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Banco de Credito del Peru (LIM:CREDITC1) E10 : S/.0.31 (As of Dec. 2024)


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What is Banco de Credito del Peru E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Banco de Credito del Peru's adjusted earnings per share data for the three months ended in Dec. 2024 was S/.0.090. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is S/.0.31 for the trailing ten years ended in Dec. 2024.

During the past 12 months, Banco de Credito del Peru's average E10 Growth Rate was 10.70% per year. During the past 3 years, the average E10 Growth Rate was 12.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Banco de Credito del Peru was 12.10% per year. The lowest was 12.10% per year. And the median was 12.10% per year.

As of today (2025-03-28), Banco de Credito del Peru's current stock price is S/.4.10. Banco de Credito del Peru's E10 for the quarter that ended in Dec. 2024 was S/.0.31. Banco de Credito del Peru's Shiller PE Ratio of today is 13.23.

During the past 13 years, the highest Shiller PE Ratio of Banco de Credito del Peru was 16.59. The lowest was 8.89. And the median was 10.29.


Banco de Credito del Peru E10 Historical Data

The historical data trend for Banco de Credito del Peru's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Banco de Credito del Peru E10 Chart

Banco de Credito del Peru Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only -35.47 0.22 0.25 0.28 0.31

Banco de Credito del Peru Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.28 0.29 0.30 0.30 0.31

Competitive Comparison of Banco de Credito del Peru's E10

For the Banks - Regional subindustry, Banco de Credito del Peru's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco de Credito del Peru's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Banco de Credito del Peru's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Banco de Credito del Peru's Shiller PE Ratio falls into.


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Banco de Credito del Peru E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Banco de Credito del Peru's adjusted earnings per share data for the three months ended in Dec. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=0.09/133.1571*133.1571
=0.090

Current CPI (Dec. 2024) = 133.1571.

Banco de Credito del Peru Quarterly Data

per share eps CPI Adj_EPS
201503 0.066 99.621 0.088
201506 0.073 100.684 0.097
201509 0.066 100.392 0.088
201512 0.052 99.792 0.069
201603 0.055 100.470 0.073
201606 0.056 101.688 0.073
201609 0.066 101.861 0.086
201612 0.038 101.863 0.050
201703 0.055 102.862 0.071
201706 0.070 103.349 0.090
201709 0.070 104.136 0.090
201712 0.039 104.011 0.050
201803 0.067 105.290 0.085
201806 0.063 106.317 0.079
201809 0.065 106.507 0.081
201812 0.064 105.998 0.080
201903 0.072 107.251 0.089
201906 0.073 108.070 0.090
201909 0.074 108.329 0.091
201912 0.061 108.420 0.075
202003 0.050 108.902 0.061
202006 0.007 108.767 0.009
202009 0.002 109.815 0.002
202012 0.003 109.897 0.004
202103 0.033 111.754 0.039
202106 0.050 114.631 0.058
202109 0.071 115.734 0.082
202112 0.080 117.630 0.091
202203 0.081 121.301 0.089
202206 0.073 125.017 0.078
202209 0.099 125.227 0.105
202212 0.082 125.222 0.087
202303 0.102 127.348 0.107
202306 0.094 128.729 0.097
202309 0.087 129.860 0.089
202312 0.070 129.419 0.072
202403 0.098 131.776 0.099
202406 0.098 132.554 0.098
202409 0.116 133.029 0.116
202412 0.090 133.157 0.090

Add all the adjusted EPS together and divide 10 will get our e10.


Banco de Credito del Peru  (LIM:CREDITC1) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Banco de Credito del Peru's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=4.10/0.31
=13.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Banco de Credito del Peru was 16.59. The lowest was 8.89. And the median was 10.29.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Banco de Credito del Peru E10 Related Terms

Thank you for viewing the detailed overview of Banco de Credito del Peru's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Banco de Credito del Peru Business Description

Traded in Other Exchanges
N/A
Address
Calle Centenario No. 156, La Molina, Lima, PER, 12
Banco de Credito del Peru operates as a Bank. It offers services including, wholesale banking, retail banking, corporate banking, leasing, mortgage loans, and Middle-Market and Institutional Banking to its customers. The company operates geographically in Peru, Panama, and the United States of America. A majority of it revenues is generated from Peru followed by its other region.

Banco de Credito del Peru Headlines

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