BaoViet Holdings (STC:BVH) Retained Earnings: ₫5,709,637 Mil (As of Mar. 2026)

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STC:BVH BaoViet Holdings STC:BVH
72 GF Score
Price ₫60,000.00
GF Value ₫43,542.21
Valuation Significantly Overvalued
! 3 Warning Signs
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What is BaoViet Holdings Retained Earnings?

BaoViet Holdings STC:BVH -0.83% 72 Retained Earnings is ₫5,709,637 Mil as of Mar. 2026. GuruFocus rates STC:BVH with a GF Score™ of 72/100 and a GF Value™ of ₫43,542.21 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. BaoViet Holdings's retained earnings for the quarter that ended in Mar. 2026 was ₫5,709,637 Mil.

BaoViet Holdings's quarterly retained earnings declined from Sep. 2025 (₫4,988,637 Mil) to Dec. 2025 (₫4,916,303 Mil) but then increased from Dec. 2025 (₫4,916,303 Mil) to Mar. 2026 (₫5,709,637 Mil).

BaoViet Holdings's annual retained earnings increased from Dec. 2023 (₫3,546,089 Mil) to Dec. 2024 (₫4,007,066 Mil) and increased from Dec. 2024 (₫4,007,066 Mil) to Dec. 2025 (₫4,916,303 Mil).


BaoViet Holdings  (STC:BVH) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


BaoViet Holdings Retained Earnings Historical Data

* Premium members only.

The historical data trend for BaoViet Holdings's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BaoViet Holdings Retained Earnings Chart

BaoViet Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,480,031.13 3,306,180.97 3,546,088.68 4,007,066.09 4,916,303.23

BaoViet Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,686,000.50 4,262,016.73 4,988,636.69 4,916,303.23 5,709,636.64
STC:BVH
72GF Score
BaoViet Holdings STC:BVH
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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BaoViet Holdings Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ₫5,709,637 Mil mean?
BaoViet Holdings (STC:BVH) has a Retained Earnings of ₫5,709,637 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on BaoViet Holdings and its competitors.
Is BaoViet Holdings' Retained Earnings too high?
BaoViet Holdings' current Retained Earnings is ₫5,709,637 Mil. Overall, BaoViet Holdings has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BaoViet Holdings' Retained Earnings compare to BRK.A and AIG?
BaoViet Holdings' Retained Earnings of ₫5,709,637 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on BaoViet Holdings and its competitors. BaoViet Holdings's current Retained Earnings is ₫5,709,637 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BaoViet Holdings stock overvalued right now?
Based on GuruFocus' analysis, BaoViet Holdings (STC:BVH) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫43,542.21, compared to a current price of ₫60,000.00 — trading 37.8% above its estimated fair value. The current Retained Earnings is ₫5,709,637 Mil. BaoViet Holdings' overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For BaoViet Holdings (STC:BVH), the current Retained Earnings is ₫5,709,637 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BaoViet Holdings (STC:BVH) Overvalued in 2026?

Based on GuruFocus' analysis, BaoViet Holdings stock appears to be overvalued. The current stock price of ₫60,000.00 is trading 37.8% above its estimated GF Value™ of ₫43,542.21. GuruFocus considers BaoViet Holdings to be Significantly Overvalued.

Key valuation signals for STC:BVH:

  • Retained Earnings: ₫5,709,637 Mil
  • GF Value™: ₫43,542.21 vs. price of ₫60,000.00 (37.8% above fair value)
  • GF Score™: 72/100 with 3 warning signs

No single metric tells the full story. See the STC:BVH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BaoViet Holdings Business Description

Address 72 Tran Hung Dao Street, Tran Hung Dao Ward, Hoan Kiem District, Ha Noi, VNM
BaoViet Holdings is a Vietnam-based company that provides financial and securities investment services. The firm's services are classified on the basis of five major segments which include Life insurance, Non-life insurance, financial services, Banking services and Real estate operation and other activities. Further, the company has established relations with world-class insurers and reinsurers, including Munich Re, Swiss Re, CCR, Hannover Re, AON, Arthur Gallagher, and Marsh. It is engaged in offering securities brokerage services, underwriting services, custody services, investment advice to investors and trading of securities. The majority of the revenue for the company is generated through interest, dividends and appropriated profits.
72GF Score

Get the complete analysis for STC:BVH

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫60,000.00
Price
₫43,542.21
GF Value