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TiptreeTIPT +1.12%34 Piotroski F-Score is 6 as of Aug. 10, 2026, which is at its 10-year median of 6.00. GuruFocus rates TIPT with a GF Score™ of 34/100. The stock has 2 warning signs investors should review. Among 1,591 Asset Management companies, Tiptree ranks better than 82.15% on this metric.
The zones of discrimination were as such:
Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3
Tiptree has an F-score of 6 indicating the company's financial situation is typical for a stable company.
The historical rank and industry rank for Tiptree's Piotroski F-Score or its related term are showing as below:
TIPT'
s Piotroski F-Score Range Over the Past 10 Years
Min: 3 Med: 6 Max: 8
Current: 6
During the past 13 years, the highest Piotroski F-Score of Tiptree was 8. The lowest was 3. And the median was 6.
The developer of the system is Joseph D. Piotroski is relatively unknown accounting professor who shuns publicity and rarely gives interviews.
He graduated from the University of Illinois with a B.S. in accounting in 1989, received an M.B.A. from Indiana University in 1994. Five years later, in 1999, after earning a Ph.D. in accounting from the University of Michigan, he became an associate professor of accounting at the University of Chicago.
He wanted to see if he can develop a system (using a simple nine-point scoring system) that can increase the returns of a strategy of investing in low price to book (referred to in the paper as high book to market) value companies.
What he found was something that exceeded his most optimistic expectations.
Buying only those companies that scored highest (8 or 9) on his nine-point scale, or F-Score as he called it, over the 20 year period from 1976 to 1996 led to an average out-performance over the market of 13.4%.
Even more impressive were the results of a strategy of investing in the highest F-Score companies (8 or 9) and shorting companies with the lowest F-Score (0 or 1).
Over the same period from 1976 to 1996 (20 years) this strategy led to an average yearly return of 23%, substantially outperforming the average S&P 500 index return of 15.83% over the same period.
Tiptree Piotroski F-Score Related Terms
Tiptree Piotroski F-Score Historical Data
* Premium members only.
The historical data trend for Tiptree's Piotroski F-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TIPT vs AMSF, ITIC, EIG: Piotroski F-Score Comparison
For the Asset Management subindustry, Tiptree's Piotroski F-Score, along with its competitors' market caps and Piotroski F-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tiptree Piotroski F-Score vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Tiptree's Piotroski F-Score distribution charts can be found below:
* The bar in red indicates where Tiptree's Piotroski F-Score falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
This Year (Jun26) TTM:
Last Year (Jun25) TTM:
Net Income was 6.421 + 3.911 + 14.246 + 389.233 = $413.81 Mil. Cash Flow from Operations was 135.434 + 44.852 + -18.164 + 53.012 = $215.13 Mil. Revenue was 523.399 + -1545.991 + -3.095 + 0 = $-1,025.69 Mil. Gross Profit was 523.399 + -1545.991 + -9.857 + -6.502 = $-1,038.95 Mil.
Average Total Assets from the begining of this year (Jun25)
to the end of this year (Jun26) was
(6147.892 + 6416.269 + 6840.065 + 6967.655 + 1134.117) / 5 = $5501.1996 Mil. Total Assets at the begining of this year (Jun25) was $6,147.89 Mil. Long-Term Debt & Capital Lease Obligation was $7.63 Mil. Total Current Assets was $1,105.17 Mil. Total Current Liabilities was $204.76 Mil.
Net Income was 11.915 + 19.551 + 5.635 + 18.96 = $56.06 Mil.
Revenue was 493.1 + -1630.773 + 0.39 + 0.142 = $-1,137.14 Mil. Gross Profit was 493.1 + -1630.773 + -8.943 + -6.843 = $-1,153.46 Mil.
Average Total Assets from the begining of last year (Jun24)
to the end of last year (Jun25) was
(5304.71 + 5505.733 + 5694.789 + 5819.492 + 6147.892) / 5 = $5694.5232 Mil. Total Assets at the begining of last year (Jun24) was $5,304.71 Mil. Long-Term Debt & Capital Lease Obligation was $358.77 Mil. Total Current Assets was $2,867.05 Mil. Total Current Liabilities was $741.98 Mil.
*Note: If the latest quarterly/semi-annual/annual total assets data is 0, then we will use previous quarterly/semi-annual/annual data for all the items in the balance sheet.
Profitability
Question 1. Return on Assets (ROA)
Net income before extraordinary items for the year divided by Total Assets at the beginning of the year.
Score 1 if positive, 0 if negative.
Tiptree's current Net Income (TTM) was 413.81.
==> Positive ==> Score 1.
Question 2. Cash Flow Return on Assets (CFROA)
Net cash flow from operating activities (operating cash flow) divided by Total Assets at the beginning of the year.
