BaoViet HoldingsSTC:BVH 71 FCF Yield % is 4.24 as of Jul. 06, 2026, which is 80% below its 10-year median of 21.55. GuruFocus rates STC:BVH with a GF Score™ of 71/100 and a GF Value™ of ₫44,024.91 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 505 Insurance companies, BaoViet Holdings ranks worse than 62.77% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
BaoViet Holdings FCF Yield % Related Terms
BaoViet Holdings FCF Yield % Historical Data
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The historical data trend for BaoViet Holdings's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STC:BVH vs BRK.A, AIG, HIG: FCF Yield % Comparison
For the Insurance - Diversified subindustry, BaoViet Holdings's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BaoViet Holdings FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, BaoViet Holdings's FCF Yield % distribution charts can be found below:
* The bar in red indicates where BaoViet Holdings's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BaoViet Holdings (STC:BVH) has a FCF Yield % of 4.24 as of Jul. 06, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on BaoViet Holdings and its competitors. This is 80% below median its historical median of 21.55. Over the past decade, BaoViet Holdings' FCF Yield % has ranged from 3.11 to 44.92. According to the industry distribution chart, BaoViet Holdings ranks #317 out of 505 companies in the Insurance industry, placing it in the top 62.8%.
Is BaoViet Holdings' FCF Yield % too high?
BaoViet Holdings' current FCF Yield % of 4.24 is 80% below median its 10-year median of 21.55. Over the past 10 years, this metric has ranged from a low of 3.11 to a high of 44.92. The Insurance industry median FCF Yield % is 6.84. BaoViet Holdings' value of 4.24 is 38% below this industry median. Based on the distribution chart, BaoViet Holdings ranks #317 out of 505 companies in the Insurance industry, which is below the industry midpoint. Overall, BaoViet Holdings has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BaoViet Holdings' FCF Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, BaoViet Holdings ranks #317 out of 505 companies for FCF Yield %. This places BaoViet Holdings in the lower half of its industry. The industry median FCF Yield % is 6.84. BaoViet Holdings' value of 4.24 is 38% below this benchmark. Historically, BaoViet Holdings' own FCF Yield % has ranged from 3.11 to 44.92 over the past decade. While the company's 10-year median is 21.55 vs. the industry median of 6.84, BaoViet Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 6.84, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BaoViet Holdings's current FCF Yield % of 4.24 is 38% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on BaoViet Holdings and its competitors. For the Insurance industry, the median FCF Yield % is 6.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BaoViet Holdings's current FCF Yield % is 4.24, which is 80% below median its own 10-year median of 21.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BaoViet Holdings stock overvalued right now?
Based on GuruFocus' analysis, BaoViet Holdings (STC:BVH) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫44,024.91, compared to a current price of ₫62,300.00 — trading 41.5% above its estimated fair value. The current FCF Yield % is 4.24, which is 80% below median its 10-year median of 21.55 and 38% below the Insurance industry median of 6.84. BaoViet Holdings' overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For BaoViet Holdings (STC:BVH), the current FCF Yield % is 4.24 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BaoViet Holdings (STC:BVH) Overvalued in 2026?
Based on GuruFocus' analysis, BaoViet Holdings stock appears to be overvalued.
The current stock price of ₫62,300.00 is trading 41.5% above its estimated GF Value™ of ₫44,024.91.
GuruFocus considers BaoViet Holdings to be Significantly Overvalued.
Key valuation signals for STC:BVH:
FCF Yield %: 4.24 (80% below median its 10-year median of 21.55)
GF Value™: ₫44,024.91 vs. price of ₫62,300.00 (41.5% above fair value)
Industry Position: 38% below the Insurance median (#317 of 505)
No single metric tells the full story. See the STC:BVH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BaoViet Holdings is a Vietnam-based company that provides financial and securities investment services. The firm's services are classified on the basis of five major segments which include Life insurance, Non-life insurance, financial services, Banking services and Real estate operation and other activities. Further, the company has established relations with world-class insurers and reinsurers, including Munich Re, Swiss Re, CCR, Hannover Re, AON, Arthur Gallagher, and Marsh. It is engaged in offering securities brokerage services, underwriting services, custody services, investment advice to investors and trading of securities. The majority of the revenue for the company is generated through interest, dividends and appropriated profits.
71GF Score
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