TBC Bank GroupTBCCF +4.60%88 Pretax Margin % is 47.63% as of Mar. 2026, which is 3% below its 10-year median of 49.28. GuruFocus rates TBCCF with a GF Score™ of 88/100 and a GF Value™ of $60.83 (Fairly Valued). Among 1,526 Banks companies, TBC Bank Group ranks better than 79.82% on this metric.
The historical rank and industry rank for TBC Bank Group's Pretax Margin % or its related term are showing as below:
TBCCF'
s Pretax Margin % Range Over the Past 10 Years
Min: 26.93 Med: 49.28 Max: 62.22
Current: 48.06
TBCCF's Pretax Margin % is ranked better than 79.82% of 1526
companies
in the Banks industry
Industry Median: 34.885
vs TBCCF: 48.06
TBC Bank Group (OTCPK:TBCCF) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
TBC Bank Group Pretax Margin % Related Terms
TBC Bank Group Pretax Margin % Historical Data
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The historical data trend for TBC Bank Group's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TBC Bank Group Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, TBC Bank Group's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TBC Bank Group Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, TBC Bank Group's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where TBC Bank Group's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TBC Bank Group (TBCCF) has a Pretax Margin % of 47.63% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on TBC Bank Group and its competitors. This is near median its historical median of 49.28. Over the past decade, TBC Bank Group's Pretax Margin % has ranged from 26.93 to 62.22. According to the industry distribution chart, TBC Bank Group ranks #308 out of 1526 companies in the Banks industry, placing it in the top 20.2%.
Is TBC Bank Group's Pretax Margin % too high?
TBC Bank Group's current Pretax Margin % of 47.63% is near median its 10-year median of 49.28. Over the past 10 years, this metric has ranged from a low of 26.93 to a high of 62.22. The Banks industry median Pretax Margin % is 34.89. TBC Bank Group's value of 47.63% is 36.5% above this industry median. Based on the distribution chart, TBC Bank Group ranks #308 out of 1526 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, TBC Bank Group has a GF Score™ of 88/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does TBC Bank Group's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, TBC Bank Group ranks #308 out of 1526 companies for Pretax Margin %. This places TBC Bank Group in the top 20% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.89. TBC Bank Group's value of 47.63% is 36.5% above this benchmark. Historically, TBC Bank Group's own Pretax Margin % has ranged from 26.93 to 62.22 over the past decade. While the company's 10-year median is 49.28 vs. the industry median of 34.89, TBC Bank Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.89, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TBC Bank Group's current Pretax Margin % of 47.63% is 36.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on TBC Bank Group and its competitors. For the Banks industry, the median Pretax Margin % is 34.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TBC Bank Group's current Pretax Margin % is 47.63%, which is near median its own 10-year median of 49.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TBC Bank Group stock overvalued right now?
Based on GuruFocus' analysis, TBC Bank Group (TBCCF) is currently considered Fairly Valued. The stock's GF Value™ is $60.83, compared to a current price of $60.28 — trading 0.9% below its estimated fair value. The current Pretax Margin % is 47.63%, which is near median its 10-year median of 49.28 and 36.5% above the Banks industry median of 34.89. TBC Bank Group's overall GF Score™ is 88/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For TBC Bank Group (TBCCF), the current Pretax Margin % is 47.63% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TBC Bank Group (TBCCF) Overvalued in 2026?
Based on GuruFocus' analysis, TBC Bank Group stock appears to be undervalued.
The current stock price of $60.28 is trading 0.9% below its estimated GF Value™ of $60.83.
GuruFocus considers TBC Bank Group to be Fairly Valued.
Key valuation signals for TBCCF:
Pretax Margin %: 47.63% (near median its 10-year median of 49.28)
GF Value™: $60.83 vs. price of $60.28 (0.9% below fair value)
Industry Position: 36.5% above the Banks median (#308 of 1526)
No single metric tells the full story. See the TBCCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TBC Bank Group PLC is a UK-based banking group. The business activities of the company involves universal banking operations within Georgia. The bank is focused on financial services activities, and the majority of its total assets relate to banking, insurance, leasing, brokerage, and corporate advisory services. Its operating segments include Georgian financial services (Georgia FS), which includes corporate and investment banking (CIB), Retail - non-business individual customers; Micro, Small, and Medium Enterprises: (MSME); Uzbekistan; and Other Operations.
88GF Score
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