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Kruk (STU:83I) E10 : €7.19 (As of Dec. 2024)


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What is Kruk E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Kruk's adjusted earnings per share data for the three months ended in Dec. 2024 was €1.387. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €7.19 for the trailing ten years ended in Dec. 2024.

During the past 12 months, Kruk's average E10 Growth Rate was 20.00% per year. During the past 3 years, the average E10 Growth Rate was 28.70% per year. During the past 5 years, the average E10 Growth Rate was 28.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Kruk was 35.00% per year. The lowest was 17.00% per year. And the median was 27.65% per year.

As of today (2025-03-21), Kruk's current stock price is €92.60. Kruk's E10 for the quarter that ended in Dec. 2024 was €7.19. Kruk's Shiller PE Ratio of today is 12.88.

During the past 13 years, the highest Shiller PE Ratio of Kruk was 28.08. The lowest was 6.21. And the median was 16.12.


Kruk E10 Historical Data

The historical data trend for Kruk's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Kruk E10 Chart

Kruk Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 3.15 4.33 5.83 7.19

Kruk Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.83 6.27 6.51 6.95 7.19

Competitive Comparison of Kruk's E10

For the Credit Services subindustry, Kruk's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kruk's Shiller PE Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Kruk's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Kruk's Shiller PE Ratio falls into.



Kruk E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Kruk's adjusted earnings per share data for the three months ended in Dec. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=1.387/154.6602*154.6602
=1.387

Current CPI (Dec. 2024) = 154.6602.

Kruk Quarterly Data

per share eps CPI Adj_EPS
201503 0.705 100.041 1.090
201506 0.811 100.448 1.249
201509 0.727 99.634 1.129
201512 0.605 99.471 0.941
201603 0.836 98.983 1.306
201606 0.690 99.552 1.072
201609 1.000 99.064 1.561
201612 0.839 100.366 1.293
201703 1.496 101.018 2.290
201706 1.312 101.180 2.005
201709 0.958 101.343 1.462
201712 0.037 102.564 0.056
201803 1.169 102.564 1.763
201806 1.268 103.378 1.897
201809 1.154 103.378 1.726
201812 0.652 103.785 0.972
201903 1.260 104.274 1.869
201906 0.886 105.983 1.293
201909 0.995 105.983 1.452
201912 0.407 107.123 0.588
202003 -0.811 109.076 -1.150
202006 0.548 109.402 0.775
202009 0.695 109.320 0.983
202012 0.603 109.565 0.851
202103 1.623 112.658 2.228
202106 3.409 113.960 4.627
202109 2.213 115.588 2.961
202112 1.605 119.088 2.084
202203 3.076 125.031 3.805
202206 3.069 131.705 3.604
202209 2.379 135.531 2.715
202212 1.575 139.113 1.751
202303 2.890 145.950 3.062
202306 3.592 147.009 3.779
202309 2.771 146.113 2.933
202312 2.744 147.741 2.873
202403 4.106 149.044 4.261
202406 3.203 150.997 3.281
202409 4.312 153.439 4.346
202412 1.387 154.660 1.387

Add all the adjusted EPS together and divide 10 will get our e10.


Kruk  (STU:83I) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Kruk's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=92.60/7.19
=12.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Kruk was 28.08. The lowest was 6.21. And the median was 16.12.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Kruk E10 Related Terms

Thank you for viewing the detailed overview of Kruk's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Kruk Business Description

Traded in Other Exchanges
Address
ul. Wolowska 8, Wroclaw, POL, 51-116
Kruk SA is the leader in the debt collection industry. It manages debts purchased on its own account and contracted by third parties. The group manages bank debt (the main client category), debts owed to loan brokers, insurance companies, leasing firms, fixed-line and mobile phone operators, cable TV companies, digital TV platforms and FMCG companies. The Group manages debt in three segments consumer debts, mortgage debts and corporate debts. Consumer debts include retail and unsecured. Mortgage debts include retail, and secured. Corporate debts include mortgage-backed and non-mortgage-backed. Geographically the company operates in segments Poland, Romania, Italy, Spain, and Other foreign markets.

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