TIPT (Tiptree) Interest Coverage: N/A (As of Mar. 2026)


TIPT Tiptree Inc TIPT
58 GF Score
Price $17.32
GF Value $20.91
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Tiptree Interest Coverage?

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. Tiptree's EBIT for the three months ended in Mar. 2026 was $0.00 Mil. Tiptree's Interest Expense for the three months ended in Mar. 2026 was $0.00 Mil. GuruFocus does not calculate 's interest coverage with the available data. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Tiptree's Interest Coverage or its related term are showing as below:

TIPT' s Interest Coverage Range Over the Past 10 Years
Min: 0.27   Med: 2.76   Max: 5.63
Current: 5.22


TIPT's Interest Coverage is ranked worse than
76.35% of 351 companies
in the Insurance industry
Industry Median: 16.23 vs TIPT: 5.22

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Tiptree  (NAS:TIPT) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Tiptree Interest Coverage Related Terms


Tiptree Interest Coverage Historical Data

* Premium members only.

The historical data trend for Tiptree's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Tiptree Interest Coverage Chart

Tiptree Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.73 2.79 4.00 5.63 N/A

Tiptree Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A 5.85 4.58 N/A N/A

TIPT vs EIG, AMSF, ITIC: Interest Coverage Comparison

For the Insurance - Specialty subindustry, Tiptree's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tiptree Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, Tiptree's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Tiptree's Interest Coverage falls into.


TIPT
58GF Score
Tiptree Inc TIPT
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Tiptree Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Tiptree's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Tiptree's Interest Expense was $0.00 Mil. Its EBIT was $0.00 Mil. And its Long-Term Debt & Capital Lease Obligation was $72.60 Mil.

GuruFocus does not calculate Tiptree's interest coverage with the available data.

Tiptree's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Tiptree's Interest Expense was $0.00 Mil. Its EBIT was $0.00 Mil. And its Long-Term Debt & Capital Lease Obligation was $72.27 Mil.

GuruFocus does not calculate Tiptree's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Is Tiptree (TIPT) Overvalued in 2026?

Based on GuruFocus' analysis, Tiptree stock appears to be undervalued. The current stock price of $17.32 is trading 17.2% below its estimated GF Value™ of $20.91. GuruFocus considers Tiptree to be Modestly Undervalued.

Key valuation signals for TIPT:

  • Interest Coverage: N/A
  • GF Value™: $20.91 vs. price of $17.32 (17.2% below fair value)
  • GF Score™: 58/100 with 2 warning signs

No single metric tells the full story. See the TIPT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tiptree Business Description

Other Exchanges CJVA:Germany
Address 660 Steamboat Road, 2nd Floor, Greenwich, CT, USA, 06830
Tiptree Inc is a United States-based company that provides specialty insurance products and related services. It has two reportable segments: Insurance and Mortgage. The company generates the majority of its revenue from the Insurance Segment, which is engaged in designing, marketing, and underwriting specialty property and casualty insurance products incorporating value-added coverages and services for select target markets or niches. The Mortgage segment originates loans for sale to institutional investors, including GSEs and FHA/VA, and services loans on behalf of Fannie Mae, Freddie Mac, and Ginnie Mae.
58GF Score

Get the complete analysis for TIPT

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.32
Price
$20.91
GF Value