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BaoViet HoldingsSTC:BVH -2.02%73 EV-to-EBITDA is 7.91 as of Aug. 05, 2026, which is 40% below its 10-year median of 13.17. GuruFocus rates STC:BVH with a GF Score™ of 73/100 and a GF Value™ of ₫43,025.04 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 346 Insurance companies, BaoViet Holdings ranks better than 51.73% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, BaoViet Holdings's enterprise value is ₫49,256,813 Mil.
BaoViet Holdings's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was ₫6,225,718 Mil. Therefore, BaoViet Holdings's EV-to-EBITDA for today is 7.91.
The historical rank and industry rank for BaoViet Holdings's EV-to-EBITDA or its related term are showing as below:
STC:BVH'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 4.74 Med: 13.17 Max: 32.47
Current: 7.91
During the past 13 years, the highest EV-to-EBITDA of BaoViet Holdings was 32.47. The lowest was 4.74. And the median was 13.17.
STC:BVH's EV-to-EBITDA is ranked better than 51.73% of 346
companies
in the Insurance industry
Industry Median: 8.255
vs STC:BVH: 7.91
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
BaoViet Holdings's PE Ratio (TTM) for today is calculated as:
BaoViet Holdings's share price for today is ₫63000.00.
BaoViet Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫4184.000.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for BaoViet Holdings's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STC:BVH vs BRK.A, AIG, HIG: EV-to-EBITDA Comparison
For the Insurance - Diversified subindustry, BaoViet Holdings's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BaoViet Holdings EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, BaoViet Holdings's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where BaoViet Holdings's EV-to-EBITDA falls into.
BaoViet Holdings's current Enterprise Value is ₫49,256,813 Mil.
BaoViet Holdings's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫6,225,718 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BaoViet Holdings (STC:BVH) has a EV-to-EBITDA of 7.91 as of Aug. 05, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on BaoViet Holdings. This is 40% below median its historical median of 13.17. Over the past decade, BaoViet Holdings' EV-to-EBITDA has ranged from 4.74 to 32.47. According to the industry distribution chart, BaoViet Holdings ranks #167 out of 346 companies in the Insurance industry, placing it in the top 48.3%.
Is BaoViet Holdings' EV-to-EBITDA too high?
BaoViet Holdings' current EV-to-EBITDA of 7.91 is 40% below median its 10-year median of 13.17. Over the past 10 years, this metric has ranged from a low of 4.74 to a high of 32.47. The Insurance industry median EV-to-EBITDA is 8.26. BaoViet Holdings' value of 7.91 is 4.2% below this industry median. Based on the distribution chart, BaoViet Holdings ranks #167 out of 346 companies in the Insurance industry, which is above the industry midpoint. Overall, BaoViet Holdings has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BaoViet Holdings' EV-to-EBITDA compare to BRK.A and AIG?
According to the Insurance industry distribution chart, BaoViet Holdings ranks #167 out of 346 companies for EV-to-EBITDA. This puts BaoViet Holdings in the upper half of its industry. The industry median EV-to-EBITDA is 8.26. BaoViet Holdings' value of 7.91 is 4.2% below this benchmark. Historically, BaoViet Holdings' own EV-to-EBITDA has ranged from 4.74 to 32.47 over the past decade. While the company's 10-year median is 13.17 vs. the industry median of 8.26, BaoViet Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.26, based on 346 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BaoViet Holdings's current EV-to-EBITDA of 7.91 is 4.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on BaoViet Holdings. For the Insurance industry, the median EV-to-EBITDA is 8.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BaoViet Holdings's current EV-to-EBITDA is 7.91, which is 40% below median its own 10-year median of 13.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BaoViet Holdings stock overvalued right now?
Based on GuruFocus' analysis, BaoViet Holdings (STC:BVH) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫43,025.04, compared to a current price of ₫63,000.00 — trading 46.4% above its estimated fair value. The current EV-to-EBITDA is 7.91, which is 40% below median its 10-year median of 13.17 and 4.2% below the Insurance industry median of 8.26. BaoViet Holdings' overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For BaoViet Holdings (STC:BVH), the current EV-to-EBITDA is 7.91 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BaoViet Holdings (STC:BVH) Overvalued in 2026?
Based on GuruFocus' analysis, BaoViet Holdings stock appears to be overvalued.
The current stock price of ₫63,000.00 is trading 46.4% above its estimated GF Value™ of ₫43,025.04.
GuruFocus considers BaoViet Holdings to be Significantly Overvalued.
Key valuation signals for STC:BVH:
EV-to-EBITDA: 7.91 (40% below median its 10-year median of 13.17)
GF Value™: ₫43,025.04 vs. price of ₫63,000.00 (46.4% above fair value)
Industry Position: 4.2% below the Insurance median (#167 of 346)
No single metric tells the full story. See the STC:BVH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BaoViet Holdings is a Vietnam-based company that provides financial and securities investment services. The firm's services are classified on the basis of five major segments which include Life insurance, Non-life insurance, financial services, Banking services and Real estate operation and other activities. Further, the company has established relations with world-class insurers and reinsurers, including Munich Re, Swiss Re, CCR, Hannover Re, AON, Arthur Gallagher, and Marsh. It is engaged in offering securities brokerage services, underwriting services, custody services, investment advice to investors and trading of securities. The majority of the revenue for the company is generated through interest, dividends and appropriated profits.
73GF Score
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EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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