Powszechny Zaklad Ubezpieczen (LTS:0MYY) ROE % Adjusted to Book Value: 15.21% (As of Mar. 2026)


LTS:0MYY Powszechny Zaklad Ubezpieczen SA LTS:0MYY
75 GF Score
Price zł42.09
GF Value zł37.59
! 9 Warning Signs
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What is Powszechny Zaklad Ubezpieczen ROE % Adjusted to Book Value?

Powszechny Zaklad Ubezpieczen LTS:0MYY 75 ROE % Adjusted to Book Value is 15.21% as of Mar. 2026. GuruFocus rates LTS:0MYY with a GF Score™ of 75/100 and a GF Value™ of zł37.59. The stock has 9 warning signs investors should review.

Powszechny Zaklad Ubezpieczen's ROE % for the quarter that ended in Mar. 2026 was 15.06%. Powszechny Zaklad Ubezpieczen's PB Ratio for the quarter that ended in Mar. 2026 was 0.99. Powszechny Zaklad Ubezpieczen's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 15.21%.


Powszechny Zaklad Ubezpieczen ROE % Adjusted to Book Value Related Terms


Powszechny Zaklad Ubezpieczen ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Powszechny Zaklad Ubezpieczen's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Powszechny Zaklad Ubezpieczen ROE % Adjusted to Book Value Chart

Powszechny Zaklad Ubezpieczen Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.90 11.28 17.00 15.21 19.43

Powszechny Zaklad Ubezpieczen Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.89 15.62 22.64 16.66 15.21

LTS:0MYY vs CB, PGR, TRV: ROE % Adjusted to Book Value Comparison

For the Insurance - Property & Casualty subindustry, Powszechny Zaklad Ubezpieczen's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Powszechny Zaklad Ubezpieczen ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Powszechny Zaklad Ubezpieczen's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Powszechny Zaklad Ubezpieczen's ROE % Adjusted to Book Value falls into.


LTS:0MYY
75GF Score
Powszechny Zaklad Ubezpieczen SA LTS:0MYY
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Powszechny Zaklad Ubezpieczen ROE % Adjusted to Book Value Calculation

Powszechny Zaklad Ubezpieczen's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=19.82% / 1.02
=19.43%

Powszechny Zaklad Ubezpieczen's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=15.06% / 0.99
=15.21%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 15.21% mean?
Powszechny Zaklad Ubezpieczen (LTS:0MYY) has a ROE % Adjusted to Book Value of 15.21% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Powszechny Zaklad Ubezpieczen and its competitors.
Is Powszechny Zaklad Ubezpieczen's ROE % Adjusted to Book Value too high?
Powszechny Zaklad Ubezpieczen's current ROE % Adjusted to Book Value is 15.21%. Overall, Powszechny Zaklad Ubezpieczen has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does Powszechny Zaklad Ubezpieczen's ROE % Adjusted to Book Value compare to CB and PGR?
Powszechny Zaklad Ubezpieczen's ROE % Adjusted to Book Value of 15.21% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Powszechny Zaklad Ubezpieczen and its competitors. Powszechny Zaklad Ubezpieczen's current ROE % Adjusted to Book Value is 15.21%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Powszechny Zaklad Ubezpieczen stock overvalued right now?
Powszechny Zaklad Ubezpieczen (LTS:0MYY) has a current ROE % Adjusted to Book Value of 15.21%. The stock's GF Value™ is zł37.59, compared to a current price of zł42.09 — trading 12% above its estimated fair value. The current ROE % Adjusted to Book Value is 15.21%. Powszechny Zaklad Ubezpieczen's overall GF Score™ is 75/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Powszechny Zaklad Ubezpieczen (LTS:0MYY), the current ROE % Adjusted to Book Value is 15.21% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Powszechny Zaklad Ubezpieczen (LTS:0MYY) Overvalued in 2026?

Based on GuruFocus' analysis, Powszechny Zaklad Ubezpieczen stock appears to be overvalued. The current stock price of zł42.09 is trading 12% above its estimated GF Value™ of zł37.59.

Key valuation signals for LTS:0MYY:

  • ROE % Adjusted to Book Value: 15.21%
  • GF Value™: zł37.59 vs. price of zł42.09 (12% above fair value)
  • GF Score™: 75/100 with 9 warning signs

No single metric tells the full story. See the LTS:0MYY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Powszechny Zaklad Ubezpieczen Business Description

Address Al. Jana Pawla II 24, Warsaw, POL, 00-133
Powszechny Zaklad Ubezpieczen SA is a property and casualty insurance company that operates in the Central and Eastern European region with an emphasis on the Polish market. The company's main strategic objectives include stable financial results, broad growth, and innovation. The vast majority of Powszechny's revenue is generated from gross written premiums, followed by results of its investment activities. The company serves clients through its own agency network along with sales through external agency centers.
75GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł42.09
Price
zł37.59
GF Value