Banco de Credito del Peru (LIM:CREDITC1) EPS (Basic): S/.0.50 (TTM As of Dec. 2025)


LIM:CREDITC1 Banco de Credito del Peru LIM:CREDITC1
44 GF Score
Price S/.6.52
GF Value S/.3.97
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Banco de Credito del Peru EPS (Basic)?

Banco de Credito del Peru LIM:CREDITC1 +0.65% 44 EPS (Basic) is S/.0.50 as of Dec. 2025. GuruFocus rates LIM:CREDITC1 with a GF Score™ of 44/100 and a GF Value™ of S/.3.97 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Banco de Credito del Peru's basic earnings per share (Basic EPS) for the three months ended in Dec. 2025 was S/.0.12. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Dec. 2025 was S/.0.50.

Banco de Credito del Peru's EPS (Diluted) for the three months ended in Dec. 2025 was S/.0.12. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was S/.0.50.

Banco de Credito del Peru's EPS without NRI for the three months ended in Dec. 2025 was S/.0.12. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was 0.50.

During the past 12 months, Banco de Credito del Peru's average EPS without NRIGrowth Rate was 24.10% per year. During the past 3 years, the average EPS without NRI Growth Rate was 12.90% per year. During the past 5 years, the average EPS without NRI Growth Rate was 40.90% per year. During the past 10 years, the average EPS without NRI Growth Rate was 7.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Banco de Credito del Peru's highest 3-Year average EPS without NRI Growth Rate was 78.60% per year. The lowest was -35.50% per year. And the median was 11.30% per year.

Banco de Credito del Peru  (LIM:CREDITC1) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Banco de Credito del Peru EPS (Basic) Related Terms

Banco de Credito del Peru EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Banco de Credito del Peru's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco de Credito del Peru EPS (Basic) Chart

Banco de Credito del Peru Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.24 0.35 0.36 0.40 0.50

Banco de Credito del Peru Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.09 0.12 0.13 0.12 0.12
LIM:CREDITC1
44GF Score
Banco de Credito del Peru LIM:CREDITC1
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco de Credito del Peru EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Banco de Credito del Peru's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(6471.618-0)/12973.175
=0.50

Banco de Credito del Peru's Basic EPS for the quarter that ended in Dec. 2025 is calculated as

Basic EPS (Q: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(1587.094-0)/12973.175
=0.12

EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was S/.0.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of S/.0.50 mean?
Banco de Credito del Peru (LIM:CREDITC1) has a EPS (Basic) of S/.0.50 as of Dec. 2025. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Banco de Credito del Peru and its competitors.
Is Banco de Credito del Peru's EPS (Basic) too high?
Banco de Credito del Peru's current EPS (Basic) is S/.0.50. Overall, Banco de Credito del Peru has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco de Credito del Peru's EPS (Basic) compare to PNC and USB?
Banco de Credito del Peru's EPS (Basic) of S/.0.50 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Banco de Credito del Peru and its competitors. Banco de Credito del Peru's current EPS (Basic) is S/.0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de Credito del Peru stock overvalued right now?
Based on GuruFocus' analysis, Banco de Credito del Peru (LIM:CREDITC1) is currently considered Significantly Overvalued. The stock's GF Value™ is S/.3.97, compared to a current price of S/.6.52 — trading 64.2% above its estimated fair value. The current EPS (Basic) is S/.0.50. Banco de Credito del Peru's overall GF Score™ is 44/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Banco de Credito del Peru (LIM:CREDITC1), the current EPS (Basic) is S/.0.50 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco de Credito del Peru (LIM:CREDITC1) Overvalued in 2026?

Based on GuruFocus' analysis, Banco de Credito del Peru stock appears to be overvalued. The current stock price of S/.6.52 is trading 64.2% above its estimated GF Value™ of S/.3.97. GuruFocus considers Banco de Credito del Peru to be Significantly Overvalued.

Key valuation signals for LIM:CREDITC1:

  • EPS (Basic): S/.0.50
  • GF Value™: S/.3.97 vs. price of S/.6.52 (64.2% above fair value)
  • GF Score™: 44/100 with 7 warning signs

No single metric tells the full story. See the LIM:CREDITC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco de Credito del Peru Business Description

Address 156 Centenario Avenue, La Molina, Lima, PER, 12
Banco de Credito del Peru operates as a Bank. The company's business lines include Personal Banking: Consumer Banking, Exclusive Banking, Enalta; Private Banking; SME Banking: Business Banking, SME Banking Large Company and Corporate Banking; Digital Banking: Yape & iO. It's service channel includes BCP agents, ATM Branches, Internet banking, WhatsApp and Voicebot, Digital platforms, and Telecredito.
44GF Score

Get the complete analysis for LIM:CREDITC1

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S/.6.52
Price
S/.3.97
GF Value