PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk (ISX:BJBR) E10: Rp174.48 (As of Mar. 2026)

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ISX:BJBR PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk ISX:BJBR
62 GF Score
Price Rp790.00
GF Value Rp1,164.30
Valuation Significantly Undervalued
! 4 Warning Signs
View Full Analysis

What is PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk E10?

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk ISX:BJBR 62 E10 is Rp174.48 as of Mar. 2026. GuruFocus rates ISX:BJBR with a GF Score™ of 62/100 and a GF Value™ of Rp1,164.30 (Significantly Undervalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's adjusted earnings per share data for the three months ended in Mar. 2026 was Rp38.980. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is Rp174.48 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's average E10 Growth Rate was 1.80% per year. During the past 3 years, the average E10 Growth Rate was 2.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk was 5.60% per year. The lowest was 2.10% per year. And the median was 4.20% per year.

As of today (2026-07-21), PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's current stock price is Rp790.00. PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's E10 for the quarter that ended in Mar. 2026 was Rp174.48. PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's Shiller PE Ratio of today is 4.53.

During the past 13 years, the highest Shiller PE Ratio of PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk was 13.53. The lowest was 4.12. And the median was 7.07.


PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk  (ISX:BJBR) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=790.00/174.48
=4.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk was 13.53. The lowest was 4.12. And the median was 7.07.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk E10 Related Terms


PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk E10 Historical Data

* Premium members only.

The historical data trend for PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk E10 Chart

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 152.16 164.38 169.79 172.25 175.09

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 171.36 172.39 173.80 175.09 174.48

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk E10 Competitor Comparison

For the Banks - Regional subindustry, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's Shiller PE Ratio falls into.


ISX:BJBR
62GF Score
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk ISX:BJBR
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=38.98/136.5387*136.5387
=38.980

Current CPI (Mar. 2026) = 136.5387.

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk Quarterly Data

per share eps CPI Adj_EPS
201606 24.043 103.212 31.806
201609 31.748 104.142 41.624
201612 -0.917 105.222 -1.190
201703 46.143 106.476 59.171
201706 38.863 107.722 49.259
201709 25.164 108.020 31.808
201712 14.480 109.017 18.136
201803 47.309 110.097 58.671
201806 45.365 111.085 55.760
201809 45.141 111.135 55.460
201812 19.107 112.430 23.204
201903 42.523 112.829 51.459
201906 38.562 114.730 45.892
201909 33.537 114.905 39.851
201912 43.359 115.486 51.263
202003 42.224 116.252 49.592
202006 39.617 116.630 46.380
202009 39.810 116.397 46.699
202012 0.000 117.318 0.000
202103 48.720 117.840 56.451
202106 44.853 118.184 51.819
202109 50.382 118.262 58.168
202112 62.128 119.516 70.977
202203 56.670 120.948 63.975
202206 60.307 123.322 66.770
202209 57.270 125.298 62.408
202212 44.772 126.098 48.479
202303 35.320 126.953 37.987
202306 52.130 127.663 55.754
202309 48.924 128.151 52.126
202312 32.647 129.395 34.449
202403 34.620 130.607 36.192
202406 34.368 130.792 35.878
202409 41.540 130.361 43.509
202412 19.625 131.432 20.388
202503 37.870 131.948 39.187
202506 8.980 133.241 9.202
202509 28.298 133.819 28.873
202512 34.419 135.271 34.742
202603 38.980 136.539 38.980

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of Rp174.48 mean?
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk (ISX:BJBR) has a E10 of Rp174.48 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk and its competitors.
Is PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's E10 too high?
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's current E10 is Rp174.48. Overall, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk has a GF Score™ of 62/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's E10 compare to competitors?
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's E10 of Rp174.48 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk and its competitors. PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's current E10 is Rp174.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk (ISX:BJBR) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp1,164.30, compared to a current price of Rp790.00 — trading 32.1% below its estimated fair value. The current E10 is Rp174.48. PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk (ISX:BJBR), the current E10 is Rp174.48 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk (ISX:BJBR) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk stock appears to be undervalued. The current stock price of Rp790.00 is trading 32.1% below its estimated GF Value™ of Rp1,164.30. GuruFocus considers PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk to be Significantly Undervalued.

Key valuation signals for ISX:BJBR:

  • E10: Rp174.48
  • GF Value™: Rp1,164.30 vs. price of Rp790.00 (32.1% below fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the ISX:BJBR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk Business Description

Address Jalan Naripan Number 12-14, Menara Bank Bjb, Bandung, IDN, 40111
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk is a provider of consumer and commercial banking services in Indonesia. The bank derives all revenue domestically through a network of branches, offices, and payment points. The bank operates under two segments: Conventional and Sharia. Services offered within these segments include deposits, current accounts, savings accounts, time deposits, syndicated loans, working capital loans, supply chain financing, credit cards, and mutual funds. In addition, international banking services are provided, such as foreign exchange trading, hedging instruments, treasury services, and Western Union.
62GF Score

Get the complete analysis for ISX:BJBR

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp790.00
Price
Rp1,164.30
GF Value