TBCCF (TBC Bank Group) Scaled Net Operating Assets: 0.10 (As of Mar. 2026)


TBCCF TBC Bank Group PLC TBCCF
88 GF Score
Price $60.28
GF Value $60.83
Valuation Fairly Valued
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What is TBC Bank Group Scaled Net Operating Assets?

TBC Bank Group TBCCF +4.60% 88 Scaled Net Operating Assets is 0.10 as of Mar. 2026. GuruFocus rates TBCCF with a GF Score™ of 88/100 and a GF Value™ of $60.83 (Fairly Valued).

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

TBC Bank Group's operating assets for the quarter that ended in Mar. 2026 was $14,872 Mil. TBC Bank Group's operating liabilities for the quarter that ended in Mar. 2026 was $13,269 Mil. TBC Bank Group's Total Assets for the quarter that ended in Dec. 2025 was $16,583 Mil. Therefore, TBC Bank Group's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.10.

TBCCF
88GF Score
TBC Bank Group PLC TBCCF
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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TBC Bank Group Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

TBC Bank Group's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(14746.656-11525.171)/15155.991
=0.21

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=16582.518 - 1835.862
=14746.656

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=14187.451 - 2662.28 - 0
=11525.171

TBC Bank Group's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(14871.794-13269.383)/16582.518
=0.10

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=16824.788 - 1952.994
=14871.794

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=14366.383 - 1097 - 0
=13269.383

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.10 mean?
TBC Bank Group (TBCCF) has a Scaled Net Operating Assets of 0.10 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on TBC Bank Group and its competitors.
Is TBC Bank Group's Scaled Net Operating Assets too high?
TBC Bank Group's current Scaled Net Operating Assets is 0.10. Overall, TBC Bank Group has a GF Score™ of 88/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does TBC Bank Group's Scaled Net Operating Assets compare to competitors?
TBC Bank Group's Scaled Net Operating Assets of 0.10 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on TBC Bank Group and its competitors. TBC Bank Group's current Scaled Net Operating Assets is 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TBC Bank Group stock overvalued right now?
Based on GuruFocus' analysis, TBC Bank Group (TBCCF) is currently considered Fairly Valued. The stock's GF Value™ is $60.83, compared to a current price of $60.28 — trading 0.9% below its estimated fair value. The current Scaled Net Operating Assets is 0.10. TBC Bank Group's overall GF Score™ is 88/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For TBC Bank Group (TBCCF), the current Scaled Net Operating Assets is 0.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TBC Bank Group (TBCCF) Overvalued in 2026?

Based on GuruFocus' analysis, TBC Bank Group stock appears to be undervalued. The current stock price of $60.28 is trading 0.9% below its estimated GF Value™ of $60.83. GuruFocus considers TBC Bank Group to be Fairly Valued.

Key valuation signals for TBCCF:

  • Scaled Net Operating Assets: 0.10
  • GF Value™: $60.83 vs. price of $60.28 (0.9% below fair value)
  • GF Score™: 88/100

No single metric tells the full story. See the TBCCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

TBC Bank Group Business Description

Other Exchanges TBCGl:UKTBCG:UKLR6:Germany
Address C/O Law Debenture, 100 Bishopsgate, London, GBR, EC2N 4AG
TBC Bank Group PLC is a UK-based banking group. The business activities of the company involves universal banking operations within Georgia. The bank is focused on financial services activities, and the majority of its total assets relate to banking, insurance, leasing, brokerage, and corporate advisory services. Its operating segments include Georgian financial services (Georgia FS), which includes corporate and investment banking (CIB), Retail - non-business individual customers; Micro, Small, and Medium Enterprises: (MSME); Uzbekistan; and Other Operations.
88GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$60.28
Price
$60.83
GF Value