Allianz SE (XSWX:ALV) 1-Year Sharpe Ratio: 1.29 (As of Jul. 08, 2026)


XSWX:ALV Allianz SE XSWX:ALV
76 GF Score
Price CHF379.30
GF Value CHF302.52
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Allianz SE 1-Year Sharpe Ratio?

Allianz SE XSWX:ALV +0.13% 76 1-Year Sharpe Ratio is 1.29 as of Jul. 08, 2026. GuruFocus rates XSWX:ALV with a GF Score™ of 76/100 and a GF Value™ of CHF302.52 (Modestly Overvalued). The stock has 6 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-08), Allianz SE's 1-Year Sharpe Ratio is 1.29.

Allianz SE  (XSWX:ALV) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Allianz SE 1-Year Sharpe Ratio Related Terms

XSWX:ALV vs BRK.A, AIG, HIG: 1-Year Sharpe Ratio Comparison

For the Insurance - Diversified subindustry, Allianz SE's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Allianz SE 1-Year Sharpe Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Allianz SE's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Allianz SE's 1-Year Sharpe Ratio falls into.


XSWX:ALV
76GF Score
Allianz SE XSWX:ALV
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Allianz SE 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 1.29 mean?
Allianz SE (XSWX:ALV) has a 1-Year Sharpe Ratio of 1.29 as of Jul. 08, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Allianz SE and its competitors.
Is Allianz SE's 1-Year Sharpe Ratio too high?
Allianz SE's current 1-Year Sharpe Ratio is 1.29. Overall, Allianz SE has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Allianz SE's 1-Year Sharpe Ratio compare to BRK.A and AIG?
Allianz SE's 1-Year Sharpe Ratio of 1.29 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for an Insurance company?
A good 1-Year Sharpe Ratio depends on the Insurance industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Allianz SE and its competitors. Allianz SE's current 1-Year Sharpe Ratio is 1.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz SE stock overvalued right now?
Based on GuruFocus' analysis, Allianz SE (XSWX:ALV) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF302.52, compared to a current price of CHF379.30 — trading 25.4% above its estimated fair value. The current 1-Year Sharpe Ratio is 1.29. Allianz SE's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Allianz SE (XSWX:ALV), the current 1-Year Sharpe Ratio is 1.29 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Allianz SE (XSWX:ALV) Overvalued in 2026?

Based on GuruFocus' analysis, Allianz SE stock appears to be overvalued. The current stock price of CHF379.30 is trading 25.4% above its estimated GF Value™ of CHF302.52. GuruFocus considers Allianz SE to be Modestly Overvalued.

Key valuation signals for XSWX:ALV:

  • 1-Year Sharpe Ratio: 1.29
  • GF Value™: CHF302.52 vs. price of CHF379.30 (25.4% above fair value)
  • GF Score™: 76/100 with 6 warning signs

No single metric tells the full story. See the XSWX:ALV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Allianz SE Business Description

Address Koniginstrasse 28, Munich, BY, DEU, 80802
Allianz was founded as a transport and accident insurance firm in 1890 by Carl von Thieme and Wilhelm von Finck, the founders of Munich Re. It took the company five years to expand into Europe and North America and subsequently list in Berlin. After World War I, individuals were confronted with the loss of wealth, life, and security and Allianz founded a life business in the 1920s. In the years after World War II, Allianz's foreign assets were seized, and it lost its foreign business. By relocating its head office from Berlin to Munich in 1948, Allianz began the long road of rebuilding its domestic business. It took 20 years for the company to reacquire its prior foreign interests, starting in Austria. It became the largest European insurer in the postwar boom era.
76GF Score

Get the complete analysis for XSWX:ALV

1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF379.30
Price
CHF302.52
GF Value