Powszechny Zaklad Ubezpieczen (LTS:0MYY) EBITDA per Share: zł29.70 (TTM As of Mar. 2026)


LTS:0MYY Powszechny Zaklad Ubezpieczen SA LTS:0MYY
76 GF Score
Price zł42.09
GF Value zł38.08
! 8 Warning Signs
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What is Powszechny Zaklad Ubezpieczen EBITDA per Share?

Powszechny Zaklad Ubezpieczen LTS:0MYY 76 EBITDA per Share is zł29.70 as of Mar. 2026. GuruFocus rates LTS:0MYY with a GF Score™ of 76/100 and a GF Value™ of zł38.08. The stock has 8 warning signs investors should review. Among 288 Insurance companies, Powszechny Zaklad Ubezpieczen ranks better than 59.72% on this metric.

Powszechny Zaklad Ubezpieczen's EBITDA per Share for the three months ended in Mar. 2026 was zł6.61. Its EBITDA per Share for the trailing twelve months (TTM) ended in Mar. 2026 was zł29.70.

During the past 12 months, the average EBITDA per Share Growth Rate of Powszechny Zaklad Ubezpieczen was -1.90% per year. During the past 3 years, the average EBITDA per Share Growth Rate was 23.40% per year. During the past 5 years, the average EBITDA per Share Growth Rate was 35.90% per year. During the past 10 years, the average EBITDA per Share Growth Rate was 21.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBITDA per Share growth rate using EBITDA per Share data.

The historical rank and industry rank for Powszechny Zaklad Ubezpieczen's EBITDA per Share or its related term are showing as below:

LTS:0MYY' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -7.3   Med: 10.2   Max: 59.5
Current: 23.4

During the past 13 years, the highest 3-Year average EBITDA per Share Growth Rate of Powszechny Zaklad Ubezpieczen was 59.50% per year. The lowest was -7.30% per year. And the median was 10.20% per year.

LTS:0MYY's 3-Year EBITDA Growth Rate is ranked better than
59.72% of 288 companies
in the Insurance industry
Industry Median: 17.2 vs LTS:0MYY: 23.40

Powszechny Zaklad Ubezpieczen's EBITDA for the three months ended in Mar. 2026 was zł5,709 Mil.

During the past 12 months, the average EBITDA Growth Rate of Powszechny Zaklad Ubezpieczen was -1.90% per year. During the past 3 years, the average EBITDA Growth Rate was 23.40% per year. During the past 5 years, the average EBITDA Growth Rate was 35.90% per year. During the past 10 years, the average EBITDA Growth Rate was 21.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBITDA Growth Rate using EBITDA data.

During the past 13 years, the highest 3-Year average EBITDA Growth Rate of Powszechny Zaklad Ubezpieczen was 59.50% per year. The lowest was -7.30% per year. And the median was 10.20% per year.


Powszechny Zaklad Ubezpieczen  (LTS:0MYY) EBITDA per Share Explanation

EBITDA is a cash flow measure that ignores changes in working capital. EBITDA minus Depreciation, and Amortization (DA) equals EBIT. EBIT is profit before interest and taxes. Of course, Interest and taxes need to be paid.

While depreciation and amortization expenses do not need to be paid in cash, assets - especially tangible assets - do need to be replaced over time. EBITDA is not a measure of profit in any sense. EBITDA is a measure of cash generation by a business where the uses of that cash may be more or less discretionary depending on the nature of the business.

The EBITDA of a TV station is largely discretionary. Owners may use much of the EBITDA generated by a TV station as they see fit. The EBITDA of a railroad is largely non-discretionary. Owners must use much of the EBITDA generated by a railroad to replace the physical assets of the railroad or the business will literally fall apart over time.

EBITDA can be thought of as the cash a business generates that is available to:

Add more inventory
Add more receivables
Replace property, plant, and equipment
Add more property, plant, and equipment
Pay interest
Pay taxes
And finally: pay owners

EBITDA is widely used in financial analysis because Depreciation and Amortization are not present day cash expenses. Depreciation and amortization are the spreading out of the costs of assets over the time in which those assets provide benefits. Today's depreciation and amortization expenses relate to assets bought in the past. The assets being expensed may or may not need to be replaced in the future. And the cost to replace the assets may be more or less than it was in the past. For this reason, the depreciation and amortization expenses a company records in the present year may have no relationship to the actual cash costs needed to maintain its assets in future years.

A company's depreciation expense depends on both its expectations about the assets it owns and its choice of accounting methods. Two companies owning identical assets may have different depreciation expenses because they have different expectations about the useful lives of those assets and because they make different accounting choices.

Analysts use EBITDA to remove this element of personal choice from a company's accounting statements. The use of EBITDA is an attempt to make the results of different companies more comparable and uniform.


Be Aware

Although depreciation is not a cash cost, it is a real business cost because the company has to pay for the fixed assets when they purchase them. Both Warren Buffett and Charlie Munger hate the idea of EBITDA because in this calculation, depreciation is not counted as an expense.

EBITDA over Revenue is a good metric for comparing the operating efficiencies between companies because EBITDA is less vulnerable to companies' accounting choices. For this reason, EBITDA is used in ranking the Predictability of Companies.


