BaoViet HoldingsSTC:BVH 71 PE Ratio (TTM) is 14.89 as of Jul. 06, 2026, which is 38% below its 10-year median of 24.05. GuruFocus rates STC:BVH with a GF Score™ of 71/100 and a GF Value™ of ₫44,024.91 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 446 Insurance companies, BaoViet Holdings ranks worse than 60.54% on this metric.
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-07-06), BaoViet Holdings's share price is
₫62300.00.
BaoViet Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₫4,184.00. Therefore, BaoViet Holdings's PE Ratio (TTM) for today is 14.89.
Good Sign:
BaoViet Holdings stock PE Ratio (=14.89) is close to 10-year low of 13.74.
The historical rank and industry rank for BaoViet Holdings's PE Ratio (TTM) or its related term are showing as below:
STC:BVH'
s PE Ratio (TTM) Range Over the Past 10 Years
Min: 13.74 Med: 24.05 Max: 64.84
Current: 14.89
During the past 13 years, the highest PE Ratio (TTM) of BaoViet Holdings was 64.84. The lowest was 13.74. And the median was 24.05.
STC:BVH's PE Ratio (TTM) is ranked worse than 60.54% of 446
companies
in the Insurance industry
Industry Median: 12.045
vs STC:BVH: 14.89
During the past 12 months, BaoViet Holdings's average EPS without NRIGrowth Rate was 37.30% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 18.30% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 12.30% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 7.30% per year.
During the past 13 years, BaoViet Holdings's highest 3-Year average EPS without NRI Growth Rate was 52.80% per year. The lowest was -12.50% per year. And the median was 9.80% per year.
BaoViet Holdings's EPS (Basic) for the
three
months ended in Mar. 2026 was ₫1,077.00.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was ₫4,184.00.
BaoViet Holdings (STC:BVH) PE Ratio (TTM) Explanation
The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.
If a company loses money, the PE Ratio (TTM) becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.
Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .
PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).
BaoViet Holdings PE Ratio (TTM) Related Terms
BaoViet Holdings PE Ratio (TTM) Historical Data
* Premium members only.
The historical data trend for BaoViet Holdings's PE Ratio (TTM) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STC:BVH vs BRK.A, AIG, HIG: PE Ratio (TTM) Comparison
For the Insurance - Diversified subindustry, BaoViet Holdings's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BaoViet Holdings PE Ratio (TTM) vs Insurance Industry
For the Insurance industry and Financial Services sector, BaoViet Holdings's PE Ratio (TTM) distribution charts can be found below:
* The bar in red indicates where BaoViet Holdings's PE Ratio (TTM) falls into.
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.
BaoViet Holdings's Share Price of today is ₫62300.00.
BaoViet Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫4,184.00.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
BaoViet Holdings (STC:BVH) has a PE Ratio (TTM) of 14.89 as of Jul. 06, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on BaoViet Holdings and its competitors. This is 38% below median its historical median of 24.05. Over the past decade, BaoViet Holdings' PE Ratio (TTM) has ranged from 13.74 to 64.84. According to the industry distribution chart, BaoViet Holdings ranks #270 out of 446 companies in the Insurance industry, placing it in the top 60.5%.
Is BaoViet Holdings' PE Ratio (TTM) too high?
BaoViet Holdings' current PE Ratio (TTM) of 14.89 is 38% below median its 10-year median of 24.05. Over the past 10 years, this metric has ranged from a low of 13.74 to a high of 64.84. The Insurance industry median PE Ratio (TTM) is 12.05. BaoViet Holdings' value of 14.89 is 23.6% above this industry median. Based on the distribution chart, BaoViet Holdings ranks #270 out of 446 companies in the Insurance industry, which is below the industry midpoint. Overall, BaoViet Holdings has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BaoViet Holdings' PE Ratio (TTM) compare to BRK.A and AIG?
According to the Insurance industry distribution chart, BaoViet Holdings ranks #270 out of 446 companies for PE Ratio (TTM). This places BaoViet Holdings in the lower half of its industry. The industry median PE Ratio (TTM) is 12.05. BaoViet Holdings' value of 14.89 is 23.6% above this benchmark. Historically, BaoViet Holdings' own PE Ratio (TTM) has ranged from 13.74 to 64.84 over the past decade. While the company's 10-year median is 24.05 vs. the industry median of 12.05, BaoViet Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for an Insurance company?
The median PE Ratio (TTM) among Insurance companies is 12.05, based on 446 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BaoViet Holdings's current PE Ratio (TTM) of 14.89 is 23.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on BaoViet Holdings and its competitors. For the Insurance industry, the median PE Ratio (TTM) is 12.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BaoViet Holdings's current PE Ratio (TTM) is 14.89, which is 38% below median its own 10-year median of 24.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BaoViet Holdings stock overvalued right now?
Based on GuruFocus' analysis, BaoViet Holdings (STC:BVH) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫44,024.91, compared to a current price of ₫62,300.00 — trading 41.5% above its estimated fair value. The current PE Ratio (TTM) is 14.89, which is 38% below median its 10-year median of 24.05 and 23.6% above the Insurance industry median of 12.05. BaoViet Holdings' overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For BaoViet Holdings (STC:BVH), the current PE Ratio (TTM) is 14.89 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BaoViet Holdings (STC:BVH) Overvalued in 2026?
Based on GuruFocus' analysis, BaoViet Holdings stock appears to be overvalued.
The current stock price of ₫62,300.00 is trading 41.5% above its estimated GF Value™ of ₫44,024.91.
GuruFocus considers BaoViet Holdings to be Significantly Overvalued.
Key valuation signals for STC:BVH:
PE Ratio (TTM): 14.89 (38% below median its 10-year median of 24.05)
GF Value™: ₫44,024.91 vs. price of ₫62,300.00 (41.5% above fair value)
Industry Position: 23.6% above the Insurance median (#270 of 446)
No single metric tells the full story. See the STC:BVH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BaoViet Holdings is a Vietnam-based company that provides financial and securities investment services. The firm's services are classified on the basis of five major segments which include Life insurance, Non-life insurance, financial services, Banking services and Real estate operation and other activities. Further, the company has established relations with world-class insurers and reinsurers, including Munich Re, Swiss Re, CCR, Hannover Re, AON, Arthur Gallagher, and Marsh. It is engaged in offering securities brokerage services, underwriting services, custody services, investment advice to investors and trading of securities. The majority of the revenue for the company is generated through interest, dividends and appropriated profits.
71GF Score
Get the complete analysis for STC:BVH
PE Ratio (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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