Banco de Credito del Peru (LIM:CREDITC1) GF Score: 37/100 (As of Aug. 28, 2026) — 33% Below Median

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Director of Data and Quant Analytics at GuruFocus
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LIM:CREDITC1 Banco de Credito del Peru LIM:CREDITC1
37 GF Score
Price S/.7.24
GF Value S/.4.04
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Banco de Credito del Peru GF Score?

Banco de Credito del Peru LIM:CREDITC1 37 GF Score is 37 as of Aug. 28, 2026, which is 33% below its 10-year median of 55.00. GuruFocus rates LIM:CREDITC1 with a GF Score™ of 37/100 and a GF Value™ of S/.4.04 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Banco de Credito del Peru has the GF Score of 37, which implies that the company might have Worst future performance potential, or not enough data.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 2/10
2. Profitability Rank : 5/10
3. Growth Rank : 3/10
4. GF Value Rank : 1/10
5. Momentum Rank : 0/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Banco de Credito del Peru might have Worst future performance potential, or not enough data.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Banco de Credito del Peru  (LIM:CREDITC1) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

Banco de Credito del Peru GF Score Related Terms

LIM:CREDITC1 vs PNC, USB: GF Score Comparison

For the Banks - Regional subindustry, Banco de Credito del Peru's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banco de Credito del Peru GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Banco de Credito del Peru's GF Score distribution charts can be found below:

* The bar in red indicates where Banco de Credito del Peru's GF Score falls into.


LIM:CREDITC1
37GF Score
Banco de Credito del Peru LIM:CREDITC1
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 37 mean?
Banco de Credito del Peru (LIM:CREDITC1) has a GF Score of 37 as of Aug. 28, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Banco de Credito del Peru and its competitors. This is 33% below median its historical median of 55.00. Over the past decade, Banco de Credito del Peru's GF Score has ranged from 4.00 to 95.00.
Is Banco de Credito del Peru's GF Score too high?
Banco de Credito del Peru's current GF Score of 37 is 33% below median its 10-year median of 55.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 95.00. Overall, Banco de Credito del Peru has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco de Credito del Peru's GF Score compare to PNC and USB?
Banco de Credito del Peru's GF Score of 37 can be compared against companies in the Banks industry. Historically, Banco de Credito del Peru's own GF Score has ranged from 4.00 to 95.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Banco de Credito del Peru and its competitors. Banco de Credito del Peru's current GF Score is 37, which is 33% below median its own 10-year median of 55.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de Credito del Peru stock overvalued right now?
Based on GuruFocus' analysis, Banco de Credito del Peru (LIM:CREDITC1) is currently considered Significantly Overvalued. The stock's GF Value™ is S/.4.04, compared to a current price of S/.7.24 — trading 79.2% above its estimated fair value. The current GF Score is 37, which is 33% below median its 10-year median of 55.00. Banco de Credito del Peru's overall GF Score™ is 37/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Banco de Credito del Peru (LIM:CREDITC1), the current GF Score is 37 as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco de Credito del Peru (LIM:CREDITC1) Overvalued in 2026?

Based on GuruFocus' analysis, Banco de Credito del Peru stock appears to be overvalued. The current stock price of S/.7.24 is trading 79.2% above its estimated GF Value™ of S/.4.04. GuruFocus considers Banco de Credito del Peru to be Significantly Overvalued.

Key valuation signals for LIM:CREDITC1:

  • GF Score: 37 (33% below median its 10-year median of 55.00)
  • GF Value™: S/.4.04 vs. price of S/.7.24 (79.2% above fair value)
  • GF Score™: 37/100 with 7 warning signs

No single metric tells the full story. See the LIM:CREDITC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco de Credito del Peru Business Description

Address 156 Centenario Avenue, La Molina, Lima, PER, 12
Banco de Credito del Peru operates as a Bank. The company's business lines include Personal Banking: Consumer Banking, Exclusive Banking, Enalta; Private Banking; SME Banking: Business Banking, SME Banking Large Company and Corporate Banking; Digital Banking: Yape & iO. It's service channel includes BCP agents, ATM Branches, Internet banking, WhatsApp and Voicebot, Digital platforms, and Telecredito.
37GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S/.7.24
Price
S/.4.04
GF Value