BaoViet Holdings (STC:BVH) PEG Ratio: 1.03 (As of Jul. 06, 2026) — 85% Below Median


STC:BVH BaoViet Holdings STC:BVH
71 GF Score
Price ₫60,000.00
GF Value ₫44,024.91
Valuation Significantly Overvalued
! 3 Warning Signs
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What is BaoViet Holdings PEG Ratio?

BaoViet Holdings STC:BVH 71 PEG Ratio is 1.03 as of Jul. 06, 2026, which is 85% below its 10-year median of 7.03. GuruFocus rates STC:BVH with a GF Score™ of 71/100 and a GF Value™ of ₫44,024.91 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 185 Insurance companies, BaoViet Holdings ranks worse than 58.38% on this metric.

PE Ratio without NRI / 5-Year EBITDA Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use is the 5-Year EBITDA growth rate. As of today, BaoViet Holdings's PE Ratio without NRI is 14.56. BaoViet Holdings's 5-Year EBITDA growth rate is 14.10%. Therefore, BaoViet Holdings's PEG Ratio for today is 1.03.

* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for BaoViet Holdings's PEG Ratio or its related term are showing as below:

STC:BVH' s PEG Ratio Range Over the Past 10 Years
Min: 1   Med: 7.03   Max: 208.92
Current: 1.07


During the past 13 years, BaoViet Holdings's highest PEG Ratio was 208.92. The lowest was 1.00. And the median was 7.03.


STC:BVH's PEG Ratio is ranked worse than
58.38% of 185 companies
in the Insurance industry
Industry Median: 0.89 vs STC:BVH: 1.07

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


BaoViet Holdings  (STC:BVH) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


BaoViet Holdings PEG Ratio Related Terms


BaoViet Holdings PEG Ratio Historical Data

* Premium members only.

The historical data trend for BaoViet Holdings's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BaoViet Holdings PEG Ratio Chart

BaoViet Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 33.82 6.59 1.42 1.60 1.12

BaoViet Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.47 1.37 1.31 1.12 1.40

STC:BVH vs BRK.A, AIG, HIG: PEG Ratio Comparison

For the Insurance - Diversified subindustry, BaoViet Holdings's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BaoViet Holdings PEG Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, BaoViet Holdings's PEG Ratio distribution charts can be found below:

* The bar in red indicates where BaoViet Holdings's PEG Ratio falls into.


STC:BVH
71GF Score
BaoViet Holdings STC:BVH
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BaoViet Holdings PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year EBITDA growth rate.

BaoViet Holdings's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year EBITDA Growth Rate*
=14.562007576613/14.10
=1.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 1.03 mean?
BaoViet Holdings (STC:BVH) has a PEG Ratio of 1.03 as of Jul. 06, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on BaoViet Holdings and its competitors. This is 85% below median its historical median of 7.03. Over the past decade, BaoViet Holdings' PEG Ratio has ranged from 1.00 to 208.92. According to the industry distribution chart, BaoViet Holdings ranks #108 out of 185 companies in the Insurance industry, placing it in the top 58.4%.
Is BaoViet Holdings' PEG Ratio too high?
BaoViet Holdings' current PEG Ratio of 1.03 is 85% below median its 10-year median of 7.03. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 208.92. The Insurance industry median PEG Ratio is 0.89. BaoViet Holdings' value of 1.03 is 15.7% above this industry median. Based on the distribution chart, BaoViet Holdings ranks #108 out of 185 companies in the Insurance industry, which is below the industry midpoint. Overall, BaoViet Holdings has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BaoViet Holdings' PEG Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, BaoViet Holdings ranks #108 out of 185 companies for PEG Ratio. This places BaoViet Holdings in the lower half of its industry. The industry median PEG Ratio is 0.89. BaoViet Holdings' value of 1.03 is 15.7% above this benchmark. Historically, BaoViet Holdings' own PEG Ratio has ranged from 1.00 to 208.92 over the past decade. While the company's 10-year median is 7.03 vs. the industry median of 0.89, BaoViet Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for an Insurance company?
The median PEG Ratio among Insurance companies is 0.89, based on 185 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BaoViet Holdings's current PEG Ratio of 1.03 is 15.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on BaoViet Holdings and its competitors. For the Insurance industry, the median PEG Ratio is 0.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BaoViet Holdings's current PEG Ratio is 1.03, which is 85% below median its own 10-year median of 7.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BaoViet Holdings stock overvalued right now?
Based on GuruFocus' analysis, BaoViet Holdings (STC:BVH) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫44,024.91, compared to a current price of ₫60,000.00 — trading 36.3% above its estimated fair value. The current PEG Ratio is 1.03, which is 85% below median its 10-year median of 7.03 and 15.7% above the Insurance industry median of 0.89. BaoViet Holdings' overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For BaoViet Holdings (STC:BVH), the current PEG Ratio is 1.03 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BaoViet Holdings (STC:BVH) Overvalued in 2026?

Based on GuruFocus' analysis, BaoViet Holdings stock appears to be overvalued. The current stock price of ₫60,000.00 is trading 36.3% above its estimated GF Value™ of ₫44,024.91. GuruFocus considers BaoViet Holdings to be Significantly Overvalued.

Key valuation signals for STC:BVH:

  • PEG Ratio: 1.03 (85% below median its 10-year median of 7.03)
  • GF Value™: ₫44,024.91 vs. price of ₫60,000.00 (36.3% above fair value)
  • GF Score™: 71/100 with 3 warning signs
  • Industry Position: 15.7% above the Insurance median (#108 of 185)

No single metric tells the full story. See the STC:BVH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BaoViet Holdings Business Description

Address 72 Tran Hung Dao Street, Tran Hung Dao Ward, Hoan Kiem District, Ha Noi, VNM
BaoViet Holdings is a Vietnam-based company that provides financial and securities investment services. The firm's services are classified on the basis of five major segments which include Life insurance, Non-life insurance, financial services, Banking services and Real estate operation and other activities. Further, the company has established relations with world-class insurers and reinsurers, including Munich Re, Swiss Re, CCR, Hannover Re, AON, Arthur Gallagher, and Marsh. It is engaged in offering securities brokerage services, underwriting services, custody services, investment advice to investors and trading of securities. The majority of the revenue for the company is generated through interest, dividends and appropriated profits.
71GF Score

Get the complete analysis for STC:BVH

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫60,000.00
Price
₫44,024.91
GF Value