Powszechny Zaklad Ubezpieczen EBITDA per Share Related Terms


Powszechny Zaklad Ubezpieczen EBITDA per Share Historical Data

* Premium members only.

The historical data trend for Powszechny Zaklad Ubezpieczen's EBITDA per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Powszechny Zaklad Ubezpieczen EBITDA per Share Chart

Powszechny Zaklad Ubezpieczen Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.69 16.48 30.60 29.47 31.01

Powszechny Zaklad Ubezpieczen Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBITDA per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.93 7.29 8.44 7.36 6.61
LTS:0MYY
76GF Score
Powszechny Zaklad Ubezpieczen SA LTS:0MYY
EBITDA per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Powszechny Zaklad Ubezpieczen EBITDA per Share Calculation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.

Powszechny Zaklad Ubezpieczen's EBITDA per Share for the fiscal year that ended in Dec. 2025 is calculated as

EBITDA per Share(A: Dec. 2025 )
=EBITDA/Shares Outstanding (Diluted Average)
=26774/863.335
=31.01

Powszechny Zaklad Ubezpieczen's EBITDA per Share for the quarter that ended in Mar. 2026 is calculated as

EBITDA per Share(Q: Mar. 2026 )
=EBITDA/Shares Outstanding (Diluted Average)
=5709/863.326
=6.61

EBITDA per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł29.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA per Share →
What does a EBITDA per Share of zł29.70 mean?
Powszechny Zaklad Ubezpieczen (LTS:0MYY) has a EBITDA per Share of zł29.70 as of Mar. 2026. EBITDA per share is the per-share amount of earnings before interest, taxes, depreciation and amortization. View historical data on Powszechny Zaklad Ubezpieczen and its competitors. According to the industry distribution chart, Powszechny Zaklad Ubezpieczen ranks #116 out of 288 companies in the Insurance industry, placing it in the top 40.3%.
Is Powszechny Zaklad Ubezpieczen's EBITDA per Share too high?
Powszechny Zaklad Ubezpieczen's current EBITDA per Share is zł29.70. Based on the distribution chart, Powszechny Zaklad Ubezpieczen ranks #116 out of 288 companies in the Insurance industry, which is above the industry midpoint. Overall, Powszechny Zaklad Ubezpieczen has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does Powszechny Zaklad Ubezpieczen's EBITDA per Share compare to CB and PGR?
According to the Insurance industry distribution chart, Powszechny Zaklad Ubezpieczen ranks #116 out of 288 companies for EBITDA per Share. This puts Powszechny Zaklad Ubezpieczen in the upper half of its industry. The industry median EBITDA per Share is 17.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA per Share for an Insurance company?
The median EBITDA per Share among Insurance companies is 17.20, based on 288 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA per Share significantly above this median, while those in the bottom quartile fall well below. However, EBITDA per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA per Share mean?
A high EBITDA per Share can signal that a stock is expensive relative to its fundamentals. EBITDA per share is the per-share amount of earnings before interest, taxes, depreciation and amortization. View historical data on Powszechny Zaklad Ubezpieczen and its competitors. For the Insurance industry, the median EBITDA per Share is 17.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Powszechny Zaklad Ubezpieczen's current EBITDA per Share is zł29.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Powszechny Zaklad Ubezpieczen stock overvalued right now?
Powszechny Zaklad Ubezpieczen (LTS:0MYY) has a current EBITDA per Share of zł29.70. The stock's GF Value™ is zł38.08, compared to a current price of zł42.09 — trading 10.5% above its estimated fair value. The current EBITDA per Share is zł29.70. Powszechny Zaklad Ubezpieczen's overall GF Score™ is 76/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA per Share calculated?
EBITDA per Share is calculated from a company's financial statements. For Powszechny Zaklad Ubezpieczen (LTS:0MYY), the current EBITDA per Share is zł29.70 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Powszechny Zaklad Ubezpieczen (LTS:0MYY) Overvalued in 2026?

Based on GuruFocus' analysis, Powszechny Zaklad Ubezpieczen stock appears to be overvalued. The current stock price of zł42.09 is trading 10.5% above its estimated GF Value™ of zł38.08.

Key valuation signals for LTS:0MYY:

  • EBITDA per Share: zł29.70
  • GF Value™: zł38.08 vs. price of zł42.09 (10.5% above fair value)
  • GF Score™: 76/100 with 8 warning signs

No single metric tells the full story. See the LTS:0MYY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Powszechny Zaklad Ubezpieczen Business Description

Address Al. Jana Pawla II 24, Warsaw, POL, 00-133
Powszechny Zaklad Ubezpieczen SA is a property and casualty insurance company that operates in the Central and Eastern European region with an emphasis on the Polish market. The company's main strategic objectives include stable financial results, broad growth, and innovation. The vast majority of Powszechny's revenue is generated from gross written premiums, followed by results of its investment activities. The company serves clients through its own agency network along with sales through external agency centers.
76GF Score

Get the complete analysis for LTS:0MYY

EBITDA per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł42.09
Price
zł38.08
GF Value