Banco de Credito del Peru (LIM:CREDITC1) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LIM:CREDITC1 Banco de Credito del Peru LIM:CREDITC1
37 GF Score
Price S/.7.24
GF Value S/.4.04
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Banco de Credito del Peru Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

LIM:CREDITC1
37GF Score
Banco de Credito del Peru LIM:CREDITC1
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Banco de Credito del Peru (LIM:CREDITC1) Overvalued in 2026?

Based on GuruFocus' analysis, Banco de Credito del Peru stock appears to be overvalued. The current stock price of S/.7.24 is trading 79.2% above its estimated GF Value™ of S/.4.04. GuruFocus considers Banco de Credito del Peru to be Significantly Overvalued.

Key valuation signals for LIM:CREDITC1:

  • Altman Z-Score:
  • GF Value™: S/.4.04 vs. price of S/.7.24 (79.2% above fair value)
  • GF Score™: 37/100 with 7 warning signs

No single metric tells the full story. See the LIM:CREDITC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco de Credito del Peru Business Description

Address 156 Centenario Avenue, La Molina, Lima, PER, 12
Banco de Credito del Peru operates as a Bank. The company's business lines include Personal Banking: Consumer Banking, Exclusive Banking, Enalta; Private Banking; SME Banking: Business Banking, SME Banking Large Company and Corporate Banking; Digital Banking: Yape & iO. It's service channel includes BCP agents, ATM Branches, Internet banking, WhatsApp and Voicebot, Digital platforms, and Telecredito.
37GF Score

Get the complete analysis for LIM:CREDITC1

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S/.7.24
Price
S/.4.04
GF Value