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TBC Bank GroupTBCCF -2.44%84 Equity-to-Asset is 0.14 as of Mar. 2026, which is at its 10-year median of 0.14. GuruFocus rates TBCCF with a GF Score™ of 84/100 and a GF Value™ of $60.84 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,525 Banks companies, TBC Bank Group ranks better than 83.28% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. TBC Bank Group's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $2,425 Mil. TBC Bank Group's Total Assets for the quarter that ended in Mar. 2026 was $17,048 Mil.
Therefore, TBC Bank Group's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.14.
The historical rank and industry rank for TBC Bank Group's Equity-to-Asset or its related term are showing as below:
TBCCF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.13 Med: 0.14 Max: 0.18
Current: 0.14
During the past 13 years, the highest Equity to Asset Ratio of TBC Bank Group was 0.18. The lowest was 0.13. And the median was 0.14.
TBCCF's Equity-to-Asset is ranked better than 83.28% of 1525
companies
in the Banks industry
Industry Median: 0.1
vs TBCCF: 0.14
TBC Bank Group (OTCPK:TBCCF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
TBC Bank Group Equity-to-Asset Related Terms
TBC Bank Group Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for TBC Bank Group's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TBC Bank Group Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, TBC Bank Group's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TBC Bank Group Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, TBC Bank Group's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where TBC Bank Group's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
TBC Bank Group's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TBC Bank Group (TBCCF) has a Equity-to-Asset of 0.14 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on TBC Bank Group and its competitors. This is near median its historical median of 0.14. Over the past decade, TBC Bank Group's Equity-to-Asset has ranged from 0.13 to 0.18. According to the industry distribution chart, TBC Bank Group ranks #255 out of 1525 companies in the Banks industry, placing it in the top 16.7%.
Is TBC Bank Group's Equity-to-Asset too high?
TBC Bank Group's current Equity-to-Asset of 0.14 is near median its 10-year median of 0.14. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 0.18. The Banks industry median Equity-to-Asset is 0.10. TBC Bank Group's value of 0.14 is 40% above this industry median. Based on the distribution chart, TBC Bank Group ranks #255 out of 1525 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, TBC Bank Group has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does TBC Bank Group's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, TBC Bank Group ranks #255 out of 1525 companies for Equity-to-Asset. This places TBC Bank Group in the top 17% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. TBC Bank Group's value of 0.14 is 40% above this benchmark. Historically, TBC Bank Group's own Equity-to-Asset has ranged from 0.13 to 0.18 over the past decade. While the company's 10-year median is 0.14 vs. the industry median of 0.10, TBC Bank Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TBC Bank Group's current Equity-to-Asset of 0.14 is 40% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on TBC Bank Group and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TBC Bank Group's current Equity-to-Asset is 0.14, which is near median its own 10-year median of 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TBC Bank Group stock overvalued right now?
Based on GuruFocus' analysis, TBC Bank Group (TBCCF) is currently considered Fairly Valued. The stock's GF Value™ is $60.84, compared to a current price of $58.81 — trading 3.3% below its estimated fair value. The current Equity-to-Asset is 0.14, which is near median its 10-year median of 0.14 and 40% above the Banks industry median of 0.10. TBC Bank Group's overall GF Score™ is 84/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For TBC Bank Group (TBCCF), the current Equity-to-Asset is 0.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TBC Bank Group (TBCCF) Overvalued in 2026?
Based on GuruFocus' analysis, TBC Bank Group stock appears to be undervalued.
The current stock price of $58.81 is trading 3.3% below its estimated GF Value™ of $60.84.
GuruFocus considers TBC Bank Group to be Fairly Valued.
Key valuation signals for TBCCF:
Equity-to-Asset: 0.14 (near median its 10-year median of 0.14)
GF Value™: $60.84 vs. price of $58.81 (3.3% below fair value)
Industry Position: 40% above the Banks median (#255 of 1525)
No single metric tells the full story. See the TBCCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TBC Bank Group PLC is a UK-based banking group. The business activities of the company involves universal banking operations within Georgia. The bank is focused on financial services activities, and the majority of its total assets relate to banking, insurance, leasing, brokerage, and corporate advisory services. Its operating segments include Georgian financial services (Georgia FS), which includes corporate and investment banking (CIB), Retail - non-business individual customers; Micro, Small, and Medium Enterprises: (MSME); Uzbekistan; and Other Operations.
84GF Score
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