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Powszechny Zaklad Ubezpieczen (LTS:0MYY) E10 : zł4.71 (As of Sep. 2023)


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What is Powszechny Zaklad Ubezpieczen E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Powszechny Zaklad Ubezpieczen's adjusted earnings per share data for the three months ended in Sep. 2023 was zł1.690. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is zł4.71 for the trailing ten years ended in Sep. 2023.

During the past 12 months, Powszechny Zaklad Ubezpieczen's average E10 Growth Rate was -100.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Powszechny Zaklad Ubezpieczen was 4.60% per year. The lowest was -12.40% per year. And the median was -0.40% per year.

As of today (2024-05-19), Powszechny Zaklad Ubezpieczen's current stock price is zł42.09. Powszechny Zaklad Ubezpieczen's E10 for the quarter that ended in Sep. 2023 was zł4.71. Powszechny Zaklad Ubezpieczen's Shiller PE Ratio of today is 8.94.

During the past 13 years, the highest Shiller PE Ratio of Powszechny Zaklad Ubezpieczen was 11.95. The lowest was 5.57. And the median was 9.07.


Powszechny Zaklad Ubezpieczen E10 Historical Data

The historical data trend for Powszechny Zaklad Ubezpieczen's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Powszechny Zaklad Ubezpieczen E10 Chart

Powszechny Zaklad Ubezpieczen Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.04 4.46 4.51 5.23 -

Powszechny Zaklad Ubezpieczen Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.23 5.53 5.00 4.71 -

Competitive Comparison of Powszechny Zaklad Ubezpieczen's E10

For the Insurance - Property & Casualty subindustry, Powszechny Zaklad Ubezpieczen's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Powszechny Zaklad Ubezpieczen's Shiller PE Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Powszechny Zaklad Ubezpieczen's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Powszechny Zaklad Ubezpieczen's Shiller PE Ratio falls into.



Powszechny Zaklad Ubezpieczen E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Powszechny Zaklad Ubezpieczen's adjusted earnings per share data for the three months ended in Sep. 2023 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Sep. 2023 (Change)*Current CPI (Sep. 2023)
=1.69/146.1131*146.1131
=1.690

Current CPI (Sep. 2023) = 146.1131.

Powszechny Zaklad Ubezpieczen Quarterly Data

per share eps CPI Adj_EPS
201312 0.612 101.018 0.885
201403 0.881 101.262 1.271
201406 1.112 101.180 1.606
201409 0.977 100.611 1.419
201412 0.471 100.122 0.687
201503 1.090 100.041 1.592
201506 0.440 100.448 0.640
201509 0.590 99.634 0.865
201512 0.590 99.471 0.867
201603 0.570 98.983 0.841
201606 0.190 99.552 0.279
201609 0.750 99.064 1.106
201612 0.720 100.366 1.048
201703 1.090 101.018 1.577
201706 0.580 101.180 0.838
201709 0.790 101.343 1.139
201712 0.890 102.564 1.268
201803 0.730 102.564 1.040
201806 0.910 103.378 1.286
201809 1.180 103.378 1.668
201812 0.910 103.785 1.281
201903 0.865 104.274 1.212
201906 0.850 105.983 1.172
201909 1.020 105.983 1.406
201912 1.090 107.123 1.487
202003 0.130 109.076 0.174
202006 0.210 109.402 0.280
202009 1.030 109.320 1.377
202012 0.830 109.565 1.107
202103 1.020 112.658 1.323
202106 0.870 113.960 1.115
202109 0.860 115.588 1.087
202112 1.110 119.088 1.362
202203 1.020 125.031 1.192
202206 1.100 131.705 1.220
202209 0.760 135.531 0.819
202212 1.900 139.113 1.996
202303 1.340 145.950 1.341
202306 1.790 147.009 1.779
202309 1.690 146.113 1.690

Add all the adjusted EPS together and divide 10 will get our e10.


Powszechny Zaklad Ubezpieczen  (LTS:0MYY) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Powszechny Zaklad Ubezpieczen's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=42.09/4.71
=8.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Powszechny Zaklad Ubezpieczen was 11.95. The lowest was 5.57. And the median was 9.07.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Powszechny Zaklad Ubezpieczen E10 Related Terms

Thank you for viewing the detailed overview of Powszechny Zaklad Ubezpieczen's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Powszechny Zaklad Ubezpieczen (LTS:0MYY) Business Description

Traded in Other Exchanges
Address
Al. Jana Pawla II 24, Warsaw, POL, 00-133
Powszechny Zaklad Ubezpieczen SA is a property and casualty insurance company that operates in the Central and Eastern European region with an emphasis on the Polish market. The company's main strategic objectives include stable financial results, broad growth, and innovation. The vast majority of Powszechny's revenue is generated from gross written premiums, followed by results of its investment activities. The company serves clients through its own agency network along with sales through external agency centers.

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