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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco de Credito del Peru's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco de Credito del Peru FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Banco de Credito del Peru's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Banco de Credito del Peru's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco de Credito del Peru (LIM:CREDITC1) has a FCF Margin % of 0.00% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Banco de Credito del Peru and its competitors. According to the industry distribution chart, Banco de Credito del Peru ranks #982 out of 1496 companies in the Banks industry, placing it in the top 65.6%.
Is Banco de Credito del Peru's FCF Margin % too high?
Banco de Credito del Peru's current FCF Margin % is 0.00%. Based on the distribution chart, Banco de Credito del Peru ranks #982 out of 1496 companies in the Banks industry, which is below the industry midpoint. Overall, Banco de Credito del Peru has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco de Credito del Peru's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banco de Credito del Peru ranks #982 out of 1496 companies for FCF Margin %. This places Banco de Credito del Peru in the lower half of its industry. The industry median FCF Margin % is 27.15. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 27.15, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Banco de Credito del Peru and its competitors. For the Banks industry, the median FCF Margin % is 27.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco de Credito del Peru's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de Credito del Peru stock overvalued right now?
Based on GuruFocus' analysis, Banco de Credito del Peru (LIM:CREDITC1) is currently considered Significantly Overvalued. The stock's GF Value™ is S/.4.04, compared to a current price of S/.7.24 — trading 79.2% above its estimated fair value. The current FCF Margin % is 0.00%. Banco de Credito del Peru's overall GF Score™ is 37/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Banco de Credito del Peru (LIM:CREDITC1), the current FCF Margin % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco de Credito del Peru (LIM:CREDITC1) Overvalued in 2026?
Based on GuruFocus' analysis, Banco de Credito del Peru stock appears to be overvalued.
The current stock price of S/.7.24 is trading 79.2% above its estimated GF Value™ of S/.4.04.
GuruFocus considers Banco de Credito del Peru to be Significantly Overvalued.
Key valuation signals for LIM:CREDITC1:
FCF Margin %: 0.00%
GF Value™: S/.4.04 vs. price of S/.7.24 (79.2% above fair value)
No single metric tells the full story. See the LIM:CREDITC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco de Credito del Peru operates as a Bank. The company's business lines include Personal Banking: Consumer Banking, Exclusive Banking, Enalta; Private Banking; SME Banking: Business Banking, SME Banking Large Company and Corporate Banking; Digital Banking: Yape & iO. It's service channel includes BCP agents, ATM Branches, Internet banking, WhatsApp and Voicebot, Digital platforms, and Telecredito.
37GF Score
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