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Allianz SEXSWX:ALV 83 Equity-to-Asset is 0.06 as of Jun. 2026, which is at its 10-year median of 0.06. GuruFocus rates XSWX:ALV with a GF Score™ of 83/100 and a GF Value™ of CHF354.95. The stock has 6 warning signs investors should review. Among 504 Insurance companies, Allianz SE ranks worse than 88.29% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Allianz SE's Total Stockholders Equity for the quarter that ended in Jun. 2026 was CHF57,889 Mil. Allianz SE's Total Assets for the quarter that ended in Jun. 2026 was CHF988,185 Mil.
Therefore, Allianz SE's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.06.
The historical rank and industry rank for Allianz SE's Equity-to-Asset or its related term are showing as below:
XSWX:ALV'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.05 Med: 0.06 Max: 0.08
Current: 0.06
During the past 13 years, the highest Equity to Asset Ratio of Allianz SE was 0.08. The lowest was 0.05. And the median was 0.06.
XSWX:ALV's Equity-to-Asset is ranked worse than 88.29% of 504
companies
in the Insurance industry
Industry Median: 0.26
vs XSWX:ALV: 0.06
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Allianz SE Equity-to-Asset Related Terms
Allianz SE Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Allianz SE's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSWX:ALV vs BRK.A, AIG, HIG: Equity-to-Asset Comparison
For the Insurance - Diversified subindustry, Allianz SE's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allianz SE Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Allianz SE's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Allianz SE's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Allianz SE's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Allianz SE (XSWX:ALV) has a Equity-to-Asset of 0.06 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Allianz SE and its competitors. This is near median its historical median of 0.06. Over the past decade, Allianz SE's Equity-to-Asset has ranged from 0.05 to 0.08. According to the industry distribution chart, Allianz SE ranks #445 out of 504 companies in the Insurance industry, placing it in the top 88.3%.
Is Allianz SE's Equity-to-Asset too high?
Allianz SE's current Equity-to-Asset of 0.06 is near median its 10-year median of 0.06. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.08. The Insurance industry median Equity-to-Asset is 0.26. Allianz SE's value of 0.06 is 76.9% below this industry median. Based on the distribution chart, Allianz SE ranks #445 out of 504 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Allianz SE has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does Allianz SE's Equity-to-Asset compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Allianz SE ranks #445 out of 504 companies for Equity-to-Asset. This places Allianz SE in the lower half of its industry. The industry median Equity-to-Asset is 0.26. Allianz SE's value of 0.06 is 76.9% below this benchmark. Historically, Allianz SE's own Equity-to-Asset has ranged from 0.05 to 0.08 over the past decade. While the company's 10-year median is 0.06 vs. the industry median of 0.26, Allianz SE has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allianz SE's current Equity-to-Asset of 0.06 is 76.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Allianz SE and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allianz SE's current Equity-to-Asset is 0.06, which is near median its own 10-year median of 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz SE stock overvalued right now?
Allianz SE (XSWX:ALV) has a current Equity-to-Asset of 0.06. The stock's GF Value™ is CHF354.95, compared to a current price of CHF405.20 — trading 14.2% above its estimated fair value. The current Equity-to-Asset is 0.06, which is near median its 10-year median of 0.06 and 76.9% below the Insurance industry median of 0.26. Allianz SE's overall GF Score™ is 83/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Allianz SE (XSWX:ALV), the current Equity-to-Asset is 0.06 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allianz SE (XSWX:ALV) Overvalued in 2026?
Based on GuruFocus' analysis, Allianz SE stock appears to be overvalued.
The current stock price of CHF405.20 is trading 14.2% above its estimated GF Value™ of CHF354.95.
Key valuation signals for XSWX:ALV:
Equity-to-Asset: 0.06 (near median its 10-year median of 0.06)
GF Value™: CHF354.95 vs. price of CHF405.20 (14.2% above fair value)
Industry Position: 76.9% below the Insurance median (#445 of 504)
No single metric tells the full story. See the XSWX:ALV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allianz was founded as a transport and accident insurance firm in 1890 by Carl von Thieme and Wilhelm von Finck, the founders of Munich Re. It took the company five years to expand into Europe and North America and subsequently list in Berlin. After World War I, individuals were confronted with the loss of wealth, life, and security and Allianz founded a life business in the 1920s. In the years after World War II, Allianz's foreign assets were seized, and it lost its foreign business. By relocating its head office from Berlin to Munich in 1948, Allianz began the long road of rebuilding its domestic business. It took 20 years for the company to reacquire its prior foreign interests, starting in Austria. It became the largest European insurer in the postwar boom era.
83GF Score
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