TIPT (Tiptree) E10: $0.53 (As of Mar. 2026)


TIPT Tiptree Inc TIPT
58 GF Score
Price $17.32
GF Value $20.91
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Tiptree E10?

Tiptree TIPT -1.70% 58 E10 is $0.53 as of Mar. 2026. GuruFocus rates TIPT with a GF Score™ of 58/100 and a GF Value™ of $20.91 (Modestly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Tiptree's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.340. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $0.53 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Tiptree's average E10 Growth Rate was 10.40% per year. During the past 3 years, the average E10 Growth Rate was 4.30% per year. During the past 5 years, the average E10 Growth Rate was -2.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Tiptree was 4.30% per year. The lowest was -17.80% per year. And the median was -3.40% per year.

As of today (2026-06-25), Tiptree's current stock price is $17.32. Tiptree's E10 for the quarter that ended in Mar. 2026 was $0.53. Tiptree's Shiller PE Ratio of today is 32.68.

During the past 13 years, the highest Shiller PE Ratio of Tiptree was 59.97. The lowest was 5.54. And the median was 21.27.


Tiptree  (NAS:TIPT) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Tiptree's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=17.32/0.53
=32.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Tiptree was 59.97. The lowest was 5.54. And the median was 21.27.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Tiptree E10 Related Terms


Tiptree E10 Historical Data

* Premium members only.

The historical data trend for Tiptree's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tiptree E10 Chart

Tiptree Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.51 0.45 0.36 0.46 0.51

Tiptree Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.48 0.46 0.49 0.51 0.53

TIPT vs EIG, AMSF, ITIC: E10 Comparison

For the Insurance - Specialty subindustry, Tiptree's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tiptree Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Tiptree's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Tiptree's Shiller PE Ratio falls into.


TIPT
58GF Score
Tiptree Inc TIPT
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tiptree E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Tiptree's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.34/330.2130*330.2130
=0.340

Current CPI (Mar. 2026) = 330.2130.

Tiptree Quarterly Data

per share eps CPI Adj_EPS
201606 0.170 241.018 0.233
201609 0.190 241.428 0.260
201612 0.250 241.432 0.342
201703 0.030 243.801 0.041
201706 -0.150 244.955 -0.202
201709 -0.110 246.819 -0.147
201712 0.280 246.524 0.375
201803 0.790 249.554 1.045
201806 0.020 251.989 0.026
201809 -0.020 252.439 -0.026
201812 0.000 251.233 0.000
201903 0.110 254.202 0.143
201906 0.320 256.143 0.413
201909 -0.040 256.759 -0.051
201912 0.110 256.974 0.141
202003 -1.740 258.115 -2.226
202006 0.100 257.797 0.128
202009 0.350 260.280 0.444
202012 0.400 260.474 0.507
202103 0.810 264.877 1.010
202106 0.220 271.696 0.267
202109 0.060 274.310 0.072
202112 -0.010 278.802 -0.012
202203 -0.030 287.504 -0.034
202206 -0.640 296.311 -0.713
202209 0.380 296.808 0.423
202212 0.020 296.797 0.022
202303 -0.030 301.836 -0.033
202306 0.160 305.109 0.173
202309 0.040 307.789 0.043
202312 0.150 306.746 0.161
202403 0.220 312.332 0.233
202406 0.310 314.175 0.326
202409 0.290 315.301 0.304
202412 0.470 315.605 0.492
202503 0.130 319.799 0.134
202506 0.370 322.561 0.379
202509 0.130 324.800 0.132
202512 0.040 324.054 0.041
202603 0.340 330.213 0.340

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $0.53 mean?
Tiptree (TIPT) has a E10 of $0.53 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Tiptree and its competitors.
Is Tiptree's E10 too high?
Tiptree's current E10 is $0.53. Overall, Tiptree has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Tiptree's E10 compare to EIG and AMSF?
Tiptree's E10 of $0.53 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Tiptree and its competitors. Tiptree's current E10 is $0.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tiptree stock overvalued right now?
Based on GuruFocus' analysis, Tiptree (TIPT) is currently considered Modestly Undervalued. The stock's GF Value™ is $20.91, compared to a current price of $17.32 — trading 17.2% below its estimated fair value. The current E10 is $0.53. Tiptree's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Tiptree (TIPT), the current E10 is $0.53 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tiptree (TIPT) Overvalued in 2026?

Based on GuruFocus' analysis, Tiptree stock appears to be undervalued. The current stock price of $17.32 is trading 17.2% below its estimated GF Value™ of $20.91. GuruFocus considers Tiptree to be Modestly Undervalued.

Key valuation signals for TIPT:

  • E10: $0.53
  • GF Value™: $20.91 vs. price of $17.32 (17.2% below fair value)
  • GF Score™: 58/100 with 2 warning signs

No single metric tells the full story. See the TIPT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tiptree Business Description

Other Exchanges CJVA:Germany
Address 660 Steamboat Road, 2nd Floor, Greenwich, CT, USA, 06830
Tiptree Inc is a United States-based company that provides specialty insurance products and related services. It has two reportable segments: Insurance and Mortgage. The company generates the majority of its revenue from the Insurance Segment, which is engaged in designing, marketing, and underwriting specialty property and casualty insurance products incorporating value-added coverages and services for select target markets or niches. The Mortgage segment originates loans for sale to institutional investors, including GSEs and FHA/VA, and services loans on behalf of Fannie Mae, Freddie Mac, and Ginnie Mae.
58GF Score

Get the complete analysis for TIPT

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.32
Price
$20.91
GF Value