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Allianz SEXSWX:ALV 83 3-Year EPS without NRI Growth Rate is 19.20% as of Jun. 2026, which is 292% above its 10-year median of 4.90. GuruFocus rates XSWX:ALV with a GF Score™ of 83/100 and a GF Value™ of CHF354.95. The stock has 6 warning signs investors should review. Among 398 Insurance companies, Allianz SE ranks better than 53.27% on this metric.
During the past 12 months, Allianz SE's average EPS without NRI Growth Rate was 15.50% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 19.20% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 12.10% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 5.60% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Allianz SE was 32.70% per year. The lowest was -14.40% per year. And the median was 4.90% per year.
Allianz SE (XSWX:ALV) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Allianz SE 3-Year EPS without NRI Growth Rate Related Terms
XSWX:ALV vs BRK.A, AIG, HIG: 3-Year EPS without NRI Growth Rate Comparison
For the Insurance - Diversified subindustry, Allianz SE's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allianz SE 3-Year EPS without NRI Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Allianz SE's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Allianz SE's 3-Year EPS without NRI Growth Rate falls into.
Allianz SE 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 19.20% mean?
Allianz SE (XSWX:ALV) has a 3-Year EPS without NRI Growth Rate of 19.20% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Allianz SE and its competitors. This is 292% above median its historical median of 4.90. According to the industry distribution chart, Allianz SE ranks #186 out of 398 companies in the Insurance industry, placing it in the top 46.7%.
Is Allianz SE's 3-Year EPS without NRI Growth Rate too high?
Allianz SE's current 3-Year EPS without NRI Growth Rate of 19.20% is 292% above median its 10-year median of 4.90. The Insurance industry median 3-Year EPS without NRI Growth Rate is 16.75. Allianz SE's value of 19.20% is 14.6% above this industry median. Based on the distribution chart, Allianz SE ranks #186 out of 398 companies in the Insurance industry, which is above the industry midpoint. Overall, Allianz SE has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does Allianz SE's 3-Year EPS without NRI Growth Rate compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Allianz SE ranks #186 out of 398 companies for 3-Year EPS without NRI Growth Rate. This puts Allianz SE in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 16.75. Allianz SE's value of 19.20% is 14.6% above this benchmark. While the company's 10-year median is 4.90 vs. the industry median of 16.75, Allianz SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for an Insurance company?
The median 3-Year EPS without NRI Growth Rate among Insurance companies is 16.75, based on 398 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allianz SE's current 3-Year EPS without NRI Growth Rate of 19.20% is 14.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Allianz SE and its competitors. For the Insurance industry, the median 3-Year EPS without NRI Growth Rate is 16.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allianz SE's current 3-Year EPS without NRI Growth Rate is 19.20%, which is 292% above median its own 10-year median of 4.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz SE stock overvalued right now?
Allianz SE (XSWX:ALV) has a current 3-Year EPS without NRI Growth Rate of 19.20%. The stock's GF Value™ is CHF354.95, compared to a current price of CHF405.20 — trading 14.2% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 19.20%, which is 292% above median its 10-year median of 4.90 and 14.6% above the Insurance industry median of 16.75. Allianz SE's overall GF Score™ is 83/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Allianz SE (XSWX:ALV), the current 3-Year EPS without NRI Growth Rate is 19.20% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allianz SE (XSWX:ALV) Overvalued in 2026?
Based on GuruFocus' analysis, Allianz SE stock appears to be overvalued.
The current stock price of CHF405.20 is trading 14.2% above its estimated GF Value™ of CHF354.95.
Key valuation signals for XSWX:ALV:
3-Year EPS without NRI Growth Rate: 19.20% (292% above median its 10-year median of 4.90)
GF Value™: CHF354.95 vs. price of CHF405.20 (14.2% above fair value)
Industry Position: 14.6% above the Insurance median (#186 of 398)
No single metric tells the full story. See the XSWX:ALV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allianz was founded as a transport and accident insurance firm in 1890 by Carl von Thieme and Wilhelm von Finck, the founders of Munich Re. It took the company five years to expand into Europe and North America and subsequently list in Berlin. After World War I, individuals were confronted with the loss of wealth, life, and security and Allianz founded a life business in the 1920s. In the years after World War II, Allianz's foreign assets were seized, and it lost its foreign business. By relocating its head office from Berlin to Munich in 1948, Allianz began the long road of rebuilding its domestic business. It took 20 years for the company to reacquire its prior foreign interests, starting in Austria. It became the largest European insurer in the postwar boom era.
83GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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