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Allianz SEXSWX:ALV 83 Shiller PE Ratio is 19.93 as of Aug. 24, 2026, which is 57% above its 10-year median of 12.70. GuruFocus rates XSWX:ALV with a GF Score™ of 83/100 and a GF Value™ of CHF354.95. The stock has 6 warning signs investors should review. Among 373 Insurance companies, Allianz SE ranks worse than 61.39% on this metric.
As of today (2026-08-24), Allianz SE's current share price is CHF405.20. Allianz SE's E10 for the quarter that ended in Jun. 2026 was CHF20.33. Allianz SE's Shiller PE Ratio for today is 19.93.
The historical rank and industry rank for Allianz SE's Shiller PE Ratio or its related term are showing as below:
XSWX:ALV'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 7.98 Med: 12.7 Max: 19.56
Current: 19.48
During the past years, Allianz SE's highest Shiller PE Ratio was 19.56. The lowest was 7.98. And the median was 12.70.
XSWX:ALV's Shiller PE Ratio is ranked worse than 61.39% of 373
companies
in the Insurance industry
Industry Median: 16.63
vs XSWX:ALV: 19.48
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Allianz SE's adjusted earnings per share data for the three months ended in Jun. 2026 was CHF5.958. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is CHF20.33 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Allianz SE (XSWX:ALV) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Allianz SE Shiller PE Ratio Related Terms
Allianz SE Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for Allianz SE's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSWX:ALV vs BRK.A, AIG, HIG: Shiller PE Ratio Comparison
For the Insurance - Diversified subindustry, Allianz SE's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allianz SE Shiller PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Allianz SE's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Allianz SE's Shiller PE Ratio falls into.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
Allianz SE's Shiller PE Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Allianz SE's E10 for the quarter that ended in Jun. 2026 is calculated as:
For example, Allianz SE's adjusted earnings per share data for the three months ended in Jun. 2026 was:
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Allianz SE (XSWX:ALV) has a Shiller PE Ratio of 19.93 as of Aug. 24, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Allianz SE and its competitors. This is 57% above median its historical median of 12.70. Over the past decade, Allianz SE's Shiller PE Ratio has ranged from 7.98 to 19.56. According to the industry distribution chart, Allianz SE ranks #229 out of 373 companies in the Insurance industry, placing it in the top 61.4%.
Is Allianz SE's Shiller PE Ratio too high?
Allianz SE's current Shiller PE Ratio of 19.93 is 57% above median its 10-year median of 12.70. Over the past 10 years, this metric has ranged from a low of 7.98 to a high of 19.56. The Insurance industry median Shiller PE Ratio is 16.63. Allianz SE's value of 19.93 is 19.8% above this industry median. Based on the distribution chart, Allianz SE ranks #229 out of 373 companies in the Insurance industry, which is below the industry midpoint. Overall, Allianz SE has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does Allianz SE's Shiller PE Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Allianz SE ranks #229 out of 373 companies for Shiller PE Ratio. This places Allianz SE in the lower half of its industry. The industry median Shiller PE Ratio is 16.63. Allianz SE's value of 19.93 is 19.8% above this benchmark. Historically, Allianz SE's own Shiller PE Ratio has ranged from 7.98 to 19.56 over the past decade. While the company's 10-year median is 12.70 vs. the industry median of 16.63, Allianz SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for an Insurance company?
The median Shiller PE Ratio among Insurance companies is 16.63, based on 373 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allianz SE's current Shiller PE Ratio of 19.93 is 19.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Allianz SE and its competitors. For the Insurance industry, the median Shiller PE Ratio is 16.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allianz SE's current Shiller PE Ratio is 19.93, which is 57% above median its own 10-year median of 12.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz SE stock overvalued right now?
Allianz SE (XSWX:ALV) has a current Shiller PE Ratio of 19.93. The stock's GF Value™ is CHF354.95, compared to a current price of CHF405.20 — trading 14.2% above its estimated fair value. The current Shiller PE Ratio is 19.93, which is 57% above median its 10-year median of 12.70 and 19.8% above the Insurance industry median of 16.63. Allianz SE's overall GF Score™ is 83/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Allianz SE (XSWX:ALV), the current Shiller PE Ratio is 19.93 as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allianz SE (XSWX:ALV) Overvalued in 2026?
Based on GuruFocus' analysis, Allianz SE stock appears to be overvalued.
The current stock price of CHF405.20 is trading 14.2% above its estimated GF Value™ of CHF354.95.
Key valuation signals for XSWX:ALV:
Shiller PE Ratio: 19.93 (57% above median its 10-year median of 12.70)
GF Value™: CHF354.95 vs. price of CHF405.20 (14.2% above fair value)
Industry Position: 19.8% above the Insurance median (#229 of 373)
No single metric tells the full story. See the XSWX:ALV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allianz was founded as a transport and accident insurance firm in 1890 by Carl von Thieme and Wilhelm von Finck, the founders of Munich Re. It took the company five years to expand into Europe and North America and subsequently list in Berlin. After World War I, individuals were confronted with the loss of wealth, life, and security and Allianz founded a life business in the 1920s. In the years after World War II, Allianz's foreign assets were seized, and it lost its foreign business. By relocating its head office from Berlin to Munich in 1948, Allianz began the long road of rebuilding its domestic business. It took 20 years for the company to reacquire its prior foreign interests, starting in Austria. It became the largest European insurer in the postwar boom era.
83GF Score
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