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Kruk (STU:83I) Cyclically Adjusted PS Ratio : 4.32 (As of Jun. 02, 2025)


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What is Kruk Cyclically Adjusted PS Ratio?

As of today (2025-06-02), Kruk's current share price is €89.00. Kruk's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 was €20.59. Kruk's Cyclically Adjusted PS Ratio for today is 4.32.

The historical rank and industry rank for Kruk's Cyclically Adjusted PS Ratio or its related term are showing as below:

STU:83I' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.71   Med: 5.24   Max: 8.37
Current: 4.64

During the past years, Kruk's highest Cyclically Adjusted PS Ratio was 8.37. The lowest was 1.71. And the median was 5.24.

STU:83I's Cyclically Adjusted PS Ratio is ranked worse than
63.91% of 399 companies
in the Credit Services industry
Industry Median: 2.85 vs STU:83I: 4.64

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Kruk's adjusted revenue per share data for the three months ended in Mar. 2025 was €7.137. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €20.59 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Kruk Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Kruk's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Kruk Cyclically Adjusted PS Ratio Chart

Kruk Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.47 6.70 4.99 6.68 5.11

Kruk Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.02 6.10 5.63 5.11 4.47

Competitive Comparison of Kruk's Cyclically Adjusted PS Ratio

For the Credit Services subindustry, Kruk's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kruk's Cyclically Adjusted PS Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Kruk's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Kruk's Cyclically Adjusted PS Ratio falls into.


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Kruk Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Kruk's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=89.00/20.59
=4.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kruk's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Kruk's adjusted Revenue per Share data for the three months ended in Mar. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=7.137/157.0208*157.0208
=7.137

Current CPI (Mar. 2025) = 157.0208.

Kruk Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201506 2.108 100.448 3.295
201509 2.163 99.634 3.409
201512 2.146 99.471 3.388
201603 2.122 98.983 3.366
201606 2.427 99.552 3.828
201609 2.601 99.064 4.123
201612 3.092 100.366 4.837
201703 3.293 101.018 5.119
201706 3.527 101.180 5.474
201709 3.217 101.343 4.984
201712 1.732 102.564 2.652
201803 3.541 102.564 5.421
201806 2.911 103.378 4.422
201809 2.196 103.378 3.336
201812 3.301 103.785 4.994
201903 3.323 104.274 5.004
201906 3.408 105.983 5.049
201909 3.531 105.983 5.231
201912 3.865 107.123 5.665
202003 3.734 109.076 5.375
202006 3.596 109.402 5.161
202009 3.485 109.320 5.006
202012 3.449 109.565 4.943
202103 3.508 112.658 4.889
202106 3.468 113.960 4.778
202109 3.829 115.588 5.202
202112 3.945 119.088 5.202
202203 4.269 125.031 5.361
202206 4.283 131.705 5.106
202209 4.705 135.531 5.451
202212 4.829 139.113 5.451
202303 5.007 145.950 5.387
202306 5.075 147.009 5.421
202309 5.409 146.113 5.813
202312 5.560 147.741 5.909
202403 5.923 149.044 6.240
202406 6.065 150.997 6.307
202409 6.578 153.439 6.732
202412 7.072 154.660 7.180
202503 7.137 157.021 7.137

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Kruk  (STU:83I) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Kruk Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Kruk's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Kruk Business Description

Industry
Traded in Other Exchanges
Address
ul. Wolowska 8, Wroclaw, POL, 51-116
Kruk SA is the leader in the debt collection industry. It manages debts purchased on its own account and contracted by third parties. The group manages bank debt (the main client category), debts owed to loan brokers, insurance companies, leasing firms, fixed-line and mobile phone operators, cable TV companies, digital TV platforms and FMCG companies. The Group manages debt in three segments consumer debts, mortgage debts and corporate debts. Consumer debts include retail and unsecured. Mortgage debts include retail, and secured. Corporate debts include mortgage-backed and non-mortgage-backed. Geographically the company operates in segments Poland, Romania, Italy, Spain, and Other foreign markets.

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