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MNB Holdings (MNB Holdings) E10

: $3.00 (As of Dec. 2022)
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E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

MNB Holdings's adjusted earnings per share data for the fiscal year that ended in Dec. 2022 was $-1.740. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $3.00 for the trailing ten years ended in Dec. 2022.

During the past 12 months, MNB Holdings's average E10 Growth Rate was -12.50% per year. During the past 3 years, the average E10 Growth Rate was -9.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of MNB Holdings was -1.70% per year. The lowest was -9.60% per year. And the median was -5.65% per year.

As of today (2024-04-23), MNB Holdings's current stock price is $ 25.00. MNB Holdings's E10 for the fiscal year that ended in Dec. 2022 was $3.00. MNB Holdings's Shiller PE Ratio of today is 8.33.

During the past 13 years, the highest Shiller PE Ratio of MNB Holdings was 16.62. The lowest was 6.87. And the median was 10.58.


MNB Holdings E10 Historical Data

The historical data trend for MNB Holdings's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

MNB Holdings Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.61 4.06 3.60 3.43 3.00

MNB Holdings Semi-Annual Data
Dec04 Dec05 Dec06 Dec07 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.61 4.06 3.60 3.43 3.00

Competitive Comparison

For the Banks - Regional subindustry, MNB Holdings's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MNB Holdings Shiller PE Ratio Distribution

For the Banks industry and Financial Services sector, MNB Holdings's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where MNB Holdings's Shiller PE Ratio falls into.



MNB Holdings E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, MNB Holdings's adjusted earnings per share data for the fiscal year that ended in Dec. 2022 was:

Adj_EPS=Earnings per Share (Diluted) /CPI of Dec. 2022 (Change)*Current CPI (Dec. 2022)
=-1.74/125.2218*125.2218
=-1.740

Current CPI (Dec. 2022) = 125.2218.

MNB Holdings Annual Data

per_share_eps CPI Adj_EPS
201312 3.600 98.326 4.585
201412 3.730 99.070 4.715
201512 3.400 99.792 4.266
201612 3.750 101.863 4.610
201712 4.040 104.011 4.864
201812 5.250 105.998 6.202
201912 5.120 108.420 5.913
202012 -2.540 109.897 -2.894
202112 -0.450 117.630 -0.479
202212 -1.740 125.222 -1.740

Add all the adjusted EPS together and divide 10 will get our e10.


MNB Holdings  (OTCPK:MNBO) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

MNB Holdings's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=25.00/3
=8.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of MNB Holdings was 16.62. The lowest was 6.87. And the median was 10.58.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


MNB Holdings E10 Related Terms

Thank you for viewing the detailed overview of MNB Holdings's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


MNB Holdings (MNB Holdings) Business Description

Traded in Other Exchanges
N/A
Address
3060 16th Street, San Francisco, CA, USA, 94103
MNB Holdings Corp is a commercial bank. It provides business checking, business lending, and personal banking services. In business banking, it offers business money market, business savings, business checking analyzed and Attorney Trust Account. The company provides service to underserved groups, such as commercial banking services to minority small businesses, and niche retail segments and geographic operating areas.
Executives
Maritza Aberouette director 3060 16TH STREET, C/O MNB HOLDINGS CORP, SAN FRANCISCO CA 94103

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