranks #122 out of 598 companies in the Insurance industry, placing it in the top 20.4%.
Is Sabre Insurance Group's Moat Score too high?
Sabre Insurance Group's current Moat Score is 4. Based on the distribution chart, Sabre Insurance Group ranks #122 out of 598 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Sabre Insurance Group has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sabre Insurance Group's Moat Score compare to MRSH and AON?
According to the Insurance industry distribution chart, Sabre Insurance Group ranks #122 out of 598 companies for Moat Score. This places Sabre Insurance Group in the top 20% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for an Insurance company?
A good Moat Score depends on the Insurance industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Sabre Insurance Group's current Moat Score is 4. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sabre Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Sabre Insurance Group (FRA:18M) is currently considered Fairly Valued. The stock's GF Value™ is €1.89, compared to a current price of €2.08 — trading 10.1% above its estimated fair value. The current Moat Score is 4. Sabre Insurance Group's overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Sabre Insurance Group (FRA:18M), the current Moat Score is 4 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sabre Insurance Group (FRA:18M) Overvalued in 2026?

Based on GuruFocus' analysis, Sabre Insurance Group stock appears to be overvalued. The current stock price of €2.08 is trading 10.1% above its estimated GF Value™ of €1.89. GuruFocus considers Sabre Insurance Group to be Fairly Valued.

Key valuation signals for FRA:18M:

  • Moat Score: 4
  • GF Value™: €1.89 vs. price of €2.08 (10.1% above fair value)
  • GF Score™: 82/100 with 6 warning signs

No single metric tells the full story. See the FRA:18M stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sabre Insurance Group Business Description

Other Exchanges SBIGY:USASBREl:UKSBRE:UK
Address 150 South Street, Sabre House, Dorking, Surrey, GBR, RH4 2YY
Sabre Insurance Group PLC is a company operating in the insurance sector. The company is an insurer selling car insurance through brokers and directly. It offers car insurance under the Sabre name and also under the Go Girl, Insure 2 Drive, and Drive Smart brands. Its product offering includes car insurance, commercial vehicle insurance, taxi insurance, and others. The Group provides short-term motor insurance to clients, which comprises three lines of business, Motor Vehicle insurance, Motorcycle insurance and Taxi insurance, of which it derives maximum revenue from Motor Vehicle Insurance. Geographically, It only operates in United Kingdom.
82GF Score

Get the complete analysis for FRA:18M

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.08
Price
€1.89
GF Value