PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk (ISX:BJBR) Scaled Net Operating Assets: 0.11 (As of Mar. 2026)

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ISX:BJBR PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk ISX:BJBR
64 GF Score
Price Rp790.00
GF Value Rp1,165.27
Valuation Significantly Undervalued
! 4 Warning Signs
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What is PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk Scaled Net Operating Assets?

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk ISX:BJBR +1.94% 64 Scaled Net Operating Assets is 0.11 as of Mar. 2026. GuruFocus rates ISX:BJBR with a GF Score™ of 64/100 and a GF Value™ of Rp1,165.27 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's operating assets for the quarter that ended in Mar. 2026 was Rp199,197,360 Mil. PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's operating liabilities for the quarter that ended in Mar. 2026 was Rp174,307,737 Mil. PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's Total Assets for the quarter that ended in Dec. 2025 was Rp221,347,288 Mil. Therefore, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.11.

ISX:BJBR
64GF Score
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk ISX:BJBR
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(196635817-170578208)/219960693
=0.12

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=221347288 - 24711471
=196635817

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=200526536 - 29948328 - 0
=170578208

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(199197360-174307737)/221347288
=0.11

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=221811210 - 22613850
=199197360

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=201149318 - 26841581 - 0
=174307737

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.11 mean?
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk (ISX:BJBR) has a Scaled Net Operating Assets of 0.11 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk and its competitors.
Is PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's Scaled Net Operating Assets too high?
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's current Scaled Net Operating Assets is 0.11. Overall, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk has a GF Score™ of 64/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's Scaled Net Operating Assets compare to competitors?
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's Scaled Net Operating Assets of 0.11 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk and its competitors. PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's current Scaled Net Operating Assets is 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk (ISX:BJBR) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp1,165.27, compared to a current price of Rp790.00 — trading 32.2% below its estimated fair value. The current Scaled Net Operating Assets is 0.11. PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk (ISX:BJBR), the current Scaled Net Operating Assets is 0.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk (ISX:BJBR) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk stock appears to be undervalued. The current stock price of Rp790.00 is trading 32.2% below its estimated GF Value™ of Rp1,165.27. GuruFocus considers PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk to be Significantly Undervalued.

Key valuation signals for ISX:BJBR:

  • Scaled Net Operating Assets: 0.11
  • GF Value™: Rp1,165.27 vs. price of Rp790.00 (32.2% below fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the ISX:BJBR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk Business Description

Address Jalan Naripan Number 12-14, Menara Bank Bjb, Bandung, IDN, 40111
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk is a provider of consumer and commercial banking services in Indonesia. The bank derives all revenue domestically through a network of branches, offices, and payment points. The bank operates under two segments: Conventional and Sharia. Services offered within these segments include deposits, current accounts, savings accounts, time deposits, syndicated loans, working capital loans, supply chain financing, credit cards, and mutual funds. In addition, international banking services are provided, such as foreign exchange trading, hedging instruments, treasury services, and Western Union.
64GF Score

Get the complete analysis for ISX:BJBR

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp790.00
Price
Rp1,165.27
GF Value