Allianz SEXSWX:ALV 76 Forward PE Ratio is 13.44 as of Jul. 07, 2026. GuruFocus rates XSWX:ALV with a GF Score™ of 76/100 and a GF Value™ of CHF302.88 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 274 Insurance companies, Allianz SE ranks worse than 63.14% on this metric.
Allianz SE (XSWX:ALV) Forward PE Ratio Explanation
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
Allianz SE Forward PE Ratio Related Terms
Allianz SE Forward PE Ratio Historical Data
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The historical data trend for Allianz SE's Forward PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Allianz SE Forward PE Ratio Chart
Allianz SE Annual Data
Trend
2015-12
2016-12
2017-12
2018-12
2019-12
2020-12
2021-12
2022-12
Forward PE Ratio
10.30
10.04
11.09
9.30
11.11
12.18
11.64
11.36
Allianz SE Quarterly Data
2015-12
2016-03
2016-06
2016-09
2016-12
2017-03
2017-06
2017-09
2017-12
2018-03
2018-06
2018-09
2018-12
2019-03
2019-06
2019-09
2019-12
2020-03
2020-06
2020-09
2020-12
2021-03
2021-06
2021-09
2021-12
2022-03
2022-06
2022-09
2022-12
2023-03
2026-03
Forward PE Ratio
10.30
11.06
8.76
7.86
10.04
11.26
10.88
10.96
11.09
10.50
10.42
10.20
9.30
10.74
11.47
10.88
11.11
12.74
14.73
12.29
12.18
12.08
12.20
11.33
11.64
11.44
12.64
12.06
11.36
11.24
11.58
XSWX:ALV vs BRK.A, AIG, HIG: Forward PE Ratio Comparison
For the Insurance - Diversified subindustry, Allianz SE's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allianz SE Forward PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Allianz SE's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where Allianz SE's Forward PE Ratio falls into.
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
Allianz SE (XSWX:ALV) has a Forward PE Ratio of 13.44 as of Jul. 07, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Allianz SE and its competitors. According to the industry distribution chart, Allianz SE ranks #173 out of 274 companies in the Insurance industry, placing it in the top 63.1%.
Is Allianz SE's Forward PE Ratio too high?
Allianz SE's current Forward PE Ratio is 13.44. The Insurance industry median Forward PE Ratio is 11.90. Allianz SE's value of 13.44 is 12.9% above this industry median. Based on the distribution chart, Allianz SE ranks #173 out of 274 companies in the Insurance industry, which is below the industry midpoint. Overall, Allianz SE has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Allianz SE's Forward PE Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Allianz SE ranks #173 out of 274 companies for Forward PE Ratio. This places Allianz SE in the lower half of its industry. The industry median Forward PE Ratio is 11.90. Allianz SE's value of 13.44 is 12.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for an Insurance company?
The median Forward PE Ratio among Insurance companies is 11.90, based on 274 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allianz SE's current Forward PE Ratio of 13.44 is 12.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Allianz SE and its competitors. For the Insurance industry, the median Forward PE Ratio is 11.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allianz SE's current Forward PE Ratio is 13.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz SE stock overvalued right now?
Based on GuruFocus' analysis, Allianz SE (XSWX:ALV) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF302.88, compared to a current price of CHF378.80 — trading 25.1% above its estimated fair value. The current Forward PE Ratio is 13.44 and 12.9% above the Insurance industry median of 11.90. Allianz SE's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For Allianz SE (XSWX:ALV), the current Forward PE Ratio is 13.44 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allianz SE (XSWX:ALV) Overvalued in 2026?
Based on GuruFocus' analysis, Allianz SE stock appears to be overvalued.
The current stock price of CHF378.80 is trading 25.1% above its estimated GF Value™ of CHF302.88.
GuruFocus considers Allianz SE to be Modestly Overvalued.
Key valuation signals for XSWX:ALV:
Forward PE Ratio: 13.44
GF Value™: CHF302.88 vs. price of CHF378.80 (25.1% above fair value)
Industry Position: 12.9% above the Insurance median (#173 of 274)
No single metric tells the full story. See the XSWX:ALV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allianz was founded as a transport and accident insurance firm in 1890 by Carl von Thieme and Wilhelm von Finck, the founders of Munich Re. It took the company five years to expand into Europe and North America and subsequently list in Berlin. After World War I, individuals were confronted with the loss of wealth, life, and security and Allianz founded a life business in the 1920s. In the years after World War II, Allianz's foreign assets were seized, and it lost its foreign business. By relocating its head office from Berlin to Munich in 1948, Allianz began the long road of rebuilding its domestic business. It took 20 years for the company to reacquire its prior foreign interests, starting in Austria. It became the largest European insurer in the postwar boom era.
76GF Score
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