BaoViet Holdings (STC:BVH) E10: ₫2,758.35 (As of Mar. 2026)


STC:BVH BaoViet Holdings STC:BVH
71 GF Score
Price ₫60,000.00
GF Value ₫44,024.91
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is BaoViet Holdings E10?

BaoViet Holdings STC:BVH 71 E10 is ₫2,758.35 as of Mar. 2026. GuruFocus rates STC:BVH with a GF Score™ of 71/100 and a GF Value™ of ₫44,024.91 (Significantly Overvalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

BaoViet Holdings's adjusted earnings per share data for the three months ended in Mar. 2026 was ₫1,077.000. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₫2,758.35 for the trailing ten years ended in Mar. 2026.

During the past 12 months, BaoViet Holdings's average E10 Growth Rate was 11.20% per year. During the past 3 years, the average E10 Growth Rate was 6.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of BaoViet Holdings was 6.40% per year. The lowest was 4.90% per year. And the median was 5.65% per year.

As of today (2026-07-06), BaoViet Holdings's current stock price is ₫60000.00. BaoViet Holdings's E10 for the quarter that ended in Mar. 2026 was ₫2,758.35. BaoViet Holdings's Shiller PE Ratio of today is 21.75.

During the past 13 years, the highest Shiller PE Ratio of BaoViet Holdings was 31.63. The lowest was 16.30. And the median was 21.26.


BaoViet Holdings  (STC:BVH) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

BaoViet Holdings's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=60000.00/2758.35
=21.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of BaoViet Holdings was 31.63. The lowest was 16.30. And the median was 21.26.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


BaoViet Holdings E10 Related Terms


BaoViet Holdings E10 Historical Data

* Premium members only.

The historical data trend for BaoViet Holdings's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BaoViet Holdings E10 Chart

BaoViet Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,102.98 2,223.31 2,318.64 2,427.65 2,677.83

BaoViet Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,479.85 2,527.18 2,607.44 2,677.83 2,758.35

STC:BVH vs BRK.A, AIG, HIG: E10 Comparison

For the Insurance - Diversified subindustry, BaoViet Holdings's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BaoViet Holdings Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, BaoViet Holdings's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where BaoViet Holdings's Shiller PE Ratio falls into.


STC:BVH
71GF Score
BaoViet Holdings STC:BVH
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BaoViet Holdings E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, BaoViet Holdings's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1077/330.2130*330.2130
=1,077.000

Current CPI (Mar. 2026) = 330.2130.

BaoViet Holdings Quarterly Data

per share eps CPI Adj_EPS
201606 539.000 241.018 738.471
201609 443.000 241.428 605.913
201612 388.000 241.432 530.678
201703 559.000 243.801 757.130
201706 989.000 244.955 1,333.227
201709 251.000 246.819 335.807
201712 391.320 246.524 524.164
201803 713.000 249.554 943.451
201806 469.000 251.989 614.590
201809 103.000 252.439 134.733
201812 309.000 251.233 406.140
201903 573.000 254.202 744.337
201906 329.000 256.143 424.138
201909 488.000 256.759 627.608
201912 41.000 256.974 52.685
202003 160.000 258.115 204.692
202006 672.000 257.797 860.767
202009 606.000 260.280 768.822
202012 671.321 260.474 851.060
202103 631.000 264.877 786.646
202106 578.000 271.696 702.488
202109 591.000 274.310 711.443
202112 734.000 278.802 869.349
202203 648.000 287.504 744.261
202206 421.000 296.311 469.168
202209 518.000 296.808 576.300
202212 476.000 296.797 529.592
202303 711.000 301.836 777.844
202306 554.000 305.109 599.582
202309 573.000 307.789 614.746
202312 554.000 306.746 596.383
202403 789.000 312.332 834.170
202406 588.000 314.175 618.016
202409 707.000 315.301 740.437
202412 741.000 315.605 775.298
202503 905.000 319.799 934.471
202506 912.000 322.561 933.635
202509 1,038.000 324.800 1,055.299
202512 1,157.000 324.054 1,178.990
202603 1,077.000 330.213 1,077.000

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₫2,758.35 mean?
BaoViet Holdings (STC:BVH) has a E10 of ₫2,758.35 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on BaoViet Holdings and its competitors.
Is BaoViet Holdings' E10 too high?
BaoViet Holdings' current E10 is ₫2,758.35. Overall, BaoViet Holdings has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BaoViet Holdings' E10 compare to BRK.A and AIG?
BaoViet Holdings' E10 of ₫2,758.35 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on BaoViet Holdings and its competitors. BaoViet Holdings's current E10 is ₫2,758.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BaoViet Holdings stock overvalued right now?
Based on GuruFocus' analysis, BaoViet Holdings (STC:BVH) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫44,024.91, compared to a current price of ₫60,000.00 — trading 36.3% above its estimated fair value. The current E10 is ₫2,758.35. BaoViet Holdings' overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For BaoViet Holdings (STC:BVH), the current E10 is ₫2,758.35 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BaoViet Holdings (STC:BVH) Overvalued in 2026?

Based on GuruFocus' analysis, BaoViet Holdings stock appears to be overvalued. The current stock price of ₫60,000.00 is trading 36.3% above its estimated GF Value™ of ₫44,024.91. GuruFocus considers BaoViet Holdings to be Significantly Overvalued.

Key valuation signals for STC:BVH:

  • E10: ₫2,758.35
  • GF Value™: ₫44,024.91 vs. price of ₫60,000.00 (36.3% above fair value)
  • GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the STC:BVH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BaoViet Holdings Business Description

Address 72 Tran Hung Dao Street, Tran Hung Dao Ward, Hoan Kiem District, Ha Noi, VNM
BaoViet Holdings is a Vietnam-based company that provides financial and securities investment services. The firm's services are classified on the basis of five major segments which include Life insurance, Non-life insurance, financial services, Banking services and Real estate operation and other activities. Further, the company has established relations with world-class insurers and reinsurers, including Munich Re, Swiss Re, CCR, Hannover Re, AON, Arthur Gallagher, and Marsh. It is engaged in offering securities brokerage services, underwriting services, custody services, investment advice to investors and trading of securities. The majority of the revenue for the company is generated through interest, dividends and appropriated profits.
71GF Score

Get the complete analysis for STC:BVH

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫60,000.00
Price
₫44,024.91
GF Value