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TBC Bank GroupTBCCF 82 3-Year EPS without NRI Growth Rate is 12.10% as of Jun. 2026, which is 45% below its 10-year median of 22.00. GuruFocus rates TBCCF with a GF Scoreâ„¢ of 82/100 and a GF Valueâ„¢ of $60.32 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,409 Banks companies, TBC Bank Group ranks better than 61.53% on this metric.
During the past 12 months, TBC Bank Group's average EPS without NRI Growth Rate was 12.50% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 12.10% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 27.10% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 19.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of TBC Bank Group was 47.20% per year. The lowest was -0.40% per year. And the median was 22.00% per year.
TBC Bank Group (OTCPK:TBCCF) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
TBC Bank Group 3-Year EPS without NRI Growth Rate Related Terms
TBC Bank Group 3-Year EPS without NRI Growth Rate Competitor Comparison
For the Banks - Regional subindustry, TBC Bank Group's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TBC Bank Group 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, TBC Bank Group's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where TBC Bank Group's 3-Year EPS without NRI Growth Rate falls into.
TBC Bank Group 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 12.10% mean?
TBC Bank Group (TBCCF) has a 3-Year EPS without NRI Growth Rate of 12.10% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for TBC Bank Group and its competitors. This is 45% below median its historical median of 22.00. According to the industry distribution chart, TBC Bank Group ranks #542 out of 1409 companies in the Banks industry, placing it in the top 38.5%.
Is TBC Bank Group's 3-Year EPS without NRI Growth Rate too high?
TBC Bank Group's current 3-Year EPS without NRI Growth Rate of 12.10% is 45% below median its 10-year median of 22.00. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. TBC Bank Group's value of 12.10% is 61.3% above this industry median. Based on the distribution chart, TBC Bank Group ranks #542 out of 1409 companies in the Banks industry, which is above the industry midpoint. Overall, TBC Bank Group has a GF Scoreâ„¢ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does TBC Bank Group's 3-Year EPS without NRI Growth Rate compare to competitors?
According to the Banks industry distribution chart, TBC Bank Group ranks #542 out of 1409 companies for 3-Year EPS without NRI Growth Rate. This puts TBC Bank Group in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.50. TBC Bank Group's value of 12.10% is 61.3% above this benchmark. While the company's 10-year median is 22.00 vs. the industry median of 7.50, TBC Bank Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,409 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TBC Bank Group's current 3-Year EPS without NRI Growth Rate of 12.10% is 61.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for TBC Bank Group and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TBC Bank Group's current 3-Year EPS without NRI Growth Rate is 12.10%, which is 45% below median its own 10-year median of 22.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TBC Bank Group stock overvalued right now?
Based on GuruFocus' analysis, TBC Bank Group (TBCCF) is currently considered Fairly Valued. The stock's GF Value™ is $60.32, compared to a current price of $62.00 — trading 2.8% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 12.10%, which is 45% below median its 10-year median of 22.00 and 61.3% above the Banks industry median of 7.50. TBC Bank Group's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For TBC Bank Group (TBCCF), the current 3-Year EPS without NRI Growth Rate is 12.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TBC Bank Group (TBCCF) Overvalued in 2026?
Based on GuruFocus' analysis, TBC Bank Group stock appears to be overvalued.
The current stock price of $62.00 is trading 2.8% above its estimated GF Value™ of $60.32.
GuruFocus considers TBC Bank Group to be Fairly Valued.
Key valuation signals for TBCCF:
3-Year EPS without NRI Growth Rate: 12.10% (45% below median its 10-year median of 22.00)
GF Value™: $60.32 vs. price of $62.00 (2.8% above fair value)
Industry Position: 61.3% above the Banks median (#542 of 1409)
No single metric tells the full story. See the TBCCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TBC Bank Group PLC is a UK-based banking group. The business activities of the company involves universal banking operations within Georgia. The bank is focused on financial services activities, and the majority of its total assets relate to banking, insurance, leasing, brokerage, and corporate advisory services. Its operating segments include Georgian financial services (Georgia FS), which includes corporate and investment banking (CIB), Retail - non-business individual customers; Micro, Small, and Medium Enterprises: (MSME); Uzbekistan; and Other Operations.
82GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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