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PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk (ISX:BJBR) Financial Strength : 4 (As of Mar. 2025)


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What is PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk Financial Strength?

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk has the Financial Strength Rank of 4.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

GuruFocus does not calculate PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's interest coverage with the available data. PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's debt to revenue ratio for the quarter that ended in Mar. 2025 was 3.05. Altman Z-Score does not apply to banks and insurance companies.


PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's Interest Expense for the months ended in Mar. 2025 was Rp-2,227,603 Mil. Its Operating Income for the months ended in Mar. 2025 was Rp0 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2025 was Rp29,388,461 Mil.

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's Interest Coverage for the quarter that ended in Mar. 2025 is

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's Debt to Revenue Ratio for the quarter that ended in Mar. 2025 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2025 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 29388461) / 9638176
=3.05

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk  (ISX:BJBR) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk has the Financial Strength Rank of 4.


PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk Financial Strength Related Terms

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PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk Business Description

Traded in Other Exchanges
N/A
Address
Jalan Naripan Number 12-14, Menara Bank Bjb, Bandung, IDN, 40111
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk is a provider of consumer and commercial banking services in Indonesia. The bank derives all revenue domestically through a network of branches, offices, and payment points. The bank operates under two segments: Conventional and Sharia. Services offered within these segments include deposits, current accounts, savings accounts, time deposits, syndicated loans, working capital loans, supply chain financing, credit cards, and mutual funds. In addition, international banking services are provided, such as foreign exchange trading, hedging instruments, treasury services, and Western Union.