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Neco Insurance CoXNEP:NIL -0.39%98 EV-to-FCF is 8.93 as of Aug. 06, 2026, which is 47% below its 10-year median of 16.89. GuruFocus rates XNEP:NIL with a GF Score™ of 98/100 and a GF Value™ of NPR735.70 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 393 Insurance companies, Neco Insurance Co ranks better than 52.42% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Neco Insurance Co's Enterprise Value is NPR15,189 Mil.
Neco Insurance Co's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 was NPR1,700 Mil. Therefore, Neco Insurance Co's EV-to-FCF for today is 8.93.
The historical rank and industry rank for Neco Insurance Co's EV-to-FCF or its related term are showing as below:
XNEP:NIL'
s EV-to-FCF Range Over the Past 10 Years
Min: 4.11 Med: 16.89 Max: 163.09
Current: 9.13
During the past 13 years, the highest EV-to-FCF of Neco Insurance Co was 163.09. The lowest was 4.11. And the median was 16.89.
XNEP:NIL's EV-to-FCF is ranked better than 52.42% of 393
companies
in the Insurance industry
Industry Median: 9.65
vs XNEP:NIL: 9.13
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Neco Insurance Co (XNEP:NIL) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Neco Insurance Co's PE Ratio (TTM) for today is calculated as:
Neco Insurance Co's share price for today is NPR617.10.
Neco Insurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR5.408.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Neco Insurance Co EV-to-FCF Related Terms
Neco Insurance Co EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Neco Insurance Co's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Neco Insurance Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Neco Insurance Co EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Neco Insurance Co's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Neco Insurance Co's EV-to-FCF falls into.
Neco Insurance Co's current Enterprise Value is NPR15,189 Mil.
Neco Insurance Co's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR1,700 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Neco Insurance Co (XNEP:NIL) has a EV-to-FCF of 8.93 as of Aug. 06, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Neco Insurance Co and its competitors. This is 47% below median its historical median of 16.89. Over the past decade, Neco Insurance Co's EV-to-FCF has ranged from 4.11 to 163.09. According to the industry distribution chart, Neco Insurance Co ranks #187 out of 393 companies in the Insurance industry, placing it in the top 47.6%.
Is Neco Insurance Co's EV-to-FCF too high?
Neco Insurance Co's current EV-to-FCF of 8.93 is 47% below median its 10-year median of 16.89. Over the past 10 years, this metric has ranged from a low of 4.11 to a high of 163.09. The Insurance industry median EV-to-FCF is 9.65. Neco Insurance Co's value of 8.93 is 7.5% below this industry median. Based on the distribution chart, Neco Insurance Co ranks #187 out of 393 companies in the Insurance industry, which is above the industry midpoint. Overall, Neco Insurance Co has a GF Score™ of 98/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Neco Insurance Co's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Neco Insurance Co ranks #187 out of 393 companies for EV-to-FCF. This puts Neco Insurance Co in the upper half of its industry. The industry median EV-to-FCF is 9.65. Neco Insurance Co's value of 8.93 is 7.5% below this benchmark. Historically, Neco Insurance Co's own EV-to-FCF has ranged from 4.11 to 163.09 over the past decade. While the company's 10-year median is 16.89 vs. the industry median of 9.65, Neco Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.65, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Neco Insurance Co's current EV-to-FCF of 8.93 is 7.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Neco Insurance Co and its competitors. For the Insurance industry, the median EV-to-FCF is 9.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Neco Insurance Co's current EV-to-FCF is 8.93, which is 47% below median its own 10-year median of 16.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Neco Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Neco Insurance Co (XNEP:NIL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR735.70, compared to a current price of NPR617.10 — trading 16.1% below its estimated fair value. The current EV-to-FCF is 8.93, which is 47% below median its 10-year median of 16.89 and 7.5% below the Insurance industry median of 9.65. Neco Insurance Co's overall GF Score™ is 98/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Neco Insurance Co (XNEP:NIL), the current EV-to-FCF is 8.93 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Neco Insurance Co (XNEP:NIL) Overvalued in 2026?
Based on GuruFocus' analysis, Neco Insurance Co stock appears to be undervalued.
The current stock price of NPR617.10 is trading 16.1% below its estimated GF Value™ of NPR735.70.
GuruFocus considers Neco Insurance Co to be Modestly Undervalued.
Key valuation signals for XNEP:NIL:
EV-to-FCF: 8.93 (47% below median its 10-year median of 16.89)
GF Value™: NPR735.70 vs. price of NPR617.10 (16.1% below fair value)
Industry Position: 7.5% below the Insurance median (#187 of 393)
No single metric tells the full story. See the XNEP:NIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Neco Insurance Co Ltd is a non-life insurance company. The firm's business segment comprises Aviation, Engineering, Fire, Marine, Motor, Micro, Cattle and Crop, and Miscellaneous. The company underwrites all types of general insurance risk through different kinds of policies prevailing in the market under seven categories, i.e., Property, Motor, Aviation, Marine, Engineering, Agriculture, and Miscellaneous.
98GF Score
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