TBCCF (TBC Bank Group) Net Income: $550 Mil (TTM As of Mar. 2026)

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TBCCF TBC Bank Group PLC TBCCF
86 GF Score
Price $58.81
GF Value $60.94
Valuation Fairly Valued
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What is TBC Bank Group Net Income?

TBC Bank Group TBCCF -2.44% 86 Net Income is $550 Mil as of Mar. 2026. GuruFocus rates TBCCF with a GF Score™ of 86/100 and a GF Value™ of $60.94 (Fairly Valued).

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax. TBC Bank Group's Net Income for the three months ended in Mar. 2026 was $137 Mil. Its Net Income for the trailing twelve months (TTM) ended in Mar. 2026 was $550 Mil.

Net Income is linked to the most popular Earnings per Share (Diluted) number. TBC Bank Group's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was $2.50.


TBC Bank Group  (OTCPK:TBCCF) Net Income Explanation

Net Income is the most widely cited number in reporting a company's profitability. It is linked to the most popular earnings-per-share (EPS) number through:

TBC Bank Group's Earnings per Share (Diluted) (EPS) for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

EPS is most useful for companies that have:

A predictable business
Consistent accounting methods
And few restructurings

The dividend paid to preferred stocks needs to be subtracted from the total net income in the calculation of EPS because common stock holders are not entitled to that part of the net income.


Be Aware

Warren Buffett looks for consistency and upward long term trend. Because of share repurchase it is possible for net earnings trend to differ from EPS trend. He preferred Net Income over EPS. The companies with durable competitive advantage companies report higher % net earnings to total revenues.

Important: If a company is showing net earnings history greater than 20% on total revenues, it is probably benefiting from a long term competitive advantage.

If net earnings is less than 10%, likely to be in a highly competitive business.


TBC Bank Group Net Income Related Terms


TBC Bank Group Net Income Historical Data

* Premium members only.

The historical data trend for TBC Bank Group's Net Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TBC Bank Group Net Income Chart

TBC Bank Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 305.62 379.82 429.04 490.05 533.29

TBC Bank Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 120.81 130.09 137.21 145.18 137.45
TBCCF
86GF Score
TBC Bank Group PLC TBCCF
Net Income is just one metric. See GF Score™, valuation, warning signs, and more.
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TBC Bank Group Net Income Calculation

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax.

Net Income
= Revenue - Cost of Goods Sold - Selling, General, & Admin. Expense - Research & Development - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= EBITDA - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Operating Income - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Pre-Tax Income - Tax Expense + Others

TBC Bank Group's Net Income for the fiscal year that ended in Dec. 2025 is calculated as

Net Income(A: Dec. 2025 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=638.573+-96.532+0+-8.7529999999999
=533

TBC Bank Group's Net Income for the quarter that ended in Mar. 2026 is calculated as

Net Income(Q: Mar. 2026 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=156.071+-16.869+0+-1.754
=137

Net Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $550 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Income →
What does a Net Income of $550 Mil mean?
TBC Bank Group (TBCCF) has a Net Income of $550 Mil as of Mar. 2026. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on TBC Bank Group and its competitors.
Is TBC Bank Group's Net Income too high?
TBC Bank Group's current Net Income is $550 Mil. Overall, TBC Bank Group has a GF Score™ of 86/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does TBC Bank Group's Net Income compare to competitors?
TBC Bank Group's Net Income of $550 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Income for a Banks company?
A good Net Income depends on the Banks industry context. However, Net Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Income mean?
A high Net Income can signal that a stock is expensive relative to its fundamentals. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on TBC Bank Group and its competitors. TBC Bank Group's current Net Income is $550 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TBC Bank Group stock overvalued right now?
Based on GuruFocus' analysis, TBC Bank Group (TBCCF) is currently considered Fairly Valued. The stock's GF Value™ is $60.94, compared to a current price of $58.81 — trading 3.5% below its estimated fair value. The current Net Income is $550 Mil. TBC Bank Group's overall GF Score™ is 86/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Income calculated?
Net Income is calculated from a company's financial statements. For TBC Bank Group (TBCCF), the current Net Income is $550 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TBC Bank Group (TBCCF) Overvalued in 2026?

Based on GuruFocus' analysis, TBC Bank Group stock appears to be undervalued. The current stock price of $58.81 is trading 3.5% below its estimated GF Value™ of $60.94. GuruFocus considers TBC Bank Group to be Fairly Valued.

Key valuation signals for TBCCF:

  • Net Income: $550 Mil
  • GF Value™: $60.94 vs. price of $58.81 (3.5% below fair value)
  • GF Score™: 86/100

No single metric tells the full story. See the TBCCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TBC Bank Group Business Description

Other Exchanges TBCGl:UKTBCG:UKLR6:Germany
Address C/O Law Debenture, 100 Bishopsgate, London, GBR, EC2N 4AG
TBC Bank Group PLC is a UK-based banking group. The business activities of the company involves universal banking operations within Georgia. The bank is focused on financial services activities, and the majority of its total assets relate to banking, insurance, leasing, brokerage, and corporate advisory services. Its operating segments include Georgian financial services (Georgia FS), which includes corporate and investment banking (CIB), Retail - non-business individual customers; Micro, Small, and Medium Enterprises: (MSME); Uzbekistan; and Other Operations.
86GF Score

Get the complete analysis for TBCCF

Net Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$58.81
Price
$60.94
GF Value