BaoViet Holdings (STC:BVH) EV-to-EBIT: 8.38 (As of Aug. 04, 2026) — 41% Below Median

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STC:BVH BaoViet Holdings STC:BVH
73 GF Score
Price ₫64,300.00
GF Value ₫43,025.04
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is BaoViet Holdings EV-to-EBIT?

BaoViet Holdings STC:BVH +6.99% 73 EV-to-EBIT is 8.38 as of Aug. 04, 2026, which is 41% below its 10-year median of 14.16. GuruFocus rates STC:BVH with a GF Score™ of 73/100 and a GF Value™ of ₫43,025.04 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 345 Insurance companies, BaoViet Holdings ranks better than 56.23% on this metric.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, BaoViet Holdings's Enterprise Value is ₫50,221,833 Mil. BaoViet Holdings's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was ₫5,992,836 Mil. Therefore, BaoViet Holdings's EV-to-EBIT for today is 8.38.

The historical rank and industry rank for BaoViet Holdings's EV-to-EBIT or its related term are showing as below:

STC:BVH' s EV-to-EBIT Range Over the Past 10 Years
Min: 4.98   Med: 14.16   Max: 34.61
Current: 8.39

During the past 13 years, the highest EV-to-EBIT of BaoViet Holdings was 34.61. The lowest was 4.98. And the median was 14.16.

STC:BVH's EV-to-EBIT is ranked better than
56.23% of 345 companies
in the Insurance industry
Industry Median: 8.55 vs STC:BVH: 8.39

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %. BaoViet Holdings's Enterprise Value for the quarter that ended in Mar. 2026 was ₫63,732,126 Mil. BaoViet Holdings's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was ₫5,992,836 Mil. BaoViet Holdings's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 9.40%.


BaoViet Holdings  (STC:BVH) EV-to-EBIT Explanation

This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %.

BaoViet Holdings's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

Earnings Yield (Joel Greenblatt) % (Q: Mar. 2026 ) =EBIT / Enterprise Value (Q: Mar. 2026 )
=5992835.66/63732126.311
=9.40 %

BaoViet Holdings's Enterprise Value for the quarter that ended in Mar. 2026 was ₫63,732,126 Mil.
BaoViet Holdings's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫5,992,836 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


BaoViet Holdings EV-to-EBIT Related Terms


BaoViet Holdings EV-to-EBIT Historical Data

* Premium members only.

The historical data trend for BaoViet Holdings's EV-to-EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BaoViet Holdings EV-to-EBIT Chart

BaoViet Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.65 12.52 7.13 10.84 8.12

BaoViet Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.88 9.49 8.55 8.12 10.63

STC:BVH vs BRK.A, AIG, HIG: EV-to-EBIT Comparison

For the Insurance - Diversified subindustry, BaoViet Holdings's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BaoViet Holdings EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, BaoViet Holdings's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where BaoViet Holdings's EV-to-EBIT falls into.


STC:BVH
73GF Score
BaoViet Holdings STC:BVH
EV-to-EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BaoViet Holdings EV-to-EBIT Calculation

BaoViet Holdings's EV-to-EBIT for today is calculated as:

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=50221832.536/5992835.66
=8.38

BaoViet Holdings's current Enterprise Value is ₫50,221,833 Mil.
BaoViet Holdings's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫5,992,836 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBIT →
What does a EV-to-EBIT of 8.38 mean?
BaoViet Holdings (STC:BVH) has a EV-to-EBIT of 8.38 as of Aug. 04, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on BaoViet Holdings and its competitors. This is 41% below median its historical median of 14.16. Over the past decade, BaoViet Holdings' EV-to-EBIT has ranged from 4.98 to 34.61. According to the industry distribution chart, BaoViet Holdings ranks #151 out of 345 companies in the Insurance industry, placing it in the top 43.8%.
Is BaoViet Holdings' EV-to-EBIT too high?
BaoViet Holdings' current EV-to-EBIT of 8.38 is 41% below median its 10-year median of 14.16. Over the past 10 years, this metric has ranged from a low of 4.98 to a high of 34.61. The Insurance industry median EV-to-EBIT is 8.55. BaoViet Holdings' value of 8.38 is 2% below this industry median. Based on the distribution chart, BaoViet Holdings ranks #151 out of 345 companies in the Insurance industry, which is above the industry midpoint. Overall, BaoViet Holdings has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BaoViet Holdings' EV-to-EBIT compare to BRK.A and AIG?
According to the Insurance industry distribution chart, BaoViet Holdings ranks #151 out of 345 companies for EV-to-EBIT. This puts BaoViet Holdings in the upper half of its industry. The industry median EV-to-EBIT is 8.55. BaoViet Holdings' value of 8.38 is 2% below this benchmark. Historically, BaoViet Holdings' own EV-to-EBIT has ranged from 4.98 to 34.61 over the past decade. While the company's 10-year median is 14.16 vs. the industry median of 8.55, BaoViet Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.55, based on 345 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BaoViet Holdings's current EV-to-EBIT of 8.38 is 2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on BaoViet Holdings and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BaoViet Holdings's current EV-to-EBIT is 8.38, which is 41% below median its own 10-year median of 14.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BaoViet Holdings stock overvalued right now?
Based on GuruFocus' analysis, BaoViet Holdings (STC:BVH) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫43,025.04, compared to a current price of ₫64,300.00 — trading 49.4% above its estimated fair value. The current EV-to-EBIT is 8.38, which is 41% below median its 10-year median of 14.16 and 2% below the Insurance industry median of 8.55. BaoViet Holdings' overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For BaoViet Holdings (STC:BVH), the current EV-to-EBIT is 8.38 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BaoViet Holdings (STC:BVH) Overvalued in 2026?

Based on GuruFocus' analysis, BaoViet Holdings stock appears to be overvalued. The current stock price of ₫64,300.00 is trading 49.4% above its estimated GF Value™ of ₫43,025.04. GuruFocus considers BaoViet Holdings to be Significantly Overvalued.

Key valuation signals for STC:BVH:

  • EV-to-EBIT: 8.38 (41% below median its 10-year median of 14.16)
  • GF Value™: ₫43,025.04 vs. price of ₫64,300.00 (49.4% above fair value)
  • GF Score™: 73/100 with 3 warning signs
  • Industry Position: 2% below the Insurance median (#151 of 345)

No single metric tells the full story. See the STC:BVH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BaoViet Holdings Business Description

Address 72 Tran Hung Dao Street, Tran Hung Dao Ward, Hoan Kiem District, Ha Noi, VNM
BaoViet Holdings is a Vietnam-based company that provides financial and securities investment services. The firm's services are classified on the basis of five major segments which include Life insurance, Non-life insurance, financial services, Banking services and Real estate operation and other activities. Further, the company has established relations with world-class insurers and reinsurers, including Munich Re, Swiss Re, CCR, Hannover Re, AON, Arthur Gallagher, and Marsh. It is engaged in offering securities brokerage services, underwriting services, custody services, investment advice to investors and trading of securities. The majority of the revenue for the company is generated through interest, dividends and appropriated profits.
73GF Score

Get the complete analysis for STC:BVH

EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫64,300.00
Price
₫43,025.04
GF Value