Powszechny Zaklad Ubezpieczen (LTS:0MYY) Retained Earnings: zł11,334 Mil (As of Mar. 2026)

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LTS:0MYY Powszechny Zaklad Ubezpieczen SA LTS:0MYY
76 GF Score
Price zł42.09
GF Value zł37.19
! 9 Warning Signs
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What is Powszechny Zaklad Ubezpieczen Retained Earnings?

Powszechny Zaklad Ubezpieczen LTS:0MYY 76 Retained Earnings is zł11,334 Mil as of Mar. 2026. GuruFocus rates LTS:0MYY with a GF Score™ of 76/100 and a GF Value™ of zł37.19. The stock has 9 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Powszechny Zaklad Ubezpieczen's retained earnings for the quarter that ended in Mar. 2026 was zł11,334 Mil.

Powszechny Zaklad Ubezpieczen's quarterly retained earnings increased from Sep. 2025 (zł8,462 Mil) to Dec. 2025 (zł27,869 Mil) but then declined from Dec. 2025 (zł27,869 Mil) to Mar. 2026 (zł11,334 Mil).

Powszechny Zaklad Ubezpieczen's annual retained earnings declined from Dec. 2023 (zł26,792 Mil) to Dec. 2024 (zł26,680 Mil) but then increased from Dec. 2024 (zł26,680 Mil) to Dec. 2025 (zł27,869 Mil).


Powszechny Zaklad Ubezpieczen  (LTS:0MYY) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Powszechny Zaklad Ubezpieczen Retained Earnings Historical Data

* Premium members only.

The historical data trend for Powszechny Zaklad Ubezpieczen's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Powszechny Zaklad Ubezpieczen Retained Earnings Chart

Powszechny Zaklad Ubezpieczen Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8,375.00 23,580.00 26,792.00 26,680.00 27,869.00

Powszechny Zaklad Ubezpieczen Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11,586.00 6,468.00 8,462.00 27,869.00 11,334.00
LTS:0MYY
76GF Score
Powszechny Zaklad Ubezpieczen SA LTS:0MYY
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Powszechny Zaklad Ubezpieczen Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of zł11,334 Mil mean?
Powszechny Zaklad Ubezpieczen (LTS:0MYY) has a Retained Earnings of zł11,334 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Powszechny Zaklad Ubezpieczen and its competitors.
Is Powszechny Zaklad Ubezpieczen's Retained Earnings too high?
Powszechny Zaklad Ubezpieczen's current Retained Earnings is zł11,334 Mil. Overall, Powszechny Zaklad Ubezpieczen has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does Powszechny Zaklad Ubezpieczen's Retained Earnings compare to CB and PGR?
Powszechny Zaklad Ubezpieczen's Retained Earnings of zł11,334 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Powszechny Zaklad Ubezpieczen and its competitors. Powszechny Zaklad Ubezpieczen's current Retained Earnings is zł11,334 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Powszechny Zaklad Ubezpieczen stock overvalued right now?
Powszechny Zaklad Ubezpieczen (LTS:0MYY) has a current Retained Earnings of zł11,334 Mil. The stock's GF Value™ is zł37.19, compared to a current price of zł42.09 — trading 13.2% above its estimated fair value. The current Retained Earnings is zł11,334 Mil. Powszechny Zaklad Ubezpieczen's overall GF Score™ is 76/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Powszechny Zaklad Ubezpieczen (LTS:0MYY), the current Retained Earnings is zł11,334 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Powszechny Zaklad Ubezpieczen (LTS:0MYY) Overvalued in 2026?

Based on GuruFocus' analysis, Powszechny Zaklad Ubezpieczen stock appears to be overvalued. The current stock price of zł42.09 is trading 13.2% above its estimated GF Value™ of zł37.19.

Key valuation signals for LTS:0MYY:

  • Retained Earnings: zł11,334 Mil
  • GF Value™: zł37.19 vs. price of zł42.09 (13.2% above fair value)
  • GF Score™: 76/100 with 9 warning signs

No single metric tells the full story. See the LTS:0MYY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Powszechny Zaklad Ubezpieczen Business Description

Address Al. Jana Pawla II 24, Warsaw, POL, 00-133
Powszechny Zaklad Ubezpieczen SA is a property and casualty insurance company that operates in the Central and Eastern European region with an emphasis on the Polish market. The company's main strategic objectives include stable financial results, broad growth, and innovation. The vast majority of Powszechny's revenue is generated from gross written premiums, followed by results of its investment activities. The company serves clients through its own agency network along with sales through external agency centers.
76GF Score

Get the complete analysis for LTS:0MYY

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł42.09
Price
zł37.19
GF Value