TBCCF (TBC Bank Group) Moat Score: 5/10 (As of Jun. 27, 2026)


TBCCF TBC Bank Group PLC TBCCF
88 GF Score
Price $58.81
GF Value $60.79
Valuation Fairly Valued
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What is TBC Bank Group Moat Score?

TBC Bank Group TBCCF -2.44% 88 Moat Score is 5 as of Jun. 27, 2026. GuruFocus rates TBCCF with a GF Score™ of 88/100 and a GF Value™ of $60.79 (Fairly Valued). Among 1,610 Banks companies, TBC Bank Group ranks better than 93.98% on this metric.

TBC Bank Group has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

TBC Bank Group has Narrow Moat: TBC Bank Group PLC has a solid narrow moat with strong brand recognition in its regional market and some regulatory barriers. However, it lacks significant customer switching costs and global market leadership.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes TBC Bank Group might have Narrow Moat - Solid narrow moat.

TBC Bank Group  (OTCPK:TBCCF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

TBC Bank Group Moat Score Related Terms

TBC Bank Group Moat Score Competitor Comparison

For the Banks - Regional subindustry, TBC Bank Group's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

TBC Bank Group Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, TBC Bank Group's Moat Score distribution charts can be found below:

* The bar in red indicates where TBC Bank Group's Moat Score falls into.


TBCCF
88GF Score
TBC Bank Group PLC TBCCF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
TBC Bank Group (TBCCF) has a Moat Score of 5 as of Jun. 27, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, TBC Bank Group ranks #97 out of 1610 companies in the Banks industry, placing it in the top 6%.
Is TBC Bank Group's Moat Score too high?
TBC Bank Group's current Moat Score is 5. Based on the distribution chart, TBC Bank Group ranks #97 out of 1610 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, TBC Bank Group has a GF Score™ of 88/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does TBC Bank Group's Moat Score compare to competitors?
According to the Banks industry distribution chart, TBC Bank Group ranks #97 out of 1610 companies for Moat Score. This places TBC Bank Group in the top 6% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. TBC Bank Group's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TBC Bank Group stock overvalued right now?
Based on GuruFocus' analysis, TBC Bank Group (TBCCF) is currently considered Fairly Valued. The stock's GF Value™ is $60.79, compared to a current price of $58.81 — trading 3.3% below its estimated fair value. The current Moat Score is 5. TBC Bank Group's overall GF Score™ is 88/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For TBC Bank Group (TBCCF), the current Moat Score is 5 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TBC Bank Group (TBCCF) Overvalued in 2026?

Based on GuruFocus' analysis, TBC Bank Group stock appears to be undervalued. The current stock price of $58.81 is trading 3.3% below its estimated GF Value™ of $60.79. GuruFocus considers TBC Bank Group to be Fairly Valued.

Key valuation signals for TBCCF:

  • Moat Score: 5
  • GF Value™: $60.79 vs. price of $58.81 (3.3% below fair value)
  • GF Score™: 88/100

No single metric tells the full story. See the TBCCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

TBC Bank Group Business Description

Other Exchanges TBCGl:UKTBCG:UKLR6:Germany
Address C/O Law Debenture, 100 Bishopsgate, London, GBR, EC2N 4AG
TBC Bank Group PLC is a UK-based banking group. The business activities of the company involves universal banking operations within Georgia. The bank is focused on financial services activities, and the majority of its total assets relate to banking, insurance, leasing, brokerage, and corporate advisory services. Its operating segments include Georgian financial services (Georgia FS), which includes corporate and investment banking (CIB), Retail - non-business individual customers; Micro, Small, and Medium Enterprises: (MSME); Uzbekistan; and Other Operations.
88GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$58.81
Price
$60.79
GF Value