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Banco de Credito del PeruLIM:CREDITC1 37 Dividend Yield % is 5.79% as of Aug. 28, 2026, which is 65% above its 10-year median of 3.51. GuruFocus rates LIM:CREDITC1 with a GF Score™ of 37/100 and a GF Value™ of S/.4.04 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,246 Banks companies, Banco de Credito del Peru ranks better than 84.99% on this metric.
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Banco de Credito del Peru is 0.73, which seems too high.
During the past 13 years, the highest Dividend Payout Ratio of Banco de Credito del Peru was 1.59. The lowest was 0.01. And the median was 0.47.
During the past 12 months, Banco de Credito del Peru's average Dividends Per Share Growth Rate was 6.10% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 30.70% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 82.80% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Banco de Credito del Peru was 386.30% per year. The lowest was -70.30% per year. And the median was 8.80% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Banco de Credito del Peru (LIM:CREDITC1) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LIM:CREDITC1 vs PNC, USB: Dividend Yield % Comparison
For the Banks - Regional subindustry, Banco de Credito del Peru's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco de Credito del Peru Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Banco de Credito del Peru's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Banco de Credito del Peru's Dividend Yield % falls into.
Banco de Credito del Peru Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Banco de Credito del Peru Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
PEN 0.419500
2026-04-20
2026-04-21
2026-05-06
Cash Dividend
annually
PEN:PEN 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco de Credito del Peru (LIM:CREDITC1) has a Dividend Yield % of 5.79% as of Aug. 28, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Banco de Credito del Peru and its competitors. This is 65% above median its historical median of 3.51. Over the past decade, Banco de Credito del Peru's Dividend Yield % has ranged from 0.10 to 10.60. According to the industry distribution chart, Banco de Credito del Peru ranks #187 out of 1246 companies in the Banks industry, placing it in the top 15%.
Is Banco de Credito del Peru's Dividend Yield % too high?
Banco de Credito del Peru's current Dividend Yield % of 5.79% is 65% above median its 10-year median of 3.51. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 10.60. The Banks industry median Dividend Yield % is 3.02. Banco de Credito del Peru's value of 5.79% is 91.7% above this industry median. Based on the distribution chart, Banco de Credito del Peru ranks #187 out of 1246 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco de Credito del Peru has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco de Credito del Peru's Dividend Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Banco de Credito del Peru ranks #187 out of 1246 companies for Dividend Yield %. This places Banco de Credito del Peru in the top 15% of its industry — outperforming the majority of peers. The industry median Dividend Yield % is 3.02. Banco de Credito del Peru's value of 5.79% is 91.7% above this benchmark. Historically, Banco de Credito del Peru's own Dividend Yield % has ranged from 0.10 to 10.60 over the past decade. While the company's 10-year median is 3.51 vs. the industry median of 3.02, Banco de Credito del Peru has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.02, based on 1,246 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco de Credito del Peru's current Dividend Yield % of 5.79% is 91.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Banco de Credito del Peru and its competitors. For the Banks industry, the median Dividend Yield % is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco de Credito del Peru's current Dividend Yield % is 5.79%, which is 65% above median its own 10-year median of 3.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de Credito del Peru stock overvalued right now?
Based on GuruFocus' analysis, Banco de Credito del Peru (LIM:CREDITC1) is currently considered Significantly Overvalued. The stock's GF Value™ is S/.4.04, compared to a current price of S/.7.24 — trading 79.2% above its estimated fair value. The current Dividend Yield % is 5.79%, which is 65% above median its 10-year median of 3.51 and 91.7% above the Banks industry median of 3.02. Banco de Credito del Peru's overall GF Score™ is 37/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Banco de Credito del Peru (LIM:CREDITC1), the current Dividend Yield % is 5.79% as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco de Credito del Peru (LIM:CREDITC1) Overvalued in 2026?
Based on GuruFocus' analysis, Banco de Credito del Peru stock appears to be overvalued.
The current stock price of S/.7.24 is trading 79.2% above its estimated GF Value™ of S/.4.04.
GuruFocus considers Banco de Credito del Peru to be Significantly Overvalued.
Key valuation signals for LIM:CREDITC1:
Dividend Yield %: 5.79% (65% above median its 10-year median of 3.51)
GF Value™: S/.4.04 vs. price of S/.7.24 (79.2% above fair value)
Industry Position: 91.7% above the Banks median (#187 of 1246)
No single metric tells the full story. See the LIM:CREDITC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco de Credito del Peru operates as a Bank. The company's business lines include Personal Banking: Consumer Banking, Exclusive Banking, Enalta; Private Banking; SME Banking: Business Banking, SME Banking Large Company and Corporate Banking; Digital Banking: Yape & iO. It's service channel includes BCP agents, ATM Branches, Internet banking, WhatsApp and Voicebot, Digital platforms, and Telecredito.
37GF Score
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