TBCCF (TBC Bank Group) E10: $6.34 (As of Mar. 2026)


TBCCF TBC Bank Group PLC TBCCF
88 GF Score
Price $60.28
GF Value $60.83
Valuation Fairly Valued
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What is TBC Bank Group E10?

TBC Bank Group TBCCF +4.60% 88 E10 is $6.34 as of Mar. 2026. GuruFocus rates TBCCF with a GF Score™ of 88/100 and a GF Value™ of $60.83 (Fairly Valued).

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

TBC Bank Group's adjusted earnings per share data for the three months ended in Mar. 2026 was $2.468. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $6.34 for the trailing ten years ended in Mar. 2026.

During the past 12 months, TBC Bank Group's average E10 Growth Rate was 15.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-06-25), TBC Bank Group's current stock price is $60.28. TBC Bank Group's E10 for the quarter that ended in Mar. 2026 was $6.34. TBC Bank Group's Shiller PE Ratio of today is 9.51.

During the past 13 years, the highest Shiller PE Ratio of TBC Bank Group was 11.92. The lowest was 7.80. And the median was 10.25.


TBC Bank Group  (OTCPK:TBCCF) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

TBC Bank Group's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=60.28/6.34
=9.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of TBC Bank Group was 11.92. The lowest was 7.80. And the median was 10.25.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


TBC Bank Group E10 Related Terms


TBC Bank Group E10 Historical Data

* Premium members only.

The historical data trend for TBC Bank Group's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TBC Bank Group E10 Chart

TBC Bank Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 4.12 5.97

TBC Bank Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.28 5.31 5.76 5.97 6.34

TBC Bank Group E10 Competitor Comparison

For the Banks - Regional subindustry, TBC Bank Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TBC Bank Group Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, TBC Bank Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where TBC Bank Group's Shiller PE Ratio falls into.


TBCCF
88GF Score
TBC Bank Group PLC TBCCF
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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TBC Bank Group E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, TBC Bank Group's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.468/140.8000*140.8000
=2.468

Current CPI (Mar. 2026) = 140.8000.

TBC Bank Group Quarterly Data

per share eps CPI Adj_EPS
201606 0.620 101.000 0.864
201609 0.534 101.500 0.741
201612 0.646 102.200 0.890
201703 0.660 102.700 0.905
201706 0.555 103.500 0.755
201709 0.600 104.300 0.810
201712 0.680 105.000 0.912
201803 0.676 105.100 0.906
201806 0.709 105.900 0.943
201809 0.736 106.600 0.972
201812 0.894 107.100 1.175
201903 0.917 107.000 1.207
201906 0.825 107.900 1.077
201909 0.857 108.400 1.113
201912 1.098 108.500 1.425
202003 -0.393 108.600 -0.510
202006 0.856 108.800 1.108
202009 1.031 109.200 1.329
202012 0.676 109.400 0.870
202103 1.035 109.700 1.328
202106 1.696 111.400 2.144
202109 1.402 112.400 1.756
202112 1.346 114.700 1.652
202203 1.506 116.500 1.820
202206 1.600 120.500 1.870
202209 2.184 122.300 2.514
202212 1.503 125.300 1.689
202303 1.698 126.800 1.885
202306 1.977 129.400 2.151
202309 2.047 130.100 2.215
202312 2.001 130.500 2.159
202403 2.036 131.600 2.178
202406 2.248 133.000 2.380
202409 2.326 133.500 2.453
202412 2.225 135.100 2.319
202503 2.159 136.100 2.234
202506 2.315 138.400 2.355
202509 2.450 138.900 2.484
202512 2.613 139.900 2.630
202603 2.468 140.800 2.468

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $6.34 mean?
TBC Bank Group (TBCCF) has a E10 of $6.34 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on TBC Bank Group and its competitors.
Is TBC Bank Group's E10 too high?
TBC Bank Group's current E10 is $6.34. Overall, TBC Bank Group has a GF Score™ of 88/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does TBC Bank Group's E10 compare to competitors?
TBC Bank Group's E10 of $6.34 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on TBC Bank Group and its competitors. TBC Bank Group's current E10 is $6.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TBC Bank Group stock overvalued right now?
Based on GuruFocus' analysis, TBC Bank Group (TBCCF) is currently considered Fairly Valued. The stock's GF Value™ is $60.83, compared to a current price of $60.28 — trading 0.9% below its estimated fair value. The current E10 is $6.34. TBC Bank Group's overall GF Score™ is 88/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For TBC Bank Group (TBCCF), the current E10 is $6.34 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TBC Bank Group (TBCCF) Overvalued in 2026?

Based on GuruFocus' analysis, TBC Bank Group stock appears to be undervalued. The current stock price of $60.28 is trading 0.9% below its estimated GF Value™ of $60.83. GuruFocus considers TBC Bank Group to be Fairly Valued.

Key valuation signals for TBCCF:

  • E10: $6.34
  • GF Value™: $60.83 vs. price of $60.28 (0.9% below fair value)
  • GF Score™: 88/100

No single metric tells the full story. See the TBCCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TBC Bank Group Business Description

Other Exchanges TBCGl:UKTBCG:UKLR6:Germany
Address C/O Law Debenture, 100 Bishopsgate, London, GBR, EC2N 4AG
TBC Bank Group PLC is a UK-based banking group. The business activities of the company involves universal banking operations within Georgia. The bank is focused on financial services activities, and the majority of its total assets relate to banking, insurance, leasing, brokerage, and corporate advisory services. Its operating segments include Georgian financial services (Georgia FS), which includes corporate and investment banking (CIB), Retail - non-business individual customers; Micro, Small, and Medium Enterprises: (MSME); Uzbekistan; and Other Operations.
88GF Score

Get the complete analysis for TBCCF

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$60.28
Price
$60.83
GF Value