Allianz SEXSWX:ALV +0.13%76 EV-to-EBIT is 12.53 as of Jul. 08, 2026, which is 11% above its 10-year median of 11.25. GuruFocus rates XSWX:ALV with a GF Score™ of 76/100 and a GF Value™ of CHF302.52 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 348 Insurance companies, Allianz SE ranks worse than 69.25% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Allianz SE's Enterprise Value for the quarter that ended in Mar. 2026 was CHF101,369 Mil.
Allianz SE's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CHF12,459 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Allianz SE EV-to-EBIT Related Terms
Allianz SE EV-to-EBIT Historical Data
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The historical data trend for Allianz SE's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSWX:ALV vs BRK.A, AIG, HIG: EV-to-EBIT Comparison
For the Insurance - Diversified subindustry, Allianz SE's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allianz SE EV-to-EBIT vs Insurance Industry
For the Insurance industry and Financial Services sector, Allianz SE's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Allianz SE's EV-to-EBIT falls into.
Allianz SE's current Enterprise Value is CHF156,111 Mil.
Allianz SE's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CHF12,459 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Allianz SE (XSWX:ALV) has a EV-to-EBIT of 12.53 as of Jul. 08, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Allianz SE and its competitors. This is 11% above median its historical median of 11.25. Over the past decade, Allianz SE's EV-to-EBIT has ranged from 4.56 to 19.78. According to the industry distribution chart, Allianz SE ranks #241 out of 348 companies in the Insurance industry, placing it in the top 69.3%.
Is Allianz SE's EV-to-EBIT too high?
Allianz SE's current EV-to-EBIT of 12.53 is 11% above median its 10-year median of 11.25. Over the past 10 years, this metric has ranged from a low of 4.56 to a high of 19.78. The Insurance industry median EV-to-EBIT is 8.69. Allianz SE's value of 12.53 is 44.3% above this industry median. Based on the distribution chart, Allianz SE ranks #241 out of 348 companies in the Insurance industry, which is below the industry midpoint. Overall, Allianz SE has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Allianz SE's EV-to-EBIT compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Allianz SE ranks #241 out of 348 companies for EV-to-EBIT. This places Allianz SE in the lower half of its industry. The industry median EV-to-EBIT is 8.69. Allianz SE's value of 12.53 is 44.3% above this benchmark. Historically, Allianz SE's own EV-to-EBIT has ranged from 4.56 to 19.78 over the past decade. While the company's 10-year median is 11.25 vs. the industry median of 8.69, Allianz SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.69, based on 348 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allianz SE's current EV-to-EBIT of 12.53 is 44.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Allianz SE and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allianz SE's current EV-to-EBIT is 12.53, which is 11% above median its own 10-year median of 11.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz SE stock overvalued right now?
Based on GuruFocus' analysis, Allianz SE (XSWX:ALV) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF302.52, compared to a current price of CHF379.30 — trading 25.4% above its estimated fair value. The current EV-to-EBIT is 12.53, which is 11% above median its 10-year median of 11.25 and 44.3% above the Insurance industry median of 8.69. Allianz SE's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Allianz SE (XSWX:ALV), the current EV-to-EBIT is 12.53 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allianz SE (XSWX:ALV) Overvalued in 2026?
Based on GuruFocus' analysis, Allianz SE stock appears to be overvalued.
The current stock price of CHF379.30 is trading 25.4% above its estimated GF Value™ of CHF302.52.
GuruFocus considers Allianz SE to be Modestly Overvalued.
Key valuation signals for XSWX:ALV:
EV-to-EBIT: 12.53 (11% above median its 10-year median of 11.25)
GF Value™: CHF302.52 vs. price of CHF379.30 (25.4% above fair value)
Industry Position: 44.3% above the Insurance median (#241 of 348)
No single metric tells the full story. See the XSWX:ALV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allianz was founded as a transport and accident insurance firm in 1890 by Carl von Thieme and Wilhelm von Finck, the founders of Munich Re. It took the company five years to expand into Europe and North America and subsequently list in Berlin. After World War I, individuals were confronted with the loss of wealth, life, and security and Allianz founded a life business in the 1920s. In the years after World War II, Allianz's foreign assets were seized, and it lost its foreign business. By relocating its head office from Berlin to Munich in 1948, Allianz began the long road of rebuilding its domestic business. It took 20 years for the company to reacquire its prior foreign interests, starting in Austria. It became the largest European insurer in the postwar boom era.
76GF Score
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