Tiptree's gearing of this year was 0.00138642. Tiptree's gearing of last year was 0.06300264.
==> This year is lower or equal to last year. ==> Score 1.
Question 6. Change in Working Capital (Liquidity)
Compare this year's current ratio (current assets divided by current liabilities) to last year's current ratio.
Score 1 if this year's current ratio is higher, 0 if it's lower
Tiptree's current ratio of this year was 5.39737253. Tiptree's current ratio of last year was 3.86403713.
==> This year's current ratio is higher. ==> Score 1.
Question 7. Change in Shares in Issue
Compare the number of shares in issue this year, to the number in issue last year.
Score 0 if there is larger number of shares in issue this year, 1 otherwise.
Tiptree's number of shares in issue this year was 37.501. Tiptree's number of shares in issue last year was 37.497.
==> There is larger number of shares in issue this year. ==> Score 0.
Efficiency
Question 8. Change in Gross Margin
Compare this year's gross margin (Gross Profit divided by sales) to last year's.
Score 1 if this year's gross margin is higher, 0 if it's lower.
Tiptree's gross margin of this year was 1.01293182. Tiptree's gross margin of last year was 1.01435002.
==> Last year's gross margin is higher ==> Score 0.
Question 9. Change in asset turnover
Compare this year's asset turnover (total sales for the year divided by total assets at the beginning of the year) to last year's asset turnover ratio.
Score 1 if this year's asset turnover ratio is higher, 0 if it's lower
Tiptree's asset turnover of this year was -0.16683556. Tiptree's asset turnover of last year was -0.2143644.
==> This year's asset turnover is higher. ==> Score 1.
Evaluation
Piotroski F-Score
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Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3
Tiptree has an F-score of 6 indicating the company's financial situation is typical for a stable company.
Tiptree (TIPT) has a Piotroski F-Score of 6 as of Aug. 10, 2026. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Tiptree and its competitors. This is near median its historical median of 6.00. Over the past decade, Tiptree's Piotroski F-Score has ranged from 3.00 to 8.00. According to the industry distribution chart, Tiptree ranks #284 out of 1591 companies in the Asset Management industry, placing it in the top 17.9%.
Is Tiptree's Piotroski F-Score too high?
Tiptree's current Piotroski F-Score of 6 is near median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 8.00. The Asset Management industry median Piotroski F-Score is 5.00. Tiptree's value of 6 is 20% above this industry median. Based on the distribution chart, Tiptree ranks #284 out of 1591 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Tiptree has a GF Score™ of 34/100, reflecting its overall financial health beyond just this single metric.
How does Tiptree's Piotroski F-Score compare to AMSF and ITIC?
According to the Asset Management industry distribution chart, Tiptree ranks #284 out of 1591 companies for Piotroski F-Score. This places Tiptree in the top 18% of its industry — outperforming the majority of peers. The industry median Piotroski F-Score is 5.00. Tiptree's value of 6 is 20% above this benchmark. Historically, Tiptree's own Piotroski F-Score has ranged from 3.00 to 8.00 over the past decade. While the company's 10-year median is 6.00 vs. the industry median of 5.00, Tiptree has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Piotroski F-Score for an Asset Management company?
The median Piotroski F-Score among Asset Management companies is 5.00, based on 1,591 companies in the industry. Companies in the top quartile (top 25%) have a Piotroski F-Score significantly above this median, while those in the bottom quartile fall well below. However, Piotroski F-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tiptree's current Piotroski F-Score of 6 is 20% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Piotroski F-Score mean?
A high Piotroski F-Score can signal that a stock is expensive relative to its fundamentals. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Tiptree and its competitors. For the Asset Management industry, the median Piotroski F-Score is 5.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tiptree's current Piotroski F-Score is 6, which is near median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tiptree stock overvalued right now?
Tiptree (TIPT) has a current Piotroski F-Score of 6. The current Piotroski F-Score is 6, which is near median its 10-year median of 6.00 and 20% above the Asset Management industry median of 5.00. Tiptree's overall GF Score™ is 34/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Piotroski F-Score calculated?
Piotroski F-Score is calculated from a company's financial statements. For Tiptree (TIPT), the current Piotroski F-Score is 6 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Tiptree Inc is a United States-based company that provides specialty insurance products and related services. It has two reportable segments: Insurance and Mortgage. The company generates the majority of its revenue from the Insurance Segment, which is engaged in designing, marketing, and underwriting specialty property and casualty insurance products incorporating value-added coverages and services for select target markets or niches. The Mortgage segment originates loans for sale to institutional investors, including GSEs and FHA/VA, and services loans on behalf of Fannie Mae, Freddie Mac, and Ginnie Mae.
34GF Score
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