TiptreeTIPT -2.44%53 Return-on-Tangible-Asset is 0.83% as of Mar. 2026, which is 8% above its 10-year median of 0.77. GuruFocus rates TIPT with a GF Score™ of 53/100 and a GF Value™ of $20.96 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 508 Insurance companies, Tiptree ranks worse than 78.74% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Tiptree's annualizedNet Income for the quarter that ended in Mar. 2026 was $56.98 Mil. Tiptree's average total tangible assets for the quarter that ended in Mar. 2026 was $6,903.86 Mil. Therefore, Tiptree's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 0.83%.
The historical rank and industry rank for Tiptree's Return-on-Tangible-Asset or its related term are showing as below:
TIPT'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -1.24 Med: 0.77 Max: 1.35
Current: 0.7
During the past 13 years, Tiptree's highest Return-on-Tangible-Asset was 1.35%. The lowest was -1.24%. And the median was 0.77%.
TIPT's Return-on-Tangible-Asset is ranked worse than 78.74% of 508
companies
in the Insurance industry
Industry Median: 2.785
vs TIPT: 0.70
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Tiptree Return-on-Tangible-Asset Related Terms
Tiptree Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Tiptree's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TIPT vs AMSF, ITIC, EIG: Return-on-Tangible-Asset Comparison
For the Insurance - Specialty subindustry, Tiptree's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tiptree Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Tiptree's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Tiptree's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.83% mean?
Tiptree (TIPT) has a Return-on-Tangible-Asset of 0.83% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Tiptree and its competitors. This is near median its historical median of 0.77. According to the industry distribution chart, Tiptree ranks #400 out of 508 companies in the Insurance industry, placing it in the top 78.7%.
Is Tiptree's Return-on-Tangible-Asset too high?
Tiptree's current Return-on-Tangible-Asset of 0.83% is near median its 10-year median of 0.77. The Insurance industry median Return-on-Tangible-Asset is 2.79. Tiptree's value of 0.83% is 70.2% below this industry median. Based on the distribution chart, Tiptree ranks #400 out of 508 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Tiptree has a GF Score™ of 53/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Tiptree's Return-on-Tangible-Asset compare to AMSF and ITIC?
According to the Insurance industry distribution chart, Tiptree ranks #400 out of 508 companies for Return-on-Tangible-Asset. This places Tiptree in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.79. Tiptree's value of 0.83% is 70.2% below this benchmark. While the company's 10-year median is 0.77 vs. the industry median of 2.79, Tiptree has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.79, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tiptree's current Return-on-Tangible-Asset of 0.83% is 70.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Tiptree and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tiptree's current Return-on-Tangible-Asset is 0.83%, which is near median its own 10-year median of 0.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tiptree stock overvalued right now?
Based on GuruFocus' analysis, Tiptree (TIPT) is currently considered Modestly Undervalued. The stock's GF Value™ is $20.96, compared to a current price of $17.78 — trading 15.2% below its estimated fair value. The current Return-on-Tangible-Asset is 0.83%, which is near median its 10-year median of 0.77 and 70.2% below the Insurance industry median of 2.79. Tiptree's overall GF Score™ is 53/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Tiptree (TIPT), the current Return-on-Tangible-Asset is 0.83% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tiptree (TIPT) Overvalued in 2026?
Based on GuruFocus' analysis, Tiptree stock appears to be undervalued.
The current stock price of $17.78 is trading 15.2% below its estimated GF Value™ of $20.96.
GuruFocus considers Tiptree to be Modestly Undervalued.
Key valuation signals for TIPT:
Return-on-Tangible-Asset: 0.83% (near median its 10-year median of 0.77)
GF Value™: $20.96 vs. price of $17.78 (15.2% below fair value)
Industry Position: 70.2% below the Insurance median (#400 of 508)
No single metric tells the full story. See the TIPT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tiptree Inc is a United States-based company that provides specialty insurance products and related services. It has two reportable segments: Insurance and Mortgage. The company generates the majority of its revenue from the Insurance Segment, which is engaged in designing, marketing, and underwriting specialty property and casualty insurance products incorporating value-added coverages and services for select target markets or niches. The Mortgage segment originates loans for sale to institutional investors, including GSEs and FHA/VA, and services loans on behalf of Fannie Mae, Freddie Mac, and Ginnie Mae.
53GF Score
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