Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Sabre Insurance Group's
EBIT
for the
six
months ended in Dec. 2025 was €0.0 Mil. Sabre Insurance Group's Interest Expense for the
six
months ended in Dec. 2025 was €-0.3 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Sabre Insurance Group's Interest Coverage or its related term are showing as below:
FRA:18M's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 16.26 * Ranked among companies with meaningful Interest Coverage only.
Sabre Insurance Group (FRA:18M) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Sabre Insurance Group Interest Coverage Related Terms
Sabre Insurance Group Interest Coverage Historical Data
* Premium members only.
The historical data trend for Sabre Insurance Group's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
FRA:18M vs MRSH, AON, AJG: Interest Coverage Comparison
For the Insurance Brokers subindustry, Sabre Insurance Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sabre Insurance Group Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Sabre Insurance Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Sabre Insurance Group's Interest Coverage falls into.
Sabre Insurance Group Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
Sabre Insurance Group (FRA:18M) has a Interest Coverage of 0 (At Loss) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Sabre Insurance Group and its competitors. According to the industry distribution chart, Sabre Insurance Group ranks #999999 out of 353 companies in the Insurance industry.
Is Sabre Insurance Group's Interest Coverage too high?
Sabre Insurance Group's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Sabre Insurance Group ranks #999999 out of 353 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Sabre Insurance Group has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sabre Insurance Group's Interest Coverage compare to MRSH and AON?
According to the Insurance industry distribution chart, Sabre Insurance Group ranks #999999 out of 353 companies for Interest Coverage. This places Sabre Insurance Group in the lower half of its industry. The industry median Interest Coverage is 16.26. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.26, based on 353 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Sabre Insurance Group and its competitors. For the Insurance industry, the median Interest Coverage is 16.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sabre Insurance Group's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sabre Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Sabre Insurance Group (FRA:18M) is currently considered Fairly Valued. The stock's GF Value™ is €1.75, compared to a current price of €1.92 — trading 9.7% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Sabre Insurance Group's overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Sabre Insurance Group (FRA:18M), the current Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sabre Insurance Group (FRA:18M) Overvalued in 2026?
Based on GuruFocus' analysis, Sabre Insurance Group stock appears to be overvalued.
The current stock price of €1.92 is trading 9.7% above its estimated GF Value™ of €1.75.
GuruFocus considers Sabre Insurance Group to be Fairly Valued.
Key valuation signals for FRA:18M:
Interest Coverage: 0 (At Loss)
GF Value™: €1.75 vs. price of €1.92 (9.7% above fair value)
No single metric tells the full story. See the FRA:18M stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sabre Insurance Group PLC is a company operating in the insurance sector. The company is an insurer selling car insurance through brokers and directly. It offers car insurance under the Sabre name and also under the Go Girl, Insure 2 Drive, and Drive Smart brands. Its product offering includes car insurance, commercial vehicle insurance, taxi insurance, and others. The Group provides short-term motor insurance to clients, which comprises three lines of business, Motor Vehicle insurance, Motorcycle insurance and Taxi insurance, of which it derives maximum revenue from Motor Vehicle Insurance. Geographically, It only operates in United Kingdom.
81GF Score
Get the complete analysis for FRA:18M